Lease Commitments

12 Months Ended

Dec. 31, 2012

We lease office facilities, equipment and autos under operating leases expiring on various dates through 2017. Certain office leases contain renewal options. The following is a schedule, by calendar year, of future minimum lease payments under operating leases that have remaining terms as of December 31, 2012.



Period/Year	Operating Leases
2013	$	1,090,000
2014	918,000
2015	201,000
2016	—
2017	—
Thereafter	—
Total minimum lease payments	$	2,209,000

Certain property leases provide for scheduled rent escalations. We do not consider the scheduled rent escalations to be material to our operating lease expenses individually or in the aggregate. Total expense for all operating leases was as follows:



	Year Ended December 31,
	2012		2011		2010
Operating lease expense	$	1,451,000	$	1,336,000	$	1,158,000

- Definition

The entire disclosure for lessee entity's leasing arrangements including, but not limited to, all of the following: (a.) The basis on which contingent rental payments are determined, (b.) The existence and terms of renewal or purchase options and escalation clauses, (c.) Restrictions imposed by lease agreements, such as those concerning dividends, additional debt, and further leasing.

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