Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2026

Receivables [Abstract]

Schedule of Allowance for Credit Losses

Activity in the ACL is summarized as follows:

	Three Months Ended June 30, 2026
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	8,855	$	(230)	$	—	$	16	$	8,641
CRE - owner occupied	18,582		4,437		—		14		23,033
CRE - non-owner occupied	55,271		1,440		(1,052)		116		55,775
Residential real estate	52,394		(2,201)		(97)		24		50,120
Commercial and financial	34,252		5,289		(2,942)		780		37,379
Consumer	6,898		262		(513)		455		7,102
Totals	$	176,252	$	8,997	$	(4,604)	$	1,405	$	182,050

	Three Months Ended June 30, 2025
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	6,772	$	(221)	$	—	$	5	$	6,556
CRE - owner occupied	12,598		343		—		1		12,942
CRE - non-owner occupied	45,191		1,055		—		381		46,627
Residential real estate	40,348		1,544		(225)		20		41,687
Commercial and financial	27,611		1,903		(3,263)		858		27,109
Consumer	7,747		(245)		(438)		199		7,263
Totals	$	140,267	$	4,379	$	(3,926)	$	1,464	$	142,184

	Six Months Ended June 30, 2026
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	9,740	$	(1,170)	$	(34)	$	105	$	8,641
CRE - owner occupied	16,528		6,299		(22)		228		23,033
CRE - non-owner occupied	56,143		576		(1,068)		124		55,775
Residential real estate	51,297		(856)		(355)		34		50,120
Commercial and financial	37,943		4,337		(5,839)		938		37,379
Consumer	7,152		572		(1,213)		591		7,102
Totals	$	178,803	$	9,758	$	(8,531)	$	2,020	$	182,050

	Six Months Ended June 30, 2025
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	7,252	$	(704)	$	—	$	8	$	6,556
CRE - owner occupied	11,825		1,115		—		2		12,942
CRE - non-owner occupied	43,866		1,933		(320)		1,148		46,627
Residential real estate	39,168		2,704		(226)		41		41,687
Commercial and financial	27,533		8,337		(9,732)		971		27,109
Consumer	8,411		244		(1,925)		533		7,263
Totals	$	138,055	$	13,629	$	(12,203)	$	2,703	$	142,184