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Loans (Tables)
 6 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
Schedule of Portfolio Loans, Purchased Credit Impaired Loans and Purchased Unimpaired Loans
The following tables present net loan balances by segment for portfolio loans, PCD loans and loans purchased which are not considered purchased credit deteriorated (“Non-PCD”) as of:

June 30, 2026
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$794,081 $62,098 $537 $856,716 
CRE - owner occupied1,659,160 442,721 19,972 2,121,853 
CRE - non-owner occupied3,012,846 1,097,308 127,409 4,237,563 
Residential real estate2,346,776 881,319 30,179 3,258,274 
Commercial and financial2,065,311 398,241 13,774 2,477,326 
Consumer150,865 42,485 357 193,707 
Totals$10,029,039 $2,924,172 $192,228 $13,145,439 
December 31, 2025
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$579,141 $141,326 $3,463 $723,930 
CRE - owner occupied1,505,798 509,118 28,709 2,043,625 
CRE - non-owner occupied
2,911,189 1,193,351 150,452 4,254,992 
Residential real estate2,101,868 963,836 33,155 3,098,859 
Commercial and financial1,828,038 476,130 16,821 2,320,989 
Consumer141,768 43,321 500 185,589 
Totals$9,067,802 $3,327,082 $233,100 $12,627,984 
Schedule of Past Due Financing Receivables
The following tables present the status of net loan balances as of June 30, 2026 and December 31, 2025.
June 30, 2026
(In thousands)CurrentAccruing
30-59 Days
Past Due		Accruing
60-89 Days
Past Due		Accruing
Greater
Than
90 Days		NonaccrualTotal
Portfolio Loans
Construction and land development$791,139 $2,127 $73 $— $742 $794,081 
CRE - owner occupied
1,638,760 1,232 448 — 18,720 1,659,160 
CRE - non-owner occupied
3,011,779 1,067 — — — 3,012,846 
Residential real estate2,326,815 1,960 615 — 17,386 2,346,776 
Commercial and financial2,046,472 7,248 176 — 11,415 2,065,311 
Consumer150,243 163 154 — 305 150,865 
Total Portfolio Loans$9,965,208 $13,797 $1,466 $— $48,568 $10,029,039 
Acquired Non-PCD Loans
Construction and land development$61,171 $— $— $— $927 $62,098 
CRE - owner occupied
438,469 1,124 — — 3,128 442,721 
CRE - non-owner occupied
1,090,607 373 502 — 5,826 1,097,308 
Residential real estate870,763 975 73 — 9,508 881,319 
Commercial and financial397,296 642 — — 303 398,241 
Consumer40,756 76 1 — 1,652 42,485 
 Total Acquired Non-PCD Loans$2,899,062 $3,190 $576 $— $21,344 $2,924,172 
PCD Loans
Construction and land development$66 $— $— $— $471 $537 
CRE - owner occupied
19,360 73 — — 539 19,972 
CRE - non-owner occupied
114,340 — — — 13,069 127,409 
Residential real estate28,060 315 119 — 1,685 30,179 
Commercial and financial12,398 — 515 — 861 13,774 
Consumer344 5 4 — 4 357 
Total PCD Loans$174,568 $393 $638 $— $16,629 $192,228 
Total Loans$13,038,838 $17,380 $2,680 $— $86,541 $13,145,439 
 
December 31, 2025
(In thousands)CurrentAccruing
30-59 Days
Past Due		Accruing
60-89 Days
Past Due		Accruing
Greater
Than
90 Days		NonaccrualTotal
Portfolio Loans
Construction and land development$577,467 $60 $— $— $1,614 $579,141 
CRE - owner occupied
1,489,257 2,313 — — 14,228 1,505,798 
CRE - non-owner occupied
2,908,789 1,735 271 — 394 2,911,189 
Residential real estate2,091,065 4,618 364 — 5,821 2,101,868 
