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Loans (Tables)
 9 Months Ended
Sep. 30, 2026
Receivables [Abstract]  
Schedule of Portfolio Loans, Purchased Credit Impaired Loans and Purchased Unimpaired Loans
The following tables present net loan balances by segment for portfolio loans, PCD loans and loans purchased which are not considered purchased credit deteriorated (“Non-PCD”) as of:

September 30, 2026
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$890,170 $56,285 $533 $946,988 
CRE - owner occupied1,748,659 408,552 19,837 2,177,048 
CRE - non-owner occupied3,303,295 1,010,223 171,761 4,485,279 
Residential real estate2,390,830 862,235 28,390 3,281,455 
Commercial and financial2,101,874 376,240 12,805 2,490,919 
Consumer150,398 41,820 304 192,522 
Totals$10,585,226 $2,755,355 $233,630 $13,574,211 
December 31, 2025
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$579,141 $141,326 $3,463 $723,930 
CRE - owner occupied1,505,798 509,118 28,709 2,043,625 
CRE - non-owner occupied
2,911,189 1,193,351 150,452 4,254,992 
Residential real estate2,101,868 963,836 33,155 3,098,859 
Commercial and financial1,828,038 476,130 16,821 2,320,989 
Consumer141,768 43,321 500 185,589 
Totals$9,067,802 $3,327,082 $233,100 $12,627,984 
Schedule of Past Due Financing Receivables
The following tables present the status of net loan balances as of September 30, 2026 and December 31, 2025.
September 30, 2026
(In thousands)CurrentAccruing
30-59 Days
Past Due		Accruing
60-89 Days
Past Due		Accruing
Greater
Than
90 Days		NonaccrualTotal
Portfolio Loans
Construction and land development$889,348 $79 $— $— $743 $890,170 
CRE - owner occupied
1,735,842 2,219 — — 10,598 1,748,659 
CRE - non-owner occupied
3,299,558 3,262 475 — — 3,303,295 
Residential real estate2,368,819 4,682 1,046 — 16,283 2,390,830 
Commercial and financial2,082,207 5,908 57 3,533 10,169 2,101,874 
Consumer149,284 722 79 — 313 150,398 
Total Portfolio Loans$10,525,058 $16,872 $1,657 $3,533 $38,106 $10,585,226 
Acquired Non-PCD Loans
Construction and land development$55,670 $47 $— $— $568 $56,285 
CRE - owner occupied
406,157 60 188 — 2,147 408,552 
CRE - non-owner occupied
1,003,595 — 843 303 5,482 1,010,223 
Residential real estate851,390 1,054 421 — 9,370 862,235 
Commercial and financial375,499 91 478 — 172 376,240 
Consumer40,220 67 12 — 1,521 41,820 
 Total Acquired Non-PCD Loans$2,732,531 $1,319 $1,942 $303 $19,260 $2,755,355 
PCD Loans
Construction and land development$62 $— $— $— $471 $533 
CRE - owner occupied
19,273 — 68 — 496 19,837 
CRE - non-owner occupied
159,130 — — — 12,631 171,761 
Residential real estate25,508 345 822 — 1,715 28,390 
Commercial and financial11,707 2 501 — 595 12,805 
Consumer211 84 — — 9 304 
Total PCD Loans$215,891 $431 $1,391 $— $15,917 $233,630 
Total Loans$13,473,480 $18,622 $4,990 $3,836 $73,283 $13,574,211 
 
December 31, 2025
(In thousands)CurrentAccruing
30-59 Days
Past Due		Accruing
60-89 Days
Past Due		Accruing
Greater
Than
90 Days		NonaccrualTotal
Portfolio Loans
Construction and land development$577,467 $60 $— $— $1,614 $579,141 
CRE - owner occupied
1,489,257 2,313 — — 14,228 1,505,798 
CRE - non-owner occupied
2,908,789 1,735 271 — 394 2,911,189 
Residential real estate2,091,065 4,618 364 — 5,821 2,101,868 
