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Loans and Leases (Tables)
 9 Months Ended
Sep. 30, 2015
Receivables [Abstract]  
Amounts Outstanding for Loans and Leases by Segment and Class
Amounts outstanding for loans and leases, by segment and class, are shown below.
Table 41: Loans and Leases
(In Millions)
September 30,
2015
 
December 31,
2014
Commercial
 
 
 
Commercial and Institutional
$
9,478.6

 
$
8,381.9

Commercial Real Estate
3,814.6

 
3,333.3

Lease Financing, net
807.2

 
916.3

Non-U.S.
1,250.2

 
1,530.6

Other
166.8

 
191.5

Total Commercial
15,517.4

 
14,353.6

Personal
 
 
 
Residential Real Estate
9,077.5

 
9,782.6

Private Client
8,751.3

 
7,466.9

Other
32.2

 
37.1

Total Personal
17,861.0

 
17,286.6

Total Loans and Leases
33,378.4

 
31,640.2

Allowance for Credit Losses Assigned to Loans and Leases
(242.2
)
 
(267.0
)
Net Loans and Leases
$
33,136.2

 
$
31,373.2
Loan and Lease Segment and Class Balances Segregated by Borrower Ratings into "1 to 3", "4 to 5" and "6 to 9" (Watch List) Categories
Loan and lease segment and class balances as of September 30, 2015, and December 31, 2014, are provided below, segregated by borrower ratings into “1 to 3,” “4 to 5” and “6 to 9” (watch list), categories.
Table 42: Borrower Ratings
 
September 30, 2015
 
December 31, 2014
(In Millions)
1 to 3
Category
 
4 to 5
Category
 
6 to 9
Category
(Watch List)
 
Total
 
1 to 3
Category
 
4 to 5
Category
 
6 to 9
Category
(Watch List)
 
Total
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
$
6,472.1

 
$
2,932.1

 
$
74.4

 
$
9,478.6

 
$
5,340.9

 
$
2,947.3

 
$
93.7

 
$
8,381.9

Commercial Real Estate
1,648.0

 
2,113.5

 
53.1

 
3,814.6

 
1,371.7

 
1,861.8

 
99.8

 
3,333.3

Lease Financing, net
458.5

 
345.9

 
2.8

 
807.2

 
552.5

 
360.3

 
3.5

 
916.3

Non-U.S.
435.4

 
814.6

 
0.2

 
1,250.2

 
636.8

 
892.9

 
0.9

 
1,530.6

Other
99.0

 
67.8

 
—

 
166.8

 
108.1

 
83.4

 
—

 
191.5

Total Commercial
9,113.0

 
6,273.9

 
130.5

 
15,517.4

 
8,010.0

 
6,145.7

 
197.9

 
14,353.6

Personal
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential Real Estate
3,092.5

 
5,631.4

 
353.6

 
9,077.5

 
3,148.0

 
6,207.0

 
427.6

 
9,782.6

Private Client
5,641.4

 
3,098.9

 
11.0

 
8,751.3

 
5,143.8

 
2,311.7

 
11.4

 
7,466.9

Other
19.0

 
13.2

 
—

 
32.2

 
21.1

 
16.0

 
—

 
37.1

Total Personal
8,752.9

 
8,743.5

 
364.6

 
17,861.0

 
8,312.9

 
8,534.7

 
439.0

 
17,286.6

Total Loans and Leases
$
17,865.9

 
$
15,017.4

 
$
495.1

 
$
33,378.4

 
$
16,322.9

 
$
14,680.4

 
$
636.9

 
$
31,640.2
Balances and Delinquency Status of Performing and Nonperforming Loans and Leases by Segment and Class as well as Total OREO and Nonperforming Asset Balances
The following tables provide balances and delinquency status of performing and nonperforming loans and leases by segment and class, as well as the total OREO and nonperforming asset balances, as of September 30, 2015, and December 31, 2014.
Table 43: Delinquency Status
September 30, 2015
(In Millions)
Current
 
30-59 Days
Past Due
 
60-89 Days
Past Due
 
90 Days or
More Past
Due
 
Total
Performing
 
Nonperforming
 
Total Loans
and Leases
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
$
9,445.4

 
$
11.7

 
$
0.8

 
$
0.4

 
$
9,458.3

 
$
20.3

 
$
9,478.6

Commercial Real Estate
3,783.5

 
3.7

 
2.2

 
—

 
3,789.4

 
25.2

 
3,814.6

Lease Financing, net
807.2

 
—

 
—

 
—

 
807.2

 
—

 
807.2

Non-U.S.
1,250.2

 
—

 
—

 
—

 
1,250.2

 
—

 
1,250.2

Other
166.8

 
—

 
—

 
—

 
166.8

 
—

 
166.8

Total Commercial
15,453.1

 
15.4

 
3.0

 
0.4

 
15,471.9

 
45.5

 
15,517.4

Personal
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential Real Estate
8,911.3

