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Allowance for Credit Losses (Tables)
 12 Months Ended
Dec. 31, 2021
Receivables [Abstract]  
Allowances for Credit Losses and Recorded Investments in Loans and Leases by Segment
The following table provides information regarding changes in the total allowance for credit losses.

TABLE 73: CHANGES IN THE ALLOWANCE FOR CREDIT LOSSES.
2021
(In Millions)LOANS AND LEASESUNDRAWN LOAN COMMITMENTS AND STANDBY LETTERS OF CREDITHELD TO MATURITY DEBT SECURITIESOTHER FINANCIAL ASSETSTOTAL
Balance at Beginning of Period$190.7 $61.1 $7.3 $0.8 $259.9 
Charge-Offs(0.7)— — — (0.7)
Recoveries7.0 — — — 7.0 
Net Recoveries (Charge-Offs)6.3 — — — 6.3 
Provision for Credit Losses(58.6)(27.0)3.9 0.2 (81.5)
Balance at End of Period$138.4 $34.1 $11.2 $1.0 $184.7 

2020
(In Millions)LOANS AND LEASESUNDRAWN LOAN COMMITMENTS AND STANDBY LETTERS OF CREDITHELD TO MATURITY DEBT SECURITIESOTHER FINANCIAL ASSETSTOTAL
Balance at End of Prior Period$104.5 $19.9 $— $— $124.4 
Cumulative Effect Adjustment(2.2)8.9 6.6 0.4 13.7 
Balance at Beginning of Period102.3 28.8 6.6 0.4 138.1 
Charge-Offs(9.7)— — — (9.7)
Recoveries6.5 — — — 6.5 
Net Recoveries (Charge-Offs)(3.2)— — — (3.2)
Provision for Credit Losses91.6 32.3 0.7 0.4 125.0 
Balance at End of Period$190.7 $61.1 $7.3 $0.8 $259.9 

2019
(In Millions)LOANS AND LEASESUNDRAWN LOAN COMMITMENTS AND STANDBY LETTERS OF CREDITTOTAL
Balance at Beginning of Period$112.6 $25.6 $138.2 
Charge-Offs(6.5)— (6.5)
Recoveries7.2 — 7.2 
Net Recoveries (Charge-Offs)0.7 — 0.7 
Provision for Credit Losses(8.8)(5.7)(14.5)
Balance at End of Period$104.5 $19.9 $124.4 
The following table provides information regarding changes in the total allowance for credit losses, including undrawn loan commitments and standby letters of credit, by segment.
TABLE 74: CHANGES IN THE ALLOWANCE FOR CREDIT LOSSES RELATED TO LOANS AND LEASES
2021
LOANS AND LEASESUNDRAWN LOAN COMMITMENTS AND STANDBY LETTERS OF CREDIT
(In Millions)COMMERCIALPERSONALTOTALCOMMERCIALPERSONALTOTAL
Balance at Beginning of Period$142.2 $48.5 $190.7 $57.6 $3.5 $61.1 
Charge-Offs(0.3)(0.4)(0.7)— — — 
Recoveries0.9 6.1 7.0 — — — 
Net Recoveries (Charge-Offs) 0.6 5.7 6.3 — — — 
Provision for Credit Losses(37.2)(21.4)(58.6)(26.2)(0.8)(27.0)
Balance at End of Period$105.6 $32.8 $138.4 $31.4 $2.7 $34.1 
2020
LOANS AND LEASESUNDRAWN LOAN COMMITMENTS AND STANDBY LETTERS OF CREDIT
(In Millions)COMMERCIALPERSONALTOTALCOMMERCIALPERSONALTOTAL
Balance at End of Prior Period$58.1 $46.4 $104.5 $15.8 $4.1 $19.9 
Cumulative Effect Adjustment(5.9)3.7 (2.2)11.9 (3.0)8.9 
Balance at Beginning of Period$52.2 $50.1 $102.3 $27.7 $1.1 $28.8 
Charge-Offs(6.3)(3.4)(9.7)— — — 
Recoveries2.4 4.1 6.5 — — — 
Net Recoveries (Charge-Offs)(3.9)0.7 (3.2)— — — 
Provision for Credit Losses93.9 (2.3)91.6 29.9 2.4 32.3 
Balance at End of Period$142.2 $48.5 $190.7 $57.6 $3.5 $61.1 
2019
LOANS AND LEASESUNDRAWN LOAN COMMITMENTS AND STANDBY LETTERS OF CREDIT
(In Millions)COMMERCIALPERSONALTOTALCOMMERCIALPERSONALTOTAL
Balance at Beginning of Period$57.6 $55.0 $112.6 $21.1 $4.5 $25.6 
Charge-Offs(3.0)(3.5)(6.5)— — — 
Recoveries0.9 6.3 7.2 — — — 
Net Recoveries (Charge-Offs)(2.1)2.8 0.7 — — — 
Provision for Credit Losses2.6 (11.4)(8.8)(5.3)(0.4)(5.7)
Balance at End of Period$58.1 $46.4 $104.5 $15.8 $4.1 $19.9 
The following table provides information regarding the recorded investments in loans and leases and the allowance for credit losses for loans and leases and undrawn loan commitments and standby letters of credit by segment as of December 31, 2021 and 2020.

