XML 80 R64.htm IDEA: XBRL DOCUMENT v3.25.4
Allowance for Credit Losses - Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance $ 138,055 $ 148,931 $ 113,895
Allowance on PCD Loans Acquired During the Period 3,132   18,879
Provision for Credit Losses 51,260 16,258 37,518
Charge- Offs (20,022) (31,865) (24,795)
Recoveries 6,378 4,731 3,434
Ending Balance 178,803 138,055 148,931
Construction and land development      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 7,252 8,637 6,464
Allowance on PCD Loans Acquired During the Period 46   5
Provision for Credit Losses 2,583 (1,404) 2,160
Charge- Offs (156) (1) 0
Recoveries 15 20 8
Ending Balance 9,740 7,252 8,637
CRE - owner occupied      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 11,825 5,529 6,051
Allowance on PCD Loans Acquired During the Period 190   139
Provision for Credit Losses 5,137 6,629 (663)
Charge- Offs (728) (341) 0
Recoveries 104 8 2
Ending Balance 16,528 11,825 5,529
CRE - non-owner occupied      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 43,866 48,288 43,258
Allowance on PCD Loans Acquired During the Period 1,477   647
Provision for Credit Losses 8,727 (3,096) 4,315
Charge- Offs (420) (1,485) (120)
Recoveries 2,493 159 188
Ending Balance 56,143 43,866 48,288
Residential real estate      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 39,168 39,016 29,605
Allowance on PCD Loans Acquired During the Period 743   400
Provision for Credit Losses 11,583 (150) 8,858
Charge- Offs (410) (134) (356)
Recoveries 213 436 509
Ending Balance 51,297 39,168 39,016
Commercial and financial      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 27,533 34,343 15,648
Allowance on PCD Loans Acquired During the Period 639   17,527
Provision for Credit Losses 22,639 7,789 17,644
Charge- Offs (15,521) (17,616) (18,565)
Recoveries 2,653 3,017 2,089
Ending Balance 37,943 27,533 34,343
Consumer      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 8,411 13,118 12,869
Allowance on PCD Loans Acquired During the Period 37   161
Provision for Credit Losses 591 6,490 5,204
Charge- Offs (2,787) (12,288) (5,754)
Recoveries 900 1,091 638
Ending Balance $ 7,152 $ 8,411 $ 13,118