Commercial and financial1,807,012 11,518 19 — 9,489 1,828,038 
Consumer140,679 454 28 — 607 141,768 
 Total Portfolio Loans$9,014,269 $20,698 $682 $— $32,153 $9,067,802 
Acquired Non-PCD Loans
Construction and land development$140,286 $— $— $— $1,040 $141,326 
CRE - owner occupied
504,275 204 39 — 4,600 509,118 
CRE - non-owner occupied
1,187,231 151 — — 5,969 1,193,351 
Residential real estate954,820 3,609 195 124 5,088 963,836 
Commercial and financial470,768 50 4,785 — 527 476,130 
Consumer41,103 37 — — 2,181 43,321 
 Total Acquired Non-PCD Loans$3,298,483 $4,051 $5,019 $124 $19,405 $3,327,082 
PCD Loans
Construction and land development$98 $— $— $— $3,365 $3,463 
CRE - owner occupied
26,652 — 219 — 1,838 28,709 
CRE - non-owner occupied
137,051 389 — — 13,012 150,452 
Residential real estate30,018 993 833 118 1,193 33,155 
Commercial and financial15,786 — — — 1,035 16,821 
Consumer468 30 2 — — 500 
 Total PCD Loans$210,073 $1,412 $1,054 $118 $20,443 $233,100 
Total Loans$12,522,825 $26,161 $6,755 $242 $72,001 $12,627,984 
Schedule of Nonaccrual Loans by Loan Category
The following tables present net balances of loans on nonaccrual status as of:
June 30, 2026
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual Loans
Construction and land development$471 $1,669 $2,140 
CRE - owner occupied
17,633 4,754 22,387 
CRE - non-owner occupied
17,593 1,302 18,895 
Residential real estate12,564 16,015 28,579 
Commercial and financial7,173 5,406 12,579 
Consumer— 1,961 1,961 
Totals $55,434 $31,107 $86,541 
December 31, 2025
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual Loans
Construction and land development$4,207 $1,812 $6,019 
CRE - owner occupied
15,546 5,120 20,666 
CRE - non-owner occupied
18,202 1,173 19,375 
Residential real estate1,448 10,654 12,102 
Commercial and financial3,842 7,209 11,051 
Consumer— 2,788 2,788 
Totals$43,245 $28,756 $72,001 
Schedule of Risk Categories of Loans by Class of Loans
The following tables present the risk rating of loans and year-to-date1 gross charge offs by year of origination as of:
June 30, 2026
(In thousands)20262025202420232022PriorRevolvingRevolving Converted to TermTotal
Construction and land development
Risk Ratings:
Pass$76,768 $274,636 $277,604 $56,032 $22,250 $48,085 $89,562 $— $844,937 
Special Mention— — 9,466 — — 86 — — 9,552 
Substandard— — — 49 — 1,017 1,161 — 2,227 
Doubtful— — — — — — — — — 
Total$76,768 $274,636 $287,070 $56,081 $22,250 $49,188 $90,723 $— $856,716 
Gross Charge Offs$— $— $— $— $— $34 $— $— $34 
CRE - owner occupied
Risk Ratings:
Pass$260,731 $363,881 $182,332 $146,499 $217,846 $842,261 $32,534 $— $2,046,084 
Special Mention— — 7,887 869 3,687 12,535 522 — 25,500 
Substandard— 1,314 3,402 13,850 6,658 25,015 30 — 50,269 
Doubtful— — — — — — — — — 
Total$260,731 $365,195 $193,621 $161,218 $228,191 $879,811 $33,086 $— $2,121,853 
Gross Charge Offs$— $— $— $— $16 $6 $— $— $22 
CRE - non-owner occupied
Risk Ratings:
Pass$359,445 $663,539 $457,787 $291,975 $767,088 $1,490,926 $17,821 $— $4,048,581 
Special Mention— — 48,994 12,478 41,995 28,457 8,796 — 140,720 
Substandard— 1,230 108 360 26,176 20,388 — — 48,262 
Doubtful— — — — — — — — — 
Total$359,445 $664,769 $506,889 $304,813 $835,259 $1,539,771 $26,617 $— $4,237,563 
Gross Charge Offs$— $— $— $459 $593 $16 $— $— $1,068 