 
2.9

 
9.6

 
1.1

 
8,924.9

 
152.6

 
9,077.5

Private Client
8,724.3

 
20.0

 
5.7

 
0.8

 
8,750.8

 
0.5

 
8,751.3

Other
32.2

 
—

 
—

 
—

 
32.2

 
—

 
32.2

Total Personal
17,667.8

 
22.9

 
15.3

 
1.9

 
17,707.9

 
153.1

 
17,861.0

Total Loans and Leases
$
33,120.9

 
$
38.3

 
$
18.3

 
$
2.3

 
$
33,179.8

 
$
198.6

 
$
33,378.4

 
Other Real Estate Owned
 
 
8.9

 
 
 
Total Nonperforming Assets
 
 
$
207.5

 
 
December 31, 2014
(In Millions)
Current
 
30-59 Days
Past Due
 
60-89 Days
Past Due
 
90 Days or
More Past
Due
 
Total
Performing
 
Nonperforming
 
Total Loans
and Leases
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
$
8,340.5

 
$
14.5

 
$
4.0

 
$
7.9

 
$
8,366.9

 
$
15.0

 
$
8,381.9

Commercial Real Estate
3,274.3

 
9.6

 
9.8

 
2.5

 
3,296.2

 
37.1

 
3,333.3

Lease Financing, net
916.3

 
—

 
—

 
—

 
916.3

 
—

 
916.3

Non-U.S.
1,530.6

 
—

 
—

 
—

 
1,530.6

 
—

 
1,530.6

Other
191.5

 
—

 
—

 
—

 
191.5

 
—

 
191.5

Total Commercial
14,253.2

 
24.1

 
13.8

 
10.4

 
14,301.5

 
52.1

 
14,353.6

Personal
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential Real Estate
9,556.3

 
49.5

 
9.9

 
4.5

 
9,620.2

 
162.4

 
9,782.6

Private Client
7,396.0

 
56.0

 
5.9

 
7.8

 
7,465.7

 
1.2

 
7,466.9

Other
37.1

 
—

 
—

 
—

 
37.1

 
—

 
37.1

Total Personal
16,989.4

 
105.5

 
15.8

 
12.3

 
17,123.0

 
163.6

 
17,286.6

Total Loans and Leases
$
31,242.6

 
$
129.6

 
$
29.6

 
$
22.7

 
$
31,424.5

 
$
215.7

 
$
31,640.2

 
Other Real Estate Owned
 
 
16.6

 
 
 
Total Nonperforming Assets
 
 
$
232.3

 
 
Impaired Loans By Segment and Class
The following tables provide information related to impaired loans by segment and class.
Table 44: Information about Impaired Loans as of the Period End
 
As of September 30, 2015
 
As of December 31, 2014
(In Millions)
Recorded
Investment
 
Unpaid
Principal
Balance
 
Specific
Allowance
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Specific
Allowance
With No Related Specific Allowance
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
$
9.8

 
$
12.3

 
$
—

 
$
9.0

 
$
12.0

 
$
—

Commercial Real Estate
25.2

 
30.6

 
—

 
47.0

 
52.4

 
—

Lease Financing, net
—

 
—

 
—

 
4.2

 
4.2

 
—

Residential Real Estate
151.7

 
199.4

 
—

 
160.9

 
204.8

 
—

Private Client
0.2

 
0.2

 
—

 
0.2

 
0.5

 
—

With a Related Specific Allowance
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
6.5

 
6.6

 
1.5

 
6.5

 
6.6

 
2.9

Commercial Real Estate
3.9

 
6.3

 
0.7

 
12.2

 
18.3

 
2.9

Lease Financing, net
2.8

 
2.8

 
1.4

 
—

 
—

 
—

Residential Real Estate
—

 
1.8

 
0.4

 
1.4

 
1.4

 
0.4

Private Client
1.8

 
—

 
—

 
0.8

 
0.8

 
0.4

Total
 
 
 
 
 
 
 
 
 
 
 
Commercial
48.2

 
58.6

 
3.6

 
78.9

 
93.5

 
5.8

Personal
153.7

 
201.4

 
0.4

 
163.3

 
207.5

 
0.8

Total
$
201.9

 
$
260.0

 
$
4.0

 
$
242.2

 
$
301.0

 
$
6.6

 
Three Months Ended September 30,
 
Nine Months Ended September 30,
 
2015
 
2014
 
2015
 
2014
(In Millions)
Average
Recorded
Investment
 
Interest
Income
Recognized
 
Average
Recorded
Investment
 
Interest
Income
Recognized
 
Average
Recorded
Investment
 
Interest
Income
Recognized
 
Average
Recorded
Investment
 
Interest
Income
Recognized
With No Related Specific Allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
$
9.4

