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Other Operating Income
 12 Months Ended
Dec. 31, 2025
Other Income and Expenses [Abstract]  
Other Operating Income Other Operating Income
The components of Other Operating Income were as follows.
TABLE 85: OTHER OPERATING INCOME
FOR THE YEAR ENDED DECEMBER 31,
(In Millions)202520242023
Loan Service Fees$53.7 $55.0 $83.1 
Banking Service Fees56.1 55.0 53.0 
Bank Owned Life Insurance80.3 79.1 69.5 
Other Income(1)(2)
17.6 968.3 23.1 
Total Other Operating Income$207.7 $1,157.4 $228.7 
(1) Other Income includes the mark-to-market loss on derivative swap activity related to previous sales of certain Visa Class B common shares, realized gains related to sales of certain Visa Class C common shares, and mark-to-market gains on Visa Class C common shares held.. Refer to Note 24—Commitments and Contingent Liabilities for further information.
(2) Other Income for the year ended December 31, 2024 includes a $68.1 million pre-tax gain related to the sale of an equity investment.
Other Operating Expense
The components of Other Operating Expense were as follows.
TABLE 86: OTHER OPERATING EXPENSE
FOR THE YEAR ENDED DECEMBER 31,
(In Millions)202520242023
Business Promotion$77.2 $81.3 $74.8 
Staff Related36.1 46.4 35.0 
FDIC Insurance Premiums(1)
17.8 43.0 112.0 
Charitable Contributions(2)
11.8 83.8 15.6 
Other Expenses202.4 200.7 235.5 
Total Other Operating Expense$345.3 $455.2 $472.9 
(1) FDIC Insurance Premiums includes a release of $15.9 million, and expenses of $14.7 million and $84.6 million related to the FDIC Special Assessment for the years ended December 31, 2025, 2024 and 2023, respectively.
(2) Charitable Contributions includes a $70.0 million charitable contribution to the Northern Trust Foundation for the year ended December 31, 2024.