Residential real estate
Risk Ratings:
Pass$292,458 $232,085 $171,900 $171,375 $461,698 $1,127,013 $658,887 $95,582 $3,210,998 
Special Mention— 27 272 217 — 834 4,203 347 5,900 
Substandard— 51 1,408 4,727 4,040 15,211 13,332 2,607 41,376 
Doubtful— — — — — — — — — 
Total$292,458 $232,163 $173,580 $176,319 $465,738 $1,143,058 $676,422 $98,536 $3,258,274 
Gross Charge Offs$— $— $— $— $164 $85 $106 $— $355 
Commercial and financial
Risk Ratings:
Pass$243,723 $577,918 $369,451 $129,608 $206,015 $299,287 $599,494 $— $2,425,496 
Special Mention473 6,107 1,881 3,019 1,328 1,204 6,580 — 20,592 
Substandard— 1,615 2,092 3,317 4,463 13,165 6,586 — 31,238 
Doubtful— — — — — — — — — 
Total$244,196 $585,640 $373,424 $135,944 $211,806 $313,656 $612,660 $— $2,477,326 
Gross Charge Offs$— $— $43 $71 $7 $3,271 $2,447 $— $5,839 
Consumer
Risk Ratings:
Pass$7,836 $12,804 $11,566 $6,047 $16,893 $44,599 $91,207 $— $190,952 
Special Mention— 43 31 4 78 28 89 — 273 
Substandard32 15 69 21 1,740 575 30 — 2,482 
Doubtful— — — — — — — — — 
Total$7,868 $12,862 $11,666 $6,072 $18,711 $45,202 $91,326 $— $193,707 
Gross Charge Offs$812 $56 $38 $126 $23 $76 $82 $— $1,213 
Consolidated
Total$1,241,466 $2,135,265 $1,546,250 $840,447 $1,781,955 $3,970,686 $1,530,834 $98,536 $13,145,439 
Gross Charge Offs1
$812 $56 $81 $656 $803 $3,488 $2,635 $— $8,531 
1Represents gross charge-offs for the six months ended June 30, 2026
December 31, 2025
(In thousands)20252024202320222021PriorRevolvingRevolving Converted to TermTotal
Construction and land development
Risk Ratings:
Pass$121,237 $332,530 $57,222 $41,967 $38,085 $31,055 $87,508 $— $709,604 
Special Mention— — — — 4,914 348 — — 5,262 
Substandard999 — 3,819 2,095 — 965 1,186 — 9,064 
Doubtful— — — — — — — — — 
Total$122,236 $332,530 $61,041 $44,062 $42,999 $32,368 $88,694 $— $723,930 
Gross Charge Offs$— $— $115 $— $24 $17 $— $— $156 
CRE - owner occupied
Risk Ratings:
Pass$405,841 $180,447 $156,256 $235,989 $241,758 $703,744 $29,882 $— $1,953,917 
Special Mention— 7,380 2,816 966 5,319 12,838 398 — 29,717 
Substandard— 3,464 11,342 17,878 2,194 25,038 75 — 59,991 
Doubtful— — — — — — — — — 
Total$405,841 $191,291 $170,414 $254,833 $249,271 $741,620 $30,355 $— $2,043,625 
Gross Charge Offs$— $— $— $238 $— $490 $— $— $728 
CRE - non-owner occupied
Risk Ratings:
Pass$704,003 $538,748 $318,106 $848,500 $552,105 $1,084,106 $31,102 $— $4,076,670 
Special Mention— 22 8,984 44,738 9,781 42,347 — — 105,872 
Substandard— — — 39,559 9,061 23,830 — — 72,450 
Doubtful— — — — — — — — — 
Total$704,003 $538,770 $327,090 $932,797 $570,947 $1,150,283 $31,102 $— $4,254,992 
Gross Charge Offs$— $— $— $— $— $420 $— $— $420 
Residential real estate
Risk Ratings:
Pass$272,509 $196,766 $185,686 $476,581 $610,708 $569,549 $662,764 $96,123 $3,070,686 
Special Mention— 476 78 1,527 — 663 5,068 174 7,986 
Substandard— 318 113 2,120 5,079 6,630 4,810 1,117 20,187 
Doubtful— — — — — — — — — 
Total$272,509 $197,560 $185,877 $480,228 $615,787 $576,842 $672,642 $97,414 $3,098,859 
Gross Charge Offs$— $— $— $145 $210 $36 $19 $— $410 
Commercial and financial
Risk Ratings:
Pass$582,118 $414,134 $151,321 $252,087 $215,002 $167,651 $495,663 $— $2,277,976 
Special Mention— 1,286 110 584 2,229 6,312 3,570 — 14,091 