Commercial and financial1,807,012 11,518 19 — 9,489 1,828,038 
Consumer140,679 454 28 — 607 141,768 
 Total Portfolio Loans$9,014,269 $20,698 $682 $— $32,153 $9,067,802 
Acquired Non-PCD Loans
Construction and land development$140,286 $— $— $— $1,040 $141,326 
CRE - owner occupied
504,275 204 39 — 4,600 509,118 
CRE - non-owner occupied
1,187,231 151 — — 5,969 1,193,351 
Residential real estate954,820 3,609 195 124 5,088 963,836 
Commercial and financial470,768 50 4,785 — 527 476,130 
Consumer41,103 37 — — 2,181 43,321 
 Total Acquired Non-PCD Loans$3,298,483 $4,051 $5,019 $124 $19,405 $3,327,082 
PCD Loans
Construction and land development$98 $— $— $— $3,365 $3,463 
CRE - owner occupied
26,652 — 219 — 1,838 28,709 
CRE - non-owner occupied
137,051 389 — — 13,012 150,452 
Residential real estate30,018 993 833 118 1,193 33,155 
Commercial and financial15,786 — — — 1,035 16,821 
Consumer468 30 2 — — 500 
 Total PCD Loans$210,073 $1,412 $1,054 $118 $20,443 $233,100 
Total Loans$12,522,825 $26,161 $6,755 $242 $72,001 $12,627,984 
Schedule of Nonaccrual Loans by Loan Category
The following tables present net balances of loans on nonaccrual status as of:
September 30, 2026
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual Loans
Construction and land development$471 $1,311 $1,782 
CRE - owner occupied
7,191 6,050 13,241 
CRE - non-owner occupied
16,753 1,360 18,113 
Residential real estate10,287 17,081 27,368 
Commercial and financial6,655 4,281 10,936 
Consumer1,449 394 1,843 
Totals $42,806 $30,477 $73,283 
December 31, 2025
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual Loans
Construction and land development$4,207 $1,812 $6,019 
CRE - owner occupied
15,546 5,120 20,666 
CRE - non-owner occupied
18,202 1,173 19,375 
Residential real estate1,448 10,654 12,102 
Commercial and financial3,842 7,209 11,051 
Consumer— 2,788 2,788 
Totals$43,245 $28,756 $72,001 
Schedule of Risk Categories of Loans by Class of Loans
The following tables present the risk rating of loans and year-to-date1 gross charge offs by year of origination as of:
September 30, 2026
(In thousands)20262025202420232022PriorRevolvingRevolving Converted to TermTotal
Construction and land development
Risk Ratings:
Pass$141,590 $338,416 $263,669 $29,009 $20,956 $39,032 $92,012 $— $924,684 
Special Mention— — 18,911 — — 204 1,371 — 20,486 
Substandard— — — — 14 655 1,149 — 1,818 
Doubtful— — — — — — — — — 
Total$141,590 $338,416 $282,580 $29,009 $20,970 $39,891 $94,532 $— $946,988 
Gross Charge Offs$— $— $— $— $— $34 $— $— $34 
CRE - owner occupied
Risk Ratings:
Pass$385,545 $361,825 $178,481 $141,989 $209,209 $793,244 $34,507 $— $2,104,800 
Special Mention— — — 862 7,066 10,269 400 — 18,597 
Substandard— 1,307 9,537 12,182 7,009 23,450 166 — 53,651 
Doubtful— — — — — — — — — 
Total$385,545 $363,132 $188,018 $155,033 $223,284 $826,963 $35,073 $— $2,177,048 
Gross Charge Offs$— $— $— $23 $16 $6 $— $— $45 
CRE - non-owner occupied
Risk Ratings:
Pass$650,875 $661,495 $453,804 $315,929 $784,362 $1,438,435 $17,550 $— $4,322,450 
Special Mention— 8,798 3,717 9,111 19,044 18,154 902 — 59,726 
Substandard— 1,208 48,594 360 25,517 18,625 8,799 — 103,103 
Doubtful— — — — — — — — — 
Total$650,875 $671,501 $506,115 $325,400 $828,923 $1,475,214 $27,251 $— $4,485,279 
