Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2024

The table below provides additional detail regarding residential real estate loans by geographic region.

TABLE 65: RESIDENTIAL REAL ESTATE LOANS BY GEOGRAPHIC REGION


	DECEMBER 31,
(In Millions)	2024		2023
Residential Real Estate by geographic region:
Florida	$	1,636.5	$	1,648.1
California	1,371.9		1,463.8
Illinois	591.3		640.3
New York	510.8		505.4
Colorado	309.9		344.1
Texas	308.7		318.7
All other(1)	1,380.8		1,406.7
Total Residential Real Estate	$	6,109.9	$	6,327.1

(1) The remainder is distributed throughout the other geographic regions within the U.S. served by Northern Trust.

The table below provides additional detail regarding commercial real estate loan types.

TABLE 66: COMMERCIAL REAL ESTATE LOANS


	DECEMBER 31,
(In Millions)	2024		2023
Commercial Mortgages
Office	$	944.4	$	1,035.1
Apartment/ Multi-family	1,599.9		1,633.9
Retail	665.6		620.9
Industrial/ Warehouse	906.1		687.1
Other	630.3		575.3
Total Commercial Mortgages	4,746.3		4,552.3
Construction, Acquisition and Development Loans	567.9		581.9
Total Commercial Real Estate Loans	$	5,314.2	$	5,134.2