TABLE 75: RECORDED INVESTMENTS IN LOANS AND LEASES
DECEMBER 31, 2021DECEMBER 31, 2020
(In Millions)COMMERCIALPERSONALTOTALCOMMERCIALPERSONALTOTAL
Loans and Leases
Evaluated on an Individual Basis$92.1 $74.5 $166.6 $66.6 $65.1 $131.7 
Evaluated on a Collective Basis18,395.3 21,918.7 40,314.0 15,195.4 18,432.6 33,628.0 
Total Loans and Leases18,487.4 21,993.2 40,480.6 15,262.0 18,497.7 33,759.7 
Allowance for Credit Losses on Credit Exposures
Evaluated on an Individual Basis10.1 — 10.1 8.8 0.3 9.1 
Evaluated on a Collective Basis95.5 32.8 128.3 133.4 48.2 181.6 
Allowance Assigned to Loans and Leases105.6 32.8 138.4 142.2 48.5 190.7 
Allowance for Undrawn Loan Commitments and Standby Letters of Credit
Evaluated on an Individual Basis— — — 1.6 — 1.6 
Evaluated on a Collective Basis31.4 2.7 34.1 56.0 3.5 59.5 
Allowance Assigned to Undrawn Loan Commitments and Standby Letters of Credit31.4 2.7 34.1 57.6 3.5 61.1 
Total Allowance Assigned to Loans and Leases and Undrawn Loan Commitments and Standby Letters of Credit$137.0 $35.5 $172.5 $199.8 $52.0 $251.8 
Debt Securities, Held-to-maturity, Allowance for Credit Loss The following table provides information regarding changes in the total allowance for credit losses for HTM debt securities during 2021 and 2020.
TABLE 76: CHANGES IN THE ALLOWANCE FOR CREDIT LOSSES RELATED TO HELD TO MATURITY DEBT SECURITIES
2021
(In Millions)CORPORATE DEBTNON-U.S. GOVERNMENTSUB-SOVEREIGN, SUPRANATIONAL, AND NON-U.S. AGENCY BONDSCOVERED BONDSOTHERTOTAL
Balance at Beginning of Period$0.8 $0.2 $1.2 $0.1 $5.0 $7.3 
Provision for Credit Losses0.6 1.7 1.8 — (0.2)3.9 
Balance at End of Period$1.4 $1.9 $3.0 $0.1 $4.8 $11.2 

2020
(In Millions)CORPORATE DEBTNON-U.S. GOVERNMENTSUB-SOVEREIGN, SUPRANATIONAL, AND NON-U.S. AGENCY BONDSCOVERED BONDSOTHERTOTAL
Balance at End of Prior Period$— $— $— $— $— $— 
Cumulative Effect Adjustment0.8 0.3 0.9 — 4.6 6.6 
Balance at Beginning of Period0.8 0.3 0.9 — 4.6 6.6 
Provision for Credit Losses— (0.1)0.3 0.1 0.4 0.7 
Balance at End of Period$0.8 $0.2 $1.2 $0.1 $5.0 $7.3 
Schedule of Accrued Interest
The following table provides the amount of accrued interest excluded from the amortized cost basis of the following portfolios.

TABLE 77: ACCRUED INTEREST
(In Millions)DECEMBER 31, 2021DECEMBER 31, 2020
Loans and Leases$62.6 $55.3 
Debt Securities
Held to Maturity30.4 26.5 
Available for Sale129.7 153.6 
Other Financial Assets2.3 1.4 
Total$225.0 $236.8