Gross Charge Offs$— $— $— $459 $593 $16 $— $— $1,068 
Residential real estate
Risk Ratings:
Pass$404,327 $229,668 $166,970 $158,008 $438,877 $1,084,947 $659,132 $96,352 $3,238,281 
Special Mention— 598 — 733 — 1,684 3,442 772 7,229 
Substandard20 280 933 4,397 3,342 13,264 11,444 2,265 35,945 
Doubtful— — — — — — — — — 
Total$404,347 $230,546 $167,903 $163,138 $442,219 $1,099,895 $674,018 $99,389 $3,281,455 
Gross Charge Offs$— $— $— $— $164 $85 $106 $— $355 
Commercial and financial
Risk Ratings:
Pass$384,178 $531,896 $357,048 $123,244 $183,234 $266,614 $554,280 $— $2,400,494 
Special Mention351 7,885 1,693 2,852 3,280 1,622 3,249 — 20,932 
Substandard215 12,466 3,394 3,056 3,664 24,260 22,438 — 69,493 
Doubtful— — — — — — — — — 
Total$384,744 $552,247 $362,135 $129,152 $190,178 $292,496 $579,967 $— $2,490,919 
Gross Charge Offs$— $2,111 $611 $2,106 $786 $3,537 $2,477 $— $11,628 
Consumer
Risk Ratings:
Pass$13,446 $11,605 $10,488 $5,393 $14,477 $40,411 $93,836 $— $189,656 
Special Mention11 73 411 4 97 247 59 — 902 
Substandard63 92 — 16 1,525 157 111 — 1,964 
Doubtful— — — — — — — — — 
Total$13,520 $11,770 $10,899 $5,413 $16,099 $40,815 $94,006 $— $192,522 
Gross Charge Offs$1,096 $56 $125 $140 $89 $106 $81 $— $1,693 
Consolidated
Total$1,980,621 $2,167,612 $1,517,650 $807,145 $1,721,673 $3,775,274 $1,504,847 $99,389 $13,574,211 
Gross Charge Offs1
$1,096 $2,167 $736 $2,728 $1,648 $3,784 $2,664 $— $14,823 
1Represents gross charge-offs for the nine months ended September 30, 2026
December 31, 2025
(In thousands)20252024202320222021PriorRevolvingRevolving Converted to TermTotal
Construction and land development
Risk Ratings:
Pass$121,237 $332,530 $57,222 $41,967 $38,085 $31,055 $87,508 $— $709,604 
Special Mention— — — — 4,914 348 — — 5,262 
Substandard999 — 3,819 2,095 — 965 1,186 — 9,064 
Doubtful— — — — — — — — — 
Total$122,236 $332,530 $61,041 $44,062 $42,999 $32,368 $88,694 $— $723,930 
Gross Charge Offs$— $— $115 $— $24 $17 $— $— $156 
CRE - owner occupied
Risk Ratings:
Pass$405,841 $180,447 $156,256 $235,989 $241,758 $703,744 $29,882 $— $1,953,917 
Special Mention— 7,380 2,816 966 5,319 12,838 398 — 29,717 
Substandard— 3,464 11,342 17,878 2,194 25,038 75 — 59,991 
Doubtful— — — — — — — — — 
Total$405,841 $191,291 $170,414 $254,833 $249,271 $741,620 $30,355 $— $2,043,625 
Gross Charge Offs$— $— $— $238 $— $490 $— $— $728 
CRE - non-owner occupied
Risk Ratings:
Pass$704,003 $538,748 $318,106 $848,500 $552,105 $1,084,106 $31,102 $— $4,076,670 
Special Mention— 22 8,984 44,738 9,781 42,347 — — 105,872 
Substandard— — — 39,559 9,061 23,830 — — 72,450 
Doubtful— — — — — — — — — 
Total$704,003 $538,770 $327,090 $932,797 $570,947 $1,150,283 $31,102 $— $4,254,992 
Gross Charge Offs$— $— $— $— $— $420 $— $— $420 
Residential real estate
Risk Ratings:
Pass$272,509 $196,766 $185,686 $476,581 $610,708 $569,549 $662,764 $96,123 $3,070,686 
Special Mention— 476 78 1,527 — 663 5,068 174 7,986 
Substandard— 318 113 2,120 5,079 6,630 4,810 1,117 20,187 
Doubtful— — — — — — — — — 
Total$272,509 $197,560 $185,877 $480,228 $615,787 $576,842 $672,642 $97,414 $3,098,859 
Gross Charge Offs$— $— $— $145 $210 $36 $19 $— $410 
Commercial and financial
Risk Ratings:
Pass$582,118 $414,134 $151,321 $252,087 $215,002 $167,651 $495,663 $— $2,277,976 
