Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2011

Amounts Outstanding for Loans and Leases by Segment and Class

Amounts outstanding for loans and leases, by segment and class, are shown below.

	June 30,			December 31,
(In Millions)	2011			2010
Commercial
Commercial and Institutional	$	6,293.9		$	5,914.5
Commercial Real Estate		3,093.1			3,242.4
Lease Financing, net		1,022.8			1,063.7
Non-U.S.		1,676.0			1,046.2
Other		350.8			346.6
Total Commercial		12,436.6			11,613.4
Personal
Residential Real Estate		10,684.1			10,854.9
Private Client		5,191.0			5,423.7
Other		254.3			240.0
Total Personal		16,129.4			16,518.6
Total Loans and Leases		28,566.0			28,132.0
Allowance for Credit Losses Assigned to Loans and Leases		(311.3	)		(319.6	)
Net Loans and Leases	$	28,254.7		$	27,812.4

Loan and Lease Segment and Class Balances Segregated by Borrower Ratings into Below Average Risk, Average Risk, and Watch List Categories

Loan and lease segment and class balances for June 30, 2011 and December 31, 2010 are provided below, segregated by borrower ratings into below average risk, average risk, and watch list categories.

	June 30, 2011								December 31, 2010
	Below Average		Average		Watch				Below Average		Average		Watch
(In Millions)	Risk		Risk		List		Total		Risk		Risk		List		Total
Commercial
Commercial and Institutional	$	3,039.7	$	3,010.4	$	243.8	$	6,293.9	$	2,821.5	$	2,849.8	$	243.2	$	5,914.5
Commercial Real Estate		1,336.4		1,409.4		347.3		3,093.1		1,232.8		1,594.3		415.3		3,242.4
Lease Financing, net		497.0		511.6		14.2		1,022.8		571.6		473.0		19.1		1,063.7
Non-U.S.		847.1		823.4		5.5		1,676.0		430.0		596.5		19.7		1,046.2
Other		220.3		130.5		—		350.8		209.5		137.1		—		346.6
Total Commercial		5,940.5		5,885.3		610.8		12,436.6		5,265.4		5,650.7		697.3		11,613.4
Personal
Residential Real Estate		2,665.6		7,617.0		401.5		10,684.1		2,896.0		7,586.9		372.0		10,854.9
Private Client		2,871.6		2,287.0		32.4		5,191.0		3,326.5		2,064.1		33.1		5,423.7
Other		81.0		173.3		—		254.3		78.1		161.9		—		240.0
Total Personal		5,618.2		10,077.3		433.9		16,129.4		6,300.6		9,812.9		405.1		16,518.6
Total Loans and Leases	$	11,558.7	$	15,962.6	$	1,044.7	$	28,566.0	$	11,566.0	$	15,463.6	$	1,102.4	$	28,132.0

Past Due Status of The Recorded Investment in Financing Receivables by Class and by Segment

The following tables provide balances and delinquency status of performing and nonperforming loans and leases by segment and class, as well as the total other real estate owned and nonperforming asset balances, as of June 30, 2011 and December 31, 2010.

