Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2026

Receivables [Abstract]

Schedule of Allowance for Credit Losses

Activity in the ACL is summarized as follows:

	Three Months Ended September 30, 2026
(In thousands)	Beginning Balance		Allowance on  PCD Loans Acquired		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	8,641	$	—	$	388	$	—	$	15	$	9,044
CRE - owner occupied	23,033		—		907		(23)		1		23,918
CRE - non-owner occupied	55,775		8,399		1,678		—		37		65,889
Residential real estate	50,120		—		437		—		22		50,579
Commercial and financial	37,379		—		2,768		(5,789)		636		34,994
Consumer	7,102		—		119		(480)		190		6,931
Totals	$	182,050	$	8,399	$	6,297	$	(6,292)	$	901	$	191,355

	Three Months Ended September 30, 2025
(In thousands)	Beginning Balance		Allowance on  PCD Loans Acquired		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	6,556	$	—	$	945	$	(139)	$	4	$	7,366
CRE - owner occupied	12,942		22		1,388		(197)		5		14,160
CRE - non-owner occupied	46,627		1		2,828		—		348		49,804
Residential real estate	41,687		60		686		(174)		59		42,318
Commercial and financial	27,109		18		2,411		(4,431)		1,454		26,561
Consumer	7,263		5		113		(371)		234		7,244
Totals	$	142,184	$	106	$	8,371	$	(5,312)	$	2,104	$	147,453

	Nine Months Ended September 30, 2026
(In thousands)	Beginning Balance		Allowance on  PCD Loans Acquired		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	9,740	$	—	$	(782)	$	(34)	$	120	$	9,044
CRE - owner occupied	16,528		—		7,206		(45)		229		23,918
CRE - non-owner occupied	56,143		8,399		2,254		(1,068)		161		65,889
Residential real estate	51,297		—		(419)		(355)		56		50,579
Commercial and financial	37,943		—		7,105		(11,628)		1,574		34,994
Consumer	7,152		—		691		(1,693)		781		6,931
Totals	$	178,803	$	8,399	$	16,055	$	(14,823)	$	2,921	$	191,355

	Nine Months Ended September 30, 2025
(In thousands)	Beginning Balance		Allowance on  PCD Loans Acquired		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	7,252	$	—	$	241	$	(139)	$	12	$	7,366
CRE - owner occupied	11,825		22		2,503		(197)		7		14,160
CRE - non-owner occupied	43,866		1		4,761		(320)		1,496		49,804
Residential real estate	39,168		60		3,390		(400)		100		42,318
Commercial and financial	27,533		18		10,748		(14,163)		2,425		26,561
Consumer	8,411		5		357		(2,296)		767		7,244
Totals	$	138,055	$	106	$	22,000	$	(17,515)	$	4,807	$	147,453