Lease Commitments

12 Months Ended

Dec. 31, 2015

We lease office facilities, equipment and autos under operating leases expiring on various dates through 2020. Certain office leases contain renewal options. The following is a schedule, by calendar year, of future minimum lease payments under operating leases that have remaining terms as of December 31, 2015.



Period/Year	Operating Leases
2016	$	1,172,000
2017	1,073,000
2018	817,000
2019	775,000
2020	755,000
Thereafter	3,179,000
Total minimum lease payments	$	7,771,000

Certain property leases provide for scheduled rent escalations. We do not consider the scheduled rent escalations to be material to our operating lease expenses individually or in the aggregate. Total expense for all operating leases was as follows:



	Year Ended December 31,
	2015		2014		2013
Operating lease expense	$	2,003,000	$	1,210,000	$	1,239,000