	June 30, 2011
(In Millions)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More  Past		Current		Total Performing		Nonperforming		Total Loans and Leases
Commercial
Commercial and Institutional	$	26.9	$	22.8	$	3.3	$	6,185.2	$	6,238.2	$	55.7	$	6,293.9
Commercial Real Estate		12.5		6.5		8.1		2,959.5		2,986.6		106.5		3,093.1
Lease Financing, net		36.5		1.8		2.6		981.9		1,022.8		—		1,022.8
Non-U.S.		—		—		—		1,676.0		1,676.0		—		1,676.0
Other		—		—		—		350.8		350.8		—		350.8
Total Commercial	$	75.9	$	31.1	$	14.0	$	12,153.4	$	12,274.4	$	162.2	$	12,436.6
Personal
Residential Real Estate	$	19.7	$	21.1	$	3.9	$	10,476.4	$	10,521.1	$	163.0	$	10,684.1
Private Client		20.4		5.7		3.8		5,158.3		5,188.2		2.8		5,191.0
Other		—		—		—		254.3		254.3		—		254.3
Total Personal		40.1		26.8		7.7		15,889.0		15,963.6		165.8		16,129.4
Total Loans and Leases	$	116.0	$	57.9	$	21.7	$	28,042.4	$	28,238.0	$	328.0	$	28,566.0
						Total Other Real Estate Owned						31.1
						Total Nonperforming Assets					$	359.1
	December 31, 2010
	30-59 Days		60-89 Days		90 Days or				Total				Total Loans
(In Millions)	Past Due		Past Due		More Past		Current		Performing		Nonperforming		and Leases
Commercial
Commercial and Institutional	$	16.3	$	8.2	$	.8	$	5,831.2	$	5,856.5	$	58.0	$	5,914.5
Commercial Real Estate		24.2		15.7		9.4		3,076.7		3,126.0		116.4		3,242.4
Lease Financing, net		—		—		—		1,063.7		1,063.7		—		1,063.7
Non-U.S.		—		—		—		1,046.2		1,046.2		—		1,046.2
Other		—		—		—		346.6		346.6		—		346.6
Total Commercial		40.5		23.9		10.2		11,364.4		11,439.0		174.4		11,613.4
Personal
Residential Real Estate		76.1		17.2		.9		10,607.4		10,701.6		153.3		10,854.9
Private Client		35.7		13.0		1.9		5,367.8		5,418.4		5.3		5,423.7
Other		—		—		—		240.0		240.0		—		240.0
Total Personal		111.8		30.2		2.8		16,215.2		16,360.0		158.6		16,518.6
Total Loans and Leases	$	152.3	$	54.1	$	13.0	$	27,579.6	$	27,799.0	$	333.0	$	28,132.0
						Total Other Real Estate Owned						45.5
						Total Nonperforming Assets					$	378.5

Impaired Loans by Segment and Class

The following tables provide information related to impaired loans by segment and class.

	As of June 30, 2011						Three Months Ended June 30, 2011				Six Months Ended June 30, 2011
(In Millions)	Recorded Investment		Unpaid Principal Balance		Specific Reserve		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With No Related Specific Reserve
Commercial and Institutional	$	24.6	$	31.8	$	—	$	18.2	$	—	$	17.6	$	—
Commercial Real Estate		36.2		58.8		—		27.2		—		26.3		.1
Residential Real Estate		117.6		150.8		—		106.6		.3		109.9		1.1
Private Client		2.8		8.0		—		2.3		—		2.2		—
With a Related Specific Reserve
Commercial and Institutional		36.6		48.6		18.8		34.9		—		34.9		—
Commercial Real Estate		77.8		102.1		26.8		71.4		—		77.0		—
Residential Real Estate		7.1		7.6		3.2		7.1		—		6.9		—
Private Client		1.7		1.7		.5		1.7		—		2.4		—
Total
Commercial		175.2		241.3		45.6		151.7		—		155.8		.1
Personal		129.2		168.1		3.7		117.7		.3		121.4		1.1
Total	$	304.4	$	409.4	$	49.3	$	269.4	$	.3	$	277.2	$	1.2

	As of December 31, 2010
(In Millions)	Recorded Investment		Unpaid Principal Balance		Specific Reserve
With No Related Specific Reserve
Commercial and Institutional	$	17.9	$	26.1	$	—
Commercial Real Estate		43.7		62.4		—
Residential Real Estate		111.9		138.1		—
Private Client		3.7		3.9		—
With a Related Specific Reserve
Commercial and Institutional		41.7		47.8		19.8
Commercial Real Estate		77.2		88.9		29.5
Residential Real Estate		5.1		5.1		2.4
Total
Commercial		180.5		225.2		49.3
Personal		120.7		147.1		2.4
Total	$	301.2	$	372.3	$	51.7

Average Recorded Investment in Impaired Loans and Interest Income that would have been Recorded on Nonperforming Loans

The following table provides average recorded investments in impaired loans and the interest income that would have been recorded on nonperforming loans in accordance with their original terms, for the three and six months ended June 30, 2011 and 2010.

	Three Months Ended June 30,				Six Months Ended June 30,
(In Millions)	2011		2010		2011		2010
Average Recorded Investment in Impaired Loans	$	269.4	$	230.5	$	277.2	$	221.5
Interest Income That Would Have Been Recorded on Nonperforming Loans in Accordance with Their Original Terms		3.9		3.5		8.1		7.6

* Average recorded investment in impaired loans is calculated as the average of the month-end impaired loan balances for the period.