Reconciliation of Net Income (Loss) to Net Cash Provided by Operating Activities for the three years ended:


	Year Ended December 31
	2013			2012			2011
	(In thousands)
Net income (loss)	$	51,989		$	(710	)	$	6,667
Adjustments to reconcile net income (loss) to net cash (used) provided by operating activities
Depreciation		2,776			2,827			2,830
Net amortization of premiums and discounts on securities		3,882			4,740			2,555
Other amortization and accretion		(172	)		20			(35	)
Change in loans available for sale, net		22,189			(20,143	)		5,724
Provision for loan losses, net		3,188			10,796			1,974
Deferred tax benefit		(40,552	)		(7	)		(10	)
Gain on sale of securities		(419	)		(7,619	)		(1,220	)
Gain on sale of loans		(455	)		(816	)		(143	)
Loss on sale or write down of foreclosed assets		1,295			3,548			3,812
Writedown on loan available for sale		0			1,238			0
Loss on disposition of equipment		1			774			58
Stock based employee benefit expense		246			796			587
Change in interest receivable		160			861			(561	)
Change in interest payable		(27	)		(524	)		(2,258	)
Change in prepaid expenses		4,562			2,601			2,748
Change in accrued taxes		(102	)		(190	)		(145	)
Change in other assets		792			(835	)		585
Change in other liabilities		499			581			573

Net cash provided (used) by operating activities	$	49,852		$	(2,062	)	$	23,741

Supplemental disclosure of non cash investing activities
Fair value adjustment to securities	$	(21,957	)	$	(3,405	)	$	5,530
Transfers from loans to other real estate owned		5,087			14,067			35,500
Transfers from loans to loans available for sale		379			10,321			0
Matured securities recorded as a receivable		0			3,100			3,630
Securities principal receivable recorded in other assets		159			0			0
Transfer from securities held for investment to available for sale		13,818			0			0