Noninterest Income and Expenses

12 Months Ended

Dec. 31, 2012

Noninterest Income and Expenses [Abstract]

Noninterest Income and Expenses

Note M    Noninterest Income and Expenses

Details of noninterest income and expense follow:

	Year Ended December 31
	2012			2011		2010
	(In thousands)
Noninterest income
Service charges on deposit accounts	$	6,245		$	6,262	$	5,925
Trust fees		2,279			2,111		1,977
Mortgage banking fees		3,710			2,140		2,119
Brokerage commissions and fees		1,071			1,122		1,174
Marine finance fees		1,111			1,209		1,334
Interchange income		4,501			3,808		3,163
Other deposit based EFT fees		336			318		321
Other		2,191			1,375		2,121
		21,444			18,345		18,134
Loss on sale of commercial loan		(1,238	)		0		0
Securities gains, net		7,619			1,220		3,687
TOTAL	$	27,825		$	19,565	$	21,821
Noninterest expense
Salaries and wages	$	29,935		$	27,288	$	26,408
Employee benefits		7,710			5,875		5,717
Outsourced data processing costs		7,382			6,583		5,981
Telephone / data lines		1,178			1,179		1,505
Occupancy		8,146			7,627		7,480
Furniture and equipment		2,319			2,291		2,398
Marketing		3,095			2,917		2,910
Legal and professional fees		5,241			6,137		7,977
FDIC assessments		2,805			3,013		3,958
Amortization of intangibles		788			847		985
Asset dispositions expense		1,459			2,281		2,268
Net loss on other real estate owned and repossessed assets		3,467			3,751		13,541
Other		9,023			7,974		8,428
TOTAL	$	82,548		$	77,763	$	89,556