Noninterest Income and Expenses

12 Months Ended

Dec. 31, 2016

Noninterest Income and Expenses [Abstract]

Non Interest Income

Note M      Noninterest Income and Expenses

Details of noninterest income and expense follow:

	Year Ended December 31
	2016		2015		2014
	(In thousands)
Noninterest income
Service charges on deposit accounts	$	9,669	$	8,563	$	6,952
Trust fees		3,433		3,132		2,986
Mortgage banking fees		5,864		4,252		3,057
Brokerage commissions and fees		2,044		2,132		1,614
Marine finance fees		673		1,152		1,320
Interchange income		9,227		7,684		5,972
Other deposit based EFT fees		477		397		343
BOLI Income		2,213		1,426		252
Gain on participated loan		0		725		0
Other		3,827		2,555		2,248
		37,427		32,018		24,744
Securities gains, net		368		161		469
Bargain purchase gain, net		0		416		0
TOTAL	$	37,795	$	32,595	$	25,213
Noninterest expense
Salaries and wages	$	54,096	$	41,075	$	35,132
Employee benefits		9,903		9,564		8,773
Outsourced data processing costs		13,516		10,150		8,781
Telephone / data lines		2,108		1,797		1,331
Occupancy		13,122		8,744		7,930
Furniture and equipment		4,720		3,434		2,535
Marketing		3,633		4,428		3,576
Legal and professional fees		9,596		8,022		6,871
FDIC assessments		2,365		2,212		1,660
Amortization of intangibles		2,486		1,424		1,033
Asset dispositions expense		553		472		488
Branch closures and new branding		0		0		4,958
Net (gain)/loss on other real estate owned and repossessed assets		(509)		239		310
Early redemption cost for Federal Home Loan Bank advances		1,777		0		0
Other		13,515		12,209		9,988
TOTAL	$	130,881	$	103,770	$	93,366