Impaired Loans and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2016

Financing Receivable, Allowance for Credit Losses [Line Items]

Troubled Debt Restructurings on Financing Receivables

The following table presents accruing loans that were modified within the twelve months ending December 31, 2016 and 2015:

			Pre-		Post-
			Modification		Modification
	Number		Outstanding		Outstanding		Specific		Valuation
	of		Recorded		Recorded		Reserve		Allowance
	Contracts		Investment		Investment		Recorded		Recorded
			(In thousands)
2016:
Construction and land  development		1	$	20	$	18	$	0	$	2
Residential real estate		4		1,169		1,019		0		150
		5	$	1,189	$	1,037	$	0	$	152
2015:
Construction and land development		2	$	220	$	218	$	0	$	2
Residential real estate		1		27		26		0		1
Commercial real estate		3		1,881		1,787		0		94
Consumer		1		48		45		0		3
		7	$	2,176	$	2,076	$	0	$	100

Impaired Financing Receivables

At December 31, 2016 and 2015, the Company's recorded investment in impaired loans (excluding PCI loans) and related valuation allowance was as follows:

	Impaired Loans
	for the Year Ended December 31, 2016
			Unpaid		Related		Average		Interest
	Recorded		Principal		Valuation		Recorded		Income
	Investment		Balance		Allowance		Investment		Recognized
	( In thousands )
With no related allowance recorded:
Construction and land development	$	226	$	321	$	0	$	193	$	17
Commercial real estate		3,267		4,813		0		1,784		215
Residential real estate		9,706		14,136		0		9,370		579
Commercial and financial		199		206		0		15		9
Consumer		0		0		0		168		0
With an allowance recorded:
Construction and land development		51		51		0		605		2
Commercial real estate		6,937		6,949		395		6,699		309
Residential real estate		12,332		12,681		2,059		12,015		455
Commercial and financial		0		0		0		0		0
Consumer		0		0		0		338		0
Total:
Construction and land development		277		372		0		798		19
Commercial real estate		10,204		11,762		395		8,483		524
Residential real estate		22,038		26,817		2,059		21,385		1,034
Commercial and financial		199		206		0		15		9
Consumer		0		0		0		506		0
	$	32,718	$	39,157	$	2,454	$	31,187	$	1,586

	Impaired Loans
	for the Year Ended December 31, 2015
			Unpaid		Related		Average		Interest
	Recorded		Principal		Valuation		Recorded		Income
	Investment		Balance		Allowance		Investment		Recognized
	( In thousands )
With no related allowance recorded:
Construction and land development	$	107	$	255	$	0	$	1,252	$	6
Commercial real estate		2,363		3,911		0		2,880		16
Residential real estate		9,256		13,707		0		10,259		168
Commercial and financial		17		17		0		84		1
Consumer		264		349		0		141		3
With an allowance recorded:
Construction and land development		835		870		84		987		29
Commercial real estate		7,087		7,087		429		7,280		302
Residential real estate		12,447		12,803		1,964		15,136		337
Commercial and financial		0		0		0		0		0
Consumer		351		351		40		495		18
Total:
Construction and land development		942		1,125		84		2,239		35
Commercial real estate		9,450		10,998		429		10,160		318
Residential real estate		21,703		26,510		1,964		25,395		505
Commercial and financial		17		17		0		84		1
Consumer		615		700		40		636		21
	$	32,727	$	39,350	$	2,517	$	38,514	$	880

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for loans losses (excluding PCI loans) for the three years ended December 31, 2016, 2015 and 2014 are summarized as follows:

			Provision						Net (Charge-
	Beginning		for Loan		Charge-				Offs)		Ending
	Balance		Losses		Offs		Recoveries		Recoveries		Balance
	(In thousands)
December 31 , 2016
Construction and land development	$	1,151	$	(158)	$	0	$	226	$	226	$	1,219
Commercial real estate		6,756		2,512		(301)		306		5		9,273
Residential real estate		8,057		(1,145)		(215)		786		571		7,483
Commercial and financial		2,042		400		(615)		1,809		1,194		3,636
Consumer		1,122		802		(244)		109		(135)		1,789
	$	19,128	$	2,411	$	(1,375)	$	3,236	$	1,861	$	23,400
December 31 , 2015
Construction and land development	$	722	$	1,296	$	(1,271)	$	404	$	(867)	$	1,151
Commercial real estate		4,528		2,010		(482)		700		218		6,756
Residential real estate		9,784		(2,208)		(779)		1,260		481		8,057
Commercial and financial		1,179		1,058		(726)		531		(195)		2,042
Consumer		794		552		(341)		117		(224)		1,122
	$	17,007	$	2,708	$	(3,599)	$	3,012	$	(587)	$	19,128
December 31, 2014
Construction and land development	$	808	$	139	$	(640)	$	415	$	(225)	$	722
Commercial real estate		6,160		(2,917)		(398)		1,683		1,285		4,528
Residential real estate		11,659		(1,651)		(1,126)		902		(224)		9,784
Commercial and financial		710		697		(398)		170		(228)		1,179
Consumer		731		182		(193)		74		(119)		794
	$	20,068	$	(3,550)	$	(2,755)	$	3,244	$	489	$	17,007

Loan Portfolio And Related Allowance

The Company's loan portfolio (excluding PCI loans) and related allowance at December 31, 2016 and 2015 is shown in the following tables.

	Individually Evaluated for				Collectively Evaluated for
	Impairment				Impairment				Total
	Recorded		Associated		Recorded		Associated		Recorded		Associated
December 31, 2016	Investment		Allowance		Investment		Allowance		Investment		Allowance
	(In thousands)
Construction and land development	$	277	$	0	$	159,839	$	1,219	$	160,116	$	1,219
Commercial real estate		10,204		395		1,335,832		8,878		1,346,036		9,273
Residential real estate		22,038		2,059		814,250		5,424		836,288		7,483
Commercial and financial		199		0		369,449		3,636		369,648		3,636
Consumer		0		0		154,452		1,789		154,452		1,789
	$	32,718	$	2,454	$	2,833,822	$	20,946	$	2,866,540	$	23,400

	Individually Evaluated for				Collectively Evaluated for
	Impairment				Impairment				Total
	Recorded		Associated		Recorded		Associated		Recorded		Associated
December 31, 2015	Investment		Allowance		Investment		Allowance		Investment		Allowance
	(In thousands)
Construction and land development	$	942	$	84	$	107,731	$	1,067	$	108,673	$	1,151
Commercial real estate		9,450		429		989,938		6,327		999,388		6,756
Residential real estate		21,703		1,964		701,160		6,093		722,863		8,057
Commercial and financial		17		0		227,417		2,042		227,434		2,042
Consumer		615		40		85,248		1,082		85,863		1,122
	$	32,727	$	2,517	$	2,111,494	$	16,611	$	2,144,221	$	19,128

PCI Loans [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Loan Portfolio And Related Allowance

The table below summarizes PCI loans that were individually evaluated for impairment based on expected cash flows at December 31, 2016 and 2015.

	December 31, 2016				December 31, 2015
	PCI Loans Individually				PCI Loans Individually
	Evaluated for Impairment				Evaluated for Impairment
	Recorded		Associated		Recorded		Associated
	Investment		Allowance		Investment		Allowance
Construction and land development	$	114	$	0	$	114	$	0
Commercial real estate		11,257		0		9,990		0
Residential real estate		684		0		922		0
Commercial and financial		941		0		1,083		0
Consumer		0		0		0		0
	$	12,996	$	0	$	12,109	$	0