Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2017

Changes in Allowance for Credit Losses by Segment

The following table provides information regarding changes in the total allowance for credit losses by segment during the three months ended March 31, 2017 and 2016.

Table 48: Changes in the Allowance for Credit Losses



	Three Months Ended March 31,
	2017									2016
(In Millions)	Commercial			Personal			Total			Commercial			Personal			Total
Balance at Beginning of Period	$	104.9		$	87.1		$	192.0		$	114.8		$	118.5		$	233.3
Charge-Offs	(1.1		)	(3.6		)	(4.7		)	(3.5		)	(1.8		)	(5.3		)
Recoveries	1.6			1.1			2.7			1.2			1.4			2.6
Net (Charge-Offs) Recoveries	0.5			(2.5		)	(2.0		)	(2.3		)	(0.4		)	(2.7		)
Provision for Credit Losses	6.4			(7.4		)	(1.0		)	2.7			(0.7		)	2.0
Balance at End of Period	$	111.8		$	77.2		$	189.0		$	115.2		$	117.4		$	232.6

Allowances for Credit Losses and Recorded Investments in Loans and Leases by Segment

The following table provides information regarding the recorded investments in loans and leases and the allowance for credit losses by segment as of March 31, 2017 and December 31, 2016.

Table 49: Recorded Investments in Loans and Leases



	March 31, 2017						December 31, 2016
(In Millions)	Commercial		Personal		Total		Commercial		Personal		Total
Loans and Leases
Specifically Evaluated for Impairment	$	73.6	$	99.2	$	172.8	$	46.9	$	109.2	$	156.1
Evaluated for Inherent Impairment	15,453.8		17,845.2		33,299.0		15,855.4		17,810.6		33,666.0
Total Loans and Leases	15,527.4		17,944.4		33,471.8		15,902.3		17,919.8		33,822.1
Allowance for Credit Losses on Credit Exposures
Specifically Evaluated for Impairment	7.9		0.8		8.7		—		2.1		2.1
Evaluated for Inherent Impairment	83.6		69.7		153.3		83.7		75.2		158.9
Allowance Assigned to Loans and Leases	91.5		70.5		162.0		83.7		77.3		161.0
Allowance for Undrawn Exposures
Commitments and Standby Letters of Credit	20.3		6.7		27.0		21.2		9.8		31.0
Total Allowance for Credit Losses	$	111.8	$	77.2	$	189.0	$	104.9	$	87.1	$	192.0