 
$
—

 
$
12.6

 
$
0.1

 
$
8.9

 
$
—

 
$
11.5

 
$
0.1

Commercial Real Estate
25.1

 
—

 
48.5

 
0.2

 
35.8

 
0.4

 
46.0

 
0.7

Lease Financing, net
—

 
—

 
4.3

 
0.1

 
1.1

 
0.1

 
4.3

 
0.2

Residential Real Estate
154.0

 
0.5

 
172.0

 
0.8

 
157.0

 
1.3

 
180.8

 
2.1

Private Client
0.2

 
—

 
0.3

 
—

 
0.4

 
—

 
0.6

 
—

With a Related Specific Allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
6.4

 
—

 
11.9

 
—

 
9.0

 
—

 
10.6

 
—

Commercial Real Estate
5.1

 
—

 
13.7

 
—

 
9.1

 
—

 
20.9

 
—

Lease Financing, net
2.8

 
—

 
—

 
—

 
2.0

 
—

 
—

 
—

Residential Real Estate
6.6

 
—

 
1.3

 
—

 
5.4

 
—

 
4.1

 
—

Private Client
0.2

 
—

 
0.9

 
—

 
0.6

 
—

 
0.5

 
—

Total
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
48.8

 
—

 
91.0

 
0.4

 
66.0

 
0.5

 
93.3

 
1.0

Personal
161.0

 
0.5

 
174.5

 
0.8

 
163.4

 
1.3

 
186.0

 
2.1

Total
$
209.8

 
$
0.5

 
$
265.5

 
$
1.2

 
$
229.4

 
$
1.8

 
$
279.3

 
$
3.1

Note: Average recorded investment in impaired loans is calculated as the average of the month-end impaired loan balances for the period.
Number of Loans and Leases Modified in TDRs and Total Recorded Investments and Unpaid Principal Balances
The following tables provide, by segment and class, the number of loans and leases modified in TDRs during the three- and nine- month periods ended September 30, 2015 and 2014, and the recorded investments and unpaid principal balances as of September 30, 2015 and 2014.
Table 45: Troubled Debt Restructurings
($ In Millions)
Three Months Ended September 30, 2015
 
Nine Months Ended September 30, 2015
 
Number of
Loans and Leases
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Number of
Loans and Leases
 
Recorded
Investment
 
Unpaid
Principal
Balance
Commercial
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
—

 
$
—

 
$
—

 
2

 
$
0.1

 
$
0.1

Commercial Real Estate
—

 
—

 
—

 
1

 
0.8

 
0.8

Total Commercial
—

 
—

 
—

 
3

 
0.9

 
0.9

Personal
 
 
 
 
 
 
 
 
 
 
 
Residential Real Estate
26

 
7.6

 
9.4

 
102

 
23.2

 
29.0

Private Client
—

 
—

 
—

 
1

 
0.6

 
0.6

Total Personal
26

 
7.6

 
9.4

 
103

 
23.8

 
29.6

Total Loans and Leases
26

 
$
7.6

 
$
9.4

 
106

 
$
24.7

 
$
30.5

Note: Period end balances reflect all paydowns and charge-offs during the period.
($ In Millions)
Three Months Ended September 30, 2014
 
Nine Months Ended September 30, 2014
 
Number of
Loans and Leases
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Number of
Loans and Leases
 
Recorded
Investment
 
Unpaid
Principal
Balance
Commercial
 
 
 
 
 
 
 
 
 
 
 
Commercial and Institutional
1

 
$
0.4

 
$
0.4

 
3

 
$
0.7

 
$
0.8

Commercial Real Estate
5

 
2.9

 
3.4

 
6

 
3.5

 
4.1

Total Commercial
6

 
3.3

 
3.8

 
9

 
4.2

 
4.9

Personal
 
 
 
 
 
 
 
 
 
 
 
Residential Real Estate
28

 
18.0

 
18.7

 
96

 
25.3

 
27.1

Private Client
—

 
—

 
—

 
3

 
—

 
0.3

Total Personal
28

 
18.0

 
18.7

 
99

 
25.3

 
27.4

Total Loans and Leases
34

 
$
21.3

 
$
22.5

 
108

 
$
29.5

 
$
32.3

Note: Period end balances reflect all paydowns and charge-offs during the period.