10. Accumulated Other Comprehensive Income (Loss) – The following tables summarize the components of accumulated other comprehensive income (loss) at June 30, 2013 and 2012, and changes during the three and six month periods then ended.

(In Millions)

Balance at
December
31, 2012

Net Change

Balance at
June 30,
2013

Net Unrealized Gains (Losses) on Securities Available for Sale

101.0

(80.2

)

20.8

Net Unrealized Gains (Losses) on Cash Flow Hedges

(1.4

)

(3.1

)

(4.5

)

Net Foreign Currency Adjustments

10.5

1.6

12.1

Net Pension and Other Postretirement Benefit Adjustments

(393.1

)

14.0

(379.1

)

Total

(283.0

)

(67.7

)

(350.7

)


(In Millions)	Balance at December 31, 2011			Net Change		Balance at June 30, 2012
Net Unrealized Gains (Losses) on Securities Available for Sale	$	39.8		$	31.7	$	71.5
Net Unrealized Gains (Losses) on Cash Flow Hedges		(7.0	)		2.4		(4.6	)
Net Foreign Currency Adjustments		(9.5	)		9.9		0.4
Net Pension and Other Postretirement Benefit Adjustments		(368.9	)		27.5		(341.4	)

Total	$	(345.6	)	$	71.5	$	(274.1	)


	Three Months Ended June 30,
	2013									2012
(In Millions)	Before Tax			Tax Effect			After Tax			Before Tax			Tax Effect			After Tax
Unrealized Gains (Losses) on Securities Available for Sale
Noncredit-Related Unrealized Losses on Securities OTTI	$	—		$	—		$	—		$	4.4		$	(1.6	)	$	2.8
Other Unrealized Gains (Losses) on Securities Available for Sale		(130.7	)		49.2			(81.5	)		19.0			(7.1	)		11.9
Reclassification Adjustment for (Gains) Losses Included in Net Income		—			—			—			(4.7	)		1.7			(3.0	)

Net Change		(130.7	)		49.2			(81.5	)		18.7			(7.0	)		11.7

Unrealized Gains (Losses) on Cash Flow Hedges
Unrealized Gains (Losses) on Cash Flow Hedges		(0.1	)		0.4			0.3			(15.8	)		5.9			(9.9	)
Reclassification Adjustment for (Gains) Losses Included in Net Income		2.8			(1.0	)		1.8			1.7			(0.7	)		1.0

Net Change		2.7			(0.6	)		2.1			(14.1	)		5.2			(8.9	)

Foreign Currency Adjustments
Foreign Currency Translation Adjustments		6.7			1.2			7.9			(45.8	)		—			(45.8	)
Net Investment Hedge Gains (Losses)		(3.3	)		1.2			(2.1	)		72.6			(32.7	)		39.9
Reclassification Adjustment for (Gains) Losses Included in Net Income		—			—			—			—			—			—

Net Change		3.4			2.4			5.8			26.8			(32.7	)		(5.9	)

Pension and Other Postretirement Benefit Adjustments
Net Actuarial Gain (Loss)		—			—			—			—			—			—
Reclassification Adjustment for (Gains) Losses Included in Net Income		11.2			(4.2	)		7.0			8.4			(3.1	)		5.3

Net Change	$	11.2		$	(4.2	)	$	7.0		$	8.4		$	(3.1	)	$	5.3


	Six Months Ended June 30,
	2013									2012
(In Millions)	Before Tax			Tax Effect			After Tax			Before Tax			Tax Effect			After Tax
Unrealized Gains (Losses) on Securities Available for Sale
Noncredit-Related Unrealized Losses on Securities OTTI	$	2.1		$	(0.8	)	$	1.3		$	10.2		$	(3.8	)	$	6.4
Other Unrealized Gains (Losses) on Securities Available for Sale		(130.5	)		49.1			(81.4	)		48.6			(18.2	)		30.4
Reclassification Adjustment for (Gains) Losses Included in Net Income		(0.2	)		0.1			(0.1	)		(8.2	)		3.1			(5.1	)

Net Change		(128.6	)		48.4			(80.2	)		50.6			(18.9	)		31.7

Unrealized Gains (Losses) on Cash Flow Hedges
Unrealized Gains (Losses) on Cash Flow Hedges		(9.3	)		3.3			(6.0	)		2.9			(1.1	)		1.8
Reclassification Adjustment for (Gains) Losses Included in Net Income		4.6			(1.7	)		2.9			0.9			(0.3	)		0.6

Net Change		(4.7	)		1.6			(3.1	)		3.8			(1.4	)		2.4

Foreign Currency Adjustments
Foreign Currency Translation Adjustments		(49.7	)		1.7			(48.0	)		(10.9	)		—			(10.9	)
Net Investment Hedge Gains (Losses)		79.5			(29.9	)		49.6			27.4			(6.6	)		20.8
Reclassification Adjustment for (Gains) Losses Included in Net Income		—			—			—			—			—			—

Net Change		29.8			(28.2	)		1.6			16.5			(6.6	)		9.9

Pension and Other Postretirement Benefit Adjustments
Net Actuarial Gain (Loss)		—			—			—			26.7			(10.1	)		16.6
Reclassification Adjustment for (Gains) Losses Included in Net Income		22.4			(8.4	)		14.0			17.1			(6.2	)		10.9

Net Change	$	22.4		$	(8.4	)	$	14.0		$	43.8		$	(16.3	)	$	27.5

The following table provides the location and before-tax amounts of reclassifications out of accumulated other comprehensive income (loss) during the three and six months ended June 30, 2013.


	Location of	Amount of Reclassification Adjustments Recognized in Income
	Reclassification Adjustments	Three Months Ended			Six Months Ended
(In Millions)	Recognized in Income	June 30, 2013
Securities Available for Sale
Realized (Gains) Losses on Securities Available for Sale	Investment Security Gains (Losses), net
		$	—		$	(0.2	)

Realized (Gains) Losses on Cash Flow Hedges
Foreign Exchange Contracts	Other Operating Income/Expense		2.8			4.6

Pension and Other Postretirement Benefit Adjustments
Amortization of Net Actuarial (Gain) Loss	Employee Benefits		12.0			23.9
Amortization of Prior Service Cost	Employee Benefits		(0.8	)		(1.5	)

Gross Reclassification Adjustment		$	11.2		$	22.4