Other Operating Income

9 Months Ended

Sep. 30, 2023

Other Income and Expenses [Abstract]

Other Operating Income

Other Operating Income

The components of Other Operating Income were as follows.

TABLE 70: OTHER OPERATING INCOME

	THREE MONTHS ENDED SEPTEMBER 30,				NINE MONTHS ENDED SEPTEMBER 30,
(In Millions)	2023		2022		2023		2022
Loan Service Fees	$	21.2	$	17.8	$	61.3	$	52.6
Banking Service Fees	15.0		12.2		40.8		37.8
Bank Owned Life Insurance	17.3		17.3		51.0		44.0
Other Income(1)	14.7		10.0		17.1		9.6
Total Other Operating Income	$	68.2	$	57.3	$	170.2	$	144.0

(1)    Other Income includes the mark-to-market gain or loss on derivative swap activity primarily related to the sale of certain Visa Class B common shares.

Other Operating Expense

The components of Other Operating Expense were as follows.

TABLE 71: OTHER OPERATING EXPENSE

	THREE MONTHS ENDED SEPTEMBER 30,				NINE MONTHS ENDED SEPTEMBER 30,
($ In Millions)	2023		2022		2023		2022
Business Promotion	$	16.2	$	20.1	$	53.5	$	49.0
Staff Related	11.0		7.8		27.7		16.9
FDIC Insurance Premiums	8.3		3.7		21.1		14.1
Charitable Contributions	3.8		5.0		11.3		12.1
Other Expenses	59.2		45.4		182.5		159.5
Total Other Operating Expense	$	98.5	$	82.0	$	296.1	$	251.6