Special Mention— 1,286 110 584 2,229 6,312 3,570 — 14,091 
Substandard— 716 2,944 5,067 6,538 6,211 6,850 — 28,326 
Doubtful— — — — 596 — — — 596 
Total$582,118 $416,136 $154,375 $257,738 $224,365 $180,174 $506,083 $— $2,320,989 
Gross Charge Offs$— $— $85 $2,075 $1,231 $9,637 $2,493 $— $15,521 
Consumer
Risk Ratings:
Pass$16,392 $13,716 $9,603 $19,441 $15,123 $36,026 $72,246 $— $182,547 
Special Mention15 33 — 2 — 12 168 — 230 
Substandard4 13 23 2,261 — 461 50 — 2,812 
Doubtful— — — — — — — — — 
Total$16,411 $13,762 $9,626 $21,704 $15,123 $36,499 $72,464 $— $185,589 
Gross Charge Offs$842 $201 $62 $1,294 $108 $42 $238 $— $2,787 
Consolidated
Total$2,103,118 $1,690,049 $908,423 $1,991,362 $1,718,492 $2,717,786 $1,401,340 $97,414 $12,627,984 
Gross Charge Offs1
$842 $201 $262 $3,752 $1,573 $10,642 $2,750 $— $20,022 
1Represents gross charge-offs for the year ended December 31, 2025.
Schedule of Troubled Borrower Modifications
The following tables present the amortized cost of TBM loans that were modified during the three and nine months ended September 30, 2026 and September 30, 2025.
Three Months Ended September 30, 2026
(In thousands)
Rate Reduction or Rate Reduction with Term Extension
Term Extension and/or Payment DelayTotal% of Total Class of Loans
Residential real estate$— $506 $506 0.02 %
Totals$— $506 $506 — %
Three Months Ended September 30, 2025
(In thousands)
Rate Reduction or Rate Reduction with Term Extension
Term Extension and/or Payment DelayTotal% of Total Class of Loans
CRE - owner occupied
$— $132 $132 0.01 %
Residential real estate— 83 83 — 
Commercial and financial— 745 745 0.04 
Consumer— 4 4 — 
Totals$— $964 $964 0.01 %
Nine Months Ended September 30, 2026
(In thousands)
Rate Reduction or Rate Reduction with Term Extension
Term Extension and/or Payment DelayTotal% of Total Class of Loans
CRE - owner occupied
$— $45 $45 — %
Residential real estate— 698 698 0.02 
Commercial and financial— 627 627 0.03 
Consumer— 4 4 — 
Totals$— $1,374 $1,374 0.01 %
Nine Months Ended September 30, 2025
(In thousands)
Rate Reduction or Rate Reduction with Term Extension
Term Extension and/or Payment DelayTotal% of Total Class of Loans
CRE - owner occupied$69 $132 $201 0.01 %
Residential real estate— 300 300 0.01 
Commercial and financial67 2,388 2,455 0.14 
Consumer— 4 4 — 
Totals$136 $2,824 $2,960 0.03 %
There were no unfunded lending related commitments associated with TBMs as of September 30, 2026 and September 30, 2025.
The following tables present the payment status of TBM loans that were modified in the twelve months prior to September 30, 2026 and in the twelve months prior to September 30, 2025.
September 30, 2026
(In thousands)CurrentAccruing
30-59 Days Past Due		Accruing
60-89 Days Past Due		Accruing
Greater
Than 90 Days		NonaccrualTotal
CRE - owner occupied
$280 $— $— $— $— $280 
Residential real estate20 — — — 888 908 
Commercial and financial665 69 — — 84 818 
Consumer4 — — — — 4 
Totals$969 $69 $— $— $972 $2,010 
September 30, 2025
(In thousands)CurrentAccruing
30-59 Days Past Due		Accruing
60-89 Days Past Due		Accruing
Greater
Than 90 Days		NonaccrualTotal
CRE - owner occupied
$69 $— $— $— $132 $201 
Residential real estate57 — — — 472 529 
Commercial and financial2,290 — — — 165 2,455 
Consumer— — — — 4 4 
Totals$2,416 $— $— $— $773 $3,189