Substandard— 716 2,944 5,067 6,538 6,211 6,850 — 28,326 
Doubtful— — — — 596 — — — 596 
Total$582,118 $416,136 $154,375 $257,738 $224,365 $180,174 $506,083 $— $2,320,989 
Gross Charge Offs$— $— $85 $2,075 $1,231 $9,637 $2,493 $— $15,521 
Consumer
Risk Ratings:
Pass$16,392 $13,716 $9,603 $19,441 $15,123 $36,026 $72,246 $— $182,547 
Special Mention15 33 — 2 — 12 168 — 230 
Substandard4 13 23 2,261 — 461 50 — 2,812 
Doubtful— — — — — — — — — 
Total$16,411 $13,762 $9,626 $21,704 $15,123 $36,499 $72,464 $— $185,589 
Gross Charge Offs$842 $201 $62 $1,294 $108 $42 $238 $— $2,787 
Consolidated
Total$2,103,118 $1,690,049 $908,423 $1,991,362 $1,718,492 $2,717,786 $1,401,340 $97,414 $12,627,984 
Gross Charge Offs1
$842 $201 $262 $3,752 $1,573 $10,642 $2,750 $— $20,022 
1Represents gross charge-offs for the year ended December 31, 2025.
Schedule of Troubled Borrower Modifications
The following tables present the amortized cost of TBM loans that were modified during the three and six months ended June 30, 2026 and June 30, 2025.
Three Months Ended June 30, 2026
(In thousands)
Rate Reduction or Rate Reduction with Term Extension
Term Extension and/or Payment DelayTotal% of Total Class of Loans
CRE - owner occupied
$— $30 $30 — %
Residential real estate— 53 53 — 
Totals$— $83 $83 — %
Three Months Ended June 30, 2025
(In thousands)
Rate Reduction or Rate Reduction with Term Extension
Term Extension and/or Payment DelayTotal% of Total Class of Loans
Residential real estate$— $170 $170 0.01 %
Commercial and financial— 1,511 1,511 0.09 
Totals$— $1,681 $1,681 0.02 %
Six Months Ended June 30, 2026
(In thousands)
Rate Reduction or Rate Reduction with Term Extension
Term Extension and/or Payment DelayTotal% of Total Class of Loans
CRE - owner occupied
$— $30 $30 — %
CRE - non-owner occupied
— 6,201 6,201 0.15 
Residential real estate— 127 127 — 
Commercial and financial— 544 544 0.02 
Consumer— 4 4 — 
Totals$— $6,906 $6,906 0.05 %
Six Months Ended June 30, 2025
(In thousands)
Rate Reduction or Rate Reduction with Term Extension
Term Extension and/or Payment DelayTotal% of Total Class of Loans
CRE - owner occupied$81 $— $81 — %
Residential real estate— 239 239 0.01 
Commercial and financial71 2,873 2,944 0.17 
Totals$152 $3,112 $3,264 0.03 %
There were no unfunded lending related commitments associated with TBMs as of June 30, 2026 and June 30, 2025.
The following tables present the payment status of TBM loans that were modified in the twelve months prior to June 30, 2026 and in the twelve months prior to June 30, 2025.
June 30, 2026
(In thousands)CurrentAccruing
30-59 Days Past Due		Accruing
60-89 Days Past Due		Accruing
Greater
Than 90 Days		NonaccrualTotal
CRE - owner occupied
244 — — — 30 274 
CRE - non-owner occupied
6,201 — — — — 6,201 
Residential real estate85 — — — 337 422 
Commercial and financial673 — — — 88 761 
Consumer4 — — — 1 5 
Totals$7,207 $— $— $— $456 $7,663 
June 30, 2025
(In thousands)CurrentAccruing
30-59 Days Past Due		Accruing
60-89 Days Past Due		Accruing
Greater
Than 90 Days		NonaccrualTotal
Construction and land development$110 $— $— $— $— $110 
CRE - owner occupied
81 — — — — 81 
Residential real estate6 — — — 464 470 
Commercial and financial1,532 — — — 1,843 3,375 
Totals$1,729 $— $— $— $2,307 $4,036