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Income Taxes (Tables)
12 Months Ended
Dec. 31, 2025
Income Tax Disclosure [Abstract]  
Schedule of Components of Income Tax Expense (Benefit) The provision for income taxes is as follows:
 For the Year Ended December 31,
(In thousands)202520242023
Current
Federal$24,460 $19,415 $14,716 
State5,125 5,887 6,061 
Deferred
Federal9,394 8,882 9,524 
State2,649 670 (82)
 $41,628 $34,854 $30,219 
Schedule of Effective Income Tax Rate Reconciliation
The difference between the total expected tax expense (computed by applying the U.S. Federal tax rate of 21% to pretax income) and the reported income tax provision relating to income before income taxes is as follows:
 For the Year Ended December 31,
(Dollars in thousands)202520242023
AmountRateAmountRateAmountRate
U.S. Federal statutory tax$39,166 21.0 %$32,727 21.0 %$28,193 21.0 %
Increase (decrease) resulting from the effects of:
Tax Credits
LIHTCs1
(1,153)(0.6)(641)(0.4)(402)(0.3)
Nontaxable or nondeductible items
Tax exempt interest on loans and securities2
(2,171)(1.2)(852)(0.5)(639)(0.5)
Income from BOLI(2,594)(1.4)(2,108)(1.3)(2,217)(1.7)
Other2,239 1.3 549 0.3 561 0.5 
Federal tax provision35,487 19.1 29,675 19.1 25,496 19.0 
State tax provision, net of federal income tax effect3
6,141 3.2 5,179 3.3 4,723 3.5 
Provision for income tax expense$41,628 22.3 %$34,854 22.4 %$30,219 22.5 %
1Tax credit, net of amortization and other tax benefits.
2Tax exempt interest net of interest expense disallowance.
3State taxes from Florida made up the majority (greater than 50%) of the tax effect in this category.
Schedule of Deferred Tax Assets and Liabilities The following is a summary of the significant components of the Company's DTAs and liabilities as of:
 December 31,
(In thousands)20252024
ACL$49,225 $38,093 
OREO198 220 
Accrued stock compensation4,423 4,296 
Federal tax loss carryforward2,075 2,364 
State tax loss carryforward952 1,160 
Lease liabilities15,795 11,334 
Net unrealized securities losses23,795 49,446 
Deferred compensation4,028 3,118 
Accrued interest and fee income24,359 22,244 
Other11,103 4,951 
Gross DTAs135,953 137,226 
Less: Valuation allowance— — 
DTAs net of valuation allowance135,953 137,226 
CDI(43,517)(18,040)
Net unrealized derivatives (gains) losses(78)
Premises and equipment(6,987)(841)
ROUAs(14,681)(10,375)
Other(4,111)(4,990)
Gross deferred tax liabilities(69,374)(34,237)
Net DTAs$66,579 $102,989 
Schedule of Income Tax Examinations The following are the major tax jurisdictions in which the Company operates and the earliest tax year, exclusive of the impact of the net operating loss carryforwards, subject to examination:
Jurisdiction Tax Year
United States of America2022
Florida2022