IMPAIRED LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)

6 Months Ended

Jun. 30, 2015

Financing Receivable, Allowance for Credit Losses [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

The following table presents loans that were modified within the six months ending June 30, 2015:

			Pre-		Post-
			Modification		Modification
	Number		Outstanding		Outstanding		Specific		Valuation
	of		Recorded		Recorded		Reserve		Allowance
(Dollars in thousands)	Contracts		Investment		Investment		Recorded		Recorded
Residential real estate		1	$	26	$	25	$	0	$	1
Commercial real estate		2		911		859		0		52
Consumer		1		48		45		0		3
		4	$	985	$	929	$	0	$	56

The following table presents loans that were modified within the six months ending June 30, 2014:

			Pre-		Post-
			Modification		Modification
	Number		Outstanding		Outstanding		Specific		Valuation
	of		Recorded		Recorded		Reserve		Allowance
(Dollars in thousands)	Contracts		Investment		Investment		Recorded		Recorded
Residential real estate		3	$	601	$	564	$	0	$	37
Commercial real estate		1		4,300		3,975		0		325
		4	$	4,901	$	4,539	$	0	$	362

Impaired Financing Receivables [Table Text Block]

As of June 30, 2015 and December 31, 2014, the Company’s recorded investment in impaired loans and the related valuation allowance were as follows:

	June 30, 2015
			Unpaid		Related
	Recorded		Principal		Valuation
(Dollars in thousands)	Investment		Balance		Allowance
Impaired Loans with No Related Allowance Recorded:
Construction and land development	$	1,762	$	2,070	$	0
Commercial real estate		3,434		4,804		0
Residential real estate		10,264		14,500		0
Commercial and financial		115		115		0
Consumer		156		214		0
Impaired Loans with an Allowance Recorded:
Construction and land development		905		935		142
Commercial real estate		6,341		6,414		417
Residential real estate		15,078		15,455		2,483
Commercial and financial		0		0		0
Consumer		480		488		94
Total:
Construction and land development		2,667		3,005		142
Commercial real estate		9,775		11,218		417
Residential real estate		25,342		29,955		2,483
Commercial and financial		115		115		0
Consumer		636		702		94
	$	38,535	$	44,995	$	3,136

	December 31, 2014
			Unpaid		Related
	Recorded		Principal		Valuation
(Dollars in thousands)	Investment		Balance		Allowance
Impaired Loans with No Related Allowance Recorded:
Construction and land development	$	1,824	$	2,239	$	0
Commercial real estate		3,087		4,600		0
Residential real estate		11,898		16,562		0
Commercial and financial		120		120		0
Consumer		65		93		0
Impaired Loans with an Allowance Recorded:
Construction and land development		886		931		159
Commercial real estate		8,359		8,469		529
Residential real estate		16,804		17,693		2,741
Commercial and financial		0		0		0
Consumer		534		562		112
Total:
Construction and land development		2,710		3,170		159
Commercial real estate		11,446		13,069		529
Residential real estate		28,702		34,255		2,741
Commercial and financial		120		120		0
Consumer		599		655		112
	$	43,577	$	51,269	$	3,541

For the three months ended June 30, 2015 and 2014, the Company’s average recorded investments in impaired loans and related interest income were as follows:

	Three Months Ended				Three Months Ended
	June 30, 2015				June 30, 2014
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
(Dollars in thousands)	Investment		Recognized		Investment		Recognized
Impaired Loans with No Related Allowance
Recorded:
Construction & land development	$	1,838	$	14	$	2,036	$	29
Commercial real estate		2,942		23		1,547		7
Residential real estate		10,877		30		12,063		4
Commercial and financial		116		1		50		3
Consumer		141		0		302		0
Impaired Loans with an Allowance Recorded:
Construction & land development		816		11		1,367		6
Commercial real estate		7,188		51		10,952		268
Residential real estate		15,682		99		21,505		122
Commercial and financial		0		0		112		0
Consumer		503		5		538		5
Total:
Construction & land development		2,654		25		3,403		35
Commercial real estate		10,130		74		12,499		275
Residential real estate		26,559		129		33,568		126
Commercial and financial		116		1		162		3
Consumer		644		5		840		5
	$	40,103	$	234	$	50,472	$	444

For the six months ended June 30, 2015 and 2014, the Company’s average recorded investments in impaired loans and related interest income were as follows:

	Six Months Ended				Six Months Ended
	June 30, 2015				June 30, 2014
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
(Dollars in thousands)	Investment		Recognized		Investment		Recognized
Impaired Loans with No Related Allowance
Recorded:
Construction & land development	$	1,839	$	32	$	2,196	$	51
Commercial real estate		2,950		27		2,394		7
Residential real estate		11,268		65		12,333		7
Commercial and financial		118		3		76		5
Consumer		114		0		345		0
Impaired Loans with an Allowance Recorded:
Construction & land development		832		16		1,311		12
Commercial real estate		7,649		125		9,853		361
Residential real estate		16,106		198		22,215		251
Commercial and financial		0		0		88		0
Consumer		516		11		541		10
Total:
Construction & land development		2,671		48		3,507		63
Commercial real estate		10,599		152		12,247		368
Residential real estate		27,374		263		34,548		258
Commercial and financial		118		3		164		5
Consumer		630		11		886		10
	$	41,392	$	477	$	51,352	$	704

Allowance for Credit Losses on Financing Receivables [Table Text Block]

