Other Operating Income

12 Months Ended

Dec. 31, 2019

Other Income and Expenses [Abstract]

Other Operating Income

Other Operating Income

The components of other operating income were as follows:

TABLE 106: OTHER OPERATING INCOME

	FOR THE YEAR ENDED DECEMBER 31,
(In Millions)	2019		2018		2017
Loan Service Fees	$	48.0	$	48.9	$	50.7
Banking Service Fees	45.6		46.4		48.6
Other Income	51.9		32.2		58.2
Total Other Operating Income	$	145.5	$	127.5	$	157.5

Other income of $51.9 million in 2019 increased from $32.2 million in 2018, primarily due to income related to a bank-owned life insurance program implemented during 2019, higher miscellaneous income, and the prior-year impairment of a community development equity investment previously held at cost, partially offset by a charge related to the decision made in 2019 to sell substantially all of the lease portfolio.Other Operating Expense

The components of other operating expense were as follows:

TABLE 107: OTHER OPERATING EXPENSE

	FOR THE YEAR ENDED DECEMBER 31,
(In Millions)	2019		2018		2017
Business Promotion	$	104.2	$	98.3	$	95.4
FDIC Insurance Premiums	9.9		27.4		34.7
Staff Related	42.8		33.6		42.8
Other Intangibles Amortization	16.6		17.4		11.4
Other Expenses	156.3		153.9		147.3
Total Other Operating Expense	$	329.8	$	330.6	$	331.6

Other operating expense in 2019 as compared to 2018 primarily reflects decreased FDIC insurance premiums, partially offset by higher staff-related expense and business promotion expense.