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Allowance for Credit Losses (Tables)
12 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
Schedule of Allowance for Credit Losses
Activity in the ACL is summarized as follows:
For the Year Ended December 31, 2025
(In thousands)Beginning
Balance
Allowance on PCD Loans Acquired During the PeriodProvision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$7,252 $46 $2,583 $(156)$15 $9,740 
CRE - owner occupied11,825 190 5,137 (728)104 16,528 
CRE - non-owner occupied43,866 1,477 8,727 (420)2,493 56,143 
Residential real estate39,168 743 11,583 (410)213 51,297 
Commercial and financial27,533 639 22,639 (15,521)2,653 37,943 
Consumer8,411 37 591 (2,787)900 7,152 
Total$138,055 $3,132 $51,260 $(20,022)$6,378 $178,803 
For the Year Ended December 31, 2024
(In thousands)Beginning
Balance
Provision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$8,637 $(1,404)$(1)$20 $7,252 
CRE - owner occupied5,529 6,629 (341)11,825 
CRE - non-owner occupied48,288 (3,096)(1,485)159 43,866 
Residential real estate39,016 (150)(134)436 39,168 
Commercial and financial34,343 7,789 (17,616)3,017 27,533 
Consumer13,118 6,490 (12,288)1,091 8,411 
Total$148,931 $16,258 $(31,865)$4,731 $138,055 
For the Year Ended December 31, 2023
(In thousands)Beginning
Balance
Allowance on PCD Loans Acquired During the PeriodProvision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$6,464 $$2,160 $— $$8,637 
CRE - owner occupied6,051 139 (663)— 5,529 
CRE - non-owner occupied43,258 647 4,315 (120)188 48,288 
Residential real estate29,605 400 8,858 (356)509 39,016 
Commercial and financial15,648 17,527 17,644 (18,565)2,089 34,343 
Consumer12,869 161 5,204 (5,754)638 13,118 
Total$113,895 $18,879 $37,518 $(24,795)$3,434 $148,931