Activity in the allowance for loan losses (excluding PCI loans) for the three-month and six-month periods ended June 30, 2015 is summarized as follows:

	Allowance for Loan Losses for the Three Months Ended June 30, 2015
			Provision						Net
	Beginning		for Loan		Charge-				(Charge-Offs)		Ending
(Dollars in thousands)	Balance		Losses		Offs		Recoveries		Recoveries		Balance
Construction & land development	$	842	$	(101)	$	(19)	$	165	$	146	$	887
Commercial real estate		4,827		535		(146)		62		(84)		5,278
Residential real estate		9,666		(182)		(155)		358		203		9,687
Commercial and financial		1,374		(411)		(255)		237		(18)		945
Consumer		919		895		(60)		28		(32)		1,782
	$	17,628	$	736	$	(635)	$	850	$	215	$	18,579

	Allowance for Loan Losses for the Six Months Ended June 30, 2015
			Provision						Net
	Beginning		for Loan		Charge-				(Charge-Offs)		Ending
(Dollars in thousands)	Balance		Losses		Offs		Recoveries		Recoveries		Balance
Construction & land development	$	722	$	19	$	(66)	$	212	$	146	$	887
Commercial real estate		4,528		765		(302)		287		(15)		5,278
Residential real estate		9,784		(549)		(322)		773		451		9,686
Commercial and financial		1,179		(288)		(274)		328		54		945
Consumer		794		1,193		(254)		50		(204)		1,783
	$	17,007	$	1,140	$	(1,218)	$	1,650	$	432	$	18,579

Activity in the allowance for loan losses for the three-month and six-month periods ended June 30, 2014 is summarized as follows:

	Allowance for Loan Losses for the Three Months Ended June 30, 2014
			Provision						Net
	Beginning		for Loan		Charge-				(Charge-Offs)		Ending
(Dollars in thousands)	Balance		Losses		Offs		Recoveries		Recoveries		Balance
Construction & land development	$	796	$	240	$	(196)	$	27	$	(169)	$	867
Commercial real estate		6,753		(1,528)		(50)		18		(32)		5,193
Residential real estate		10,358		(32)		(95)		400		305		10,631
Commercial and financial		853		(167)		0		23		23		709
Consumer		712		43		(40)		25		(15)		740
	$	19,472	$	(1,444)	$	(381)	$	493	$	112	$	18,140

	Allowance for Loan Losses for the Six Months Ended June 30, 2014
			Provision						Net
	Beginning		for Loan		Charge-				(Charge-Offs)		Ending
(Dollars in thousands)	Balance		Losses		Offs		Recoveries		Recoveries		Balance
Construction & land development	$	808	$	204	$	(199)	$	54	$	(145)	$	867
Commercial real estate		6,160		(1,087)		(134)		254		120		5,193
Residential real estate		11,659		(1,410)		(207)		589		382		10,631
Commercial and financial		710		53		(108)		54		(54)		709
Consumer		731		61		(97)		45		(52)		740
	$	20,068	$	(2,179)	$	(745)	$	996	$	251	$	18,140

Loan Portfolio And Related Allowance [Table Text Block]

The Company’s loan portfolio (excluding PCI loans) and related allowance at June 30, 2015 and December 31, 2014 is shown in the following tables:

	At June 30, 2015
	Individually Evaluated for				Collectively Evaluated for
	Impairment				Impairment				Total
	Carrying		Associated		Carrying		Associated		Carrying		Associated
(Dollars in thousands)	Value		Allowance		Value		Allowance		Value		Allowance
Construction & land development	$	2,667	$	142	$	91,022	$	745	$	93,689	$	887
Commercial real estate		9,775		417		879,203		4,861		888,978		5,278
Residential real estate		25,342		2,483		669,929		7,203		695,271		9,686
Commercial and financial		115		0		188,993		945		189,108		945
Consumer		636		94		63,155		1,689		63,791		1,783
	$	38,535	$	3,136	$	1,892,302	$	15,443	$	1,930,837	$	18,579

	At December 31, 2014
	Individually Evaluated for				Collectively Evaluated for
	Impairment				Impairment				Total
	Carrying		Associated		Carrying		Associated		Carrying		Associated
(Dollars in thousands)	Value		Allowance		Value		Allowance		Value		Allowance
Construction & land development	$	2,710	$	159	$	82,769	$	563	$	85,479	$	722
Commercial real estate		11,446		529		821,609		3,999		833,055		4,528
Residential real estate		28,702		2,741		657,344		7,043		686,046		9,784
Commercial and financial		120		0		155,964		1,179		156,084		1,179
Consumer		599		112		52,808		682		53,407		794
	$	43,577	$	3,541	$	1,770,494	$	13,466	$	1,814,071	$	17,007

PCI Loans [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

Loan Portfolio And Related Allowance [Table Text Block]

The table below summarizes PCI loans that were individually evaluated for impairment based on expected cash flows at June 30, 2015 and December 31, 2014:

	PCI Loans Individually Evaluated for Impairment
	June 30, 2015				December 31, 2014
	Carrying		Associated		Carrying		Associated
(Dollars in thousands)	Value		Allowance		Value		Allowance
Construction & land development	$	1,489	$	212	$	1,557	$	43
Commercial real estate		3,350		0		4,092		3
Residential real estate		506		0		851		18
Commercial and financial		1,217		0		1,312		0
Consumer		0		0		2		0
	$	6,562	$	212	$	7,814	$	64