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Allowance for Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2016
Receivables [Abstract]  
Changes in Allowance for Credit Losses by Segment
The following table provides information regarding changes in the total allowance for credit losses by segment during the three and nine months ended September 30, 2016 and 2015.
Table 47: Changes in the Allowance for Credit Losses
 
Three Months Ended September 30,
 
2016
 
2015
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Balance at Beginning of Period
$
112.3

 
$
114.8

 
$
227.1

 
$
152.7

 
$
121.5

 
$
274.2

Charge-Offs
(0.3
)
 
(2.7
)
 
(3.0
)
 
(7.7
)
 
(4.2
)
 
(11.9
)
Recoveries
1.0

 
2.8

 
3.8

 
0.5

 
2.0

 
2.5

Net (Charge-Offs) Recoveries
0.7

 
0.1

 
0.8

 
(7.2
)
 
(2.2
)
 
(9.4
)
Provision for Credit Losses
4.0

 
(7.0
)
 
(3.0
)
 
(6.2
)
 
(3.8
)
 
(10.0
)
Effect of Foreign Exchange Rates
—

 
—

 
—

 
(0.1
)
 
—

 
(0.1
)
Balance at End of Period
$
117.0

 
$
107.9

 
$
224.9

 
$
139.2

 
$
115.5

 
$
254.7

 
Nine Months Ended September 30,
 
2016
 
2015
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Balance at Beginning of Period
$
114.8

 
$
118.5

 
$
233.3

 
$
169.7

 
$
126.2

 
$
295.9

Charge-Offs
(4.7
)
 
(8.5
)
 
(13.2
)
 
(12.9
)
 
(12.6
)
 
(25.5
)
Recoveries
3.5

 
5.4

 
8.9

 
4.6

 
4.3

 
8.9

Net (Charge-Offs) Recoveries
(1.2
)
 
(3.1
)
 
(4.3
)
 
(8.3
)
 
(8.3
)
 
(16.6
)
Provision for Credit Losses
3.5

 
(7.5
)
 
(4.0
)
 
(22.1
)
 
(2.4
)
 
(24.5
)
Effect of Foreign Exchange Rates
(0.1
)
 
—

 
(0.1
)
 
(0.1
)
 
—

 
(0.1
)
Balance at End of Period
$
117.0

 
$
107.9

 
$
224.9

 
$
139.2

 
$
115.5

 
$
254.7
Allowances for Credit Losses and Recorded Investments in Loans and Leases by Segment
The following table provides information regarding the balances of the recorded investments in loans and leases and the allowance for credit losses by segment as of September 30, 2016 and December 31, 2015.
Table 48: Information about the Recorded Investments in Loans and Leases
 
September 30, 2016
 
December 31, 2015
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Specifically Evaluated for Impairment
$
75.5

 
$
97.7

 
$
173.2

 
$
56.3

 
$
101.0

 
$
157.3

Evaluated for Inherent Impairment
15,502.4

 
17,747.4

 
33,249.8

 
15,100.2

 
17,923.4

 
33,023.6

Total Loans and Leases
15,577.9

 
17,845.1

 
33,423.0

 
15,156.5

 
18,024.4

 
33,180.9

Allowance for Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Specifically Evaluated for Impairment
8.6

 
0.5

 
9.1

 
3.0

 
0.1

 
3.1

Evaluated for Inherent Impairment
85.6

 
96.3

 
181.9

 
83.3

 
107.4

 
190.7

Allowance Assigned to Loans and Leases
94.2

 
96.8

 
191.0

 
86.3

 
107.5

 
193.8

Allowance for Unfunded Exposures
 
 
 
 
 
 
 
 
 
 
 
Commitments and Standby Letters of Credit
22.8

 
11.1

 
33.9

 
28.5

 
11.0

 
39.5

Total Allowance for Credit Losses
$
117.0

 
$
107.9

 
$
224.9

 
$
114.8

 
$
118.5

 
$
233.3