Noninterest Income and Expenses

12 Months Ended

Dec. 31, 2011

Noninterest Income and Expenses [Abstract]

Noninterest Income and Expenses

Note M    Noninterest Income and Expenses

Details of noninterest income and expense follow:

	Year Ended December 31
	2011		2010		2009
	(In thousands)
Noninterest income
Service charges on deposit accounts	$	6,262	$	5,925	$	6,491
Trust fees		2,111		1,977		2,098
Mortgage banking fees		2,140		2,119		1,746
Brokerage commissions and fees		1,122		1,174		1,416
Marine finance fees		1,209		1,334		1,153
Interchange income		3,808		3,163		2,613
Other deposit based EFT fees		318		321		331
Other		1,375		2,121		1,647
		18,345		18,134		17,495
Securities gains, net		1,220		3,687		5,399
TOTAL	$	19,565	$	21,821	$	22,894
Noninterest expense
Salaries and wages	$	27,288	$	26,408	$	26,693
Employee benefits		5,875		5,717		6,109
Outsourced data processing costs		6,583		5,981		5,623
Telephone / data lines		1,179		1,505		1,835
Occupancy		7,627		7,480		8,260
Furniture and equipment		2,291		2,398		2,649
Marketing		2,917		2,910		2,067
Legal and professional fees		6,137		7,977		6,984
FDIC assessments		3,013		3,958		4,952
Amortization of intangibles		847		985		1,259
Asset dispositions expense		2,281		2,268		1,172
Net loss on other real estate owned and repossessed assets		3,751		13,541		5,155
Goodwill impairment		0		0		49,813
Other		7,974		8,428		7,656
TOTAL	$	77,763	$	89,556	$	130,227