Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2018

The following table provides information regarding changes in the total allowance for credit losses by segment during the three months ended March 31, 2018 and 2017.

Table 49: Changes in the Allowance for Credit Losses



	Three Months Ended March 31,
	2018									2017
(In Millions)	Commercial			Personal			Total			Commercial			Personal			Total
Balance at Beginning of Period	$	80.8		$	73.0		$	153.8		$	104.9		$	87.1		$	192.0
Charge-Offs	(0.8		)	(3.5		)	(4.3		)	(1.1		)	(3.6		)	(4.7		)
Recoveries	0.6			0.7			1.3			1.6			1.1			2.7
Net (Charge-Offs) Recoveries	(0.2		)	(2.8		)	(3.0		)	0.5			(2.5		)	(2.0		)
Provision for Credit Losses	(3.5		)	0.5			(3.0		)	6.4			(7.4		)	(1.0		)
Balance at End of Period	$	77.1		$	70.7		$	147.8		$	111.8		$	77.2		$	189.0

Recorded Investments in Loans and Leases

The following table provides information regarding the recorded investments in loans and leases and the allowance for credit losses by segment as of March 31, 2018 and December 31, 2017.

Table 50: Recorded Investments in Loans and Leases



	March 31, 2018						December 31, 2017
(In Millions)	Commercial		Personal		Total		Commercial		Personal		Total
Loans and Leases
Specifically Evaluated for Impairment	$	11.8	$	107.4	$	119.2	$	33.9	$	105.9	$	139.8
Evaluated for Inherent Impairment	14,603.4		17,386.3		31,989.7		14,524.1		17,928.3		32,452.4
Total Loans and Leases	14,615.2		17,493.7		32,108.9		14,558.0		18,034.2		32,592.2
Allowance for Credit Losses on Credit Exposures
Specifically Evaluated for Impairment	0.9		4.1		5.0		1.1		4.3		5.4
Evaluated for Inherent Impairment	58.7		61.7		120.4		62.4		63.4		125.8
Allowance Assigned to Loans and Leases	59.6		65.8		125.4		63.5		67.7		131.2
Allowance for Undrawn Exposures
Commitments and Standby Letters of Credit	17.5		4.9		22.4		17.3		5.3		22.6
Total Allowance for Credit Losses	$	77.1	$	70.7	$	147.8	$	80.8	$	73.0	$	153.8