LOANS (Tables)

6 Months Ended

Jun. 30, 2015

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

Information relating to portfolio loans, purchased credit impaired (PCI), and purchased unimpaired loans (PUL) is summarized as follows:

June 30, 2015	Portfolio Loans		PCI Loans		PUL's		Total
	(Dollars in thousands)
Construction and land development	$	79,644	$	1,489	$	14,045	$	95,178
Commercial real estate		693,212		3,350		195,766		892,328
Residential real estate		657,247		506		38,024		695,777
Commercial and financial		153,455		1,217		35,653		190,325
Consumer		61,423		0		1,490		62,913
Other loans		878		0		0		878
NET LOAN BALANCES	$	1,645,859	$	6,562	$	284,978	$	1,937,399

December 31, 2014	Portfolio Loans		PCI Loans		PUL's		Total
	(Dollars in thousands)
Construction and land development	$	65,896	$	1,557	$	19,583	$	87,036
Commercial real estate		610,863		4,092		222,192		837,147
Residential real estate		639,428		851		46,618		686,897
Commercial and financial		120,763		1,312		35,321		157,396
Consumer		50,543		2		2,352		52,897
Other loans		512		0		0		512
NET LOAN BALANCES	$	1,488,005	$	7,814	$	326,066	$	1,821,885

Contractually Required Principal And Interest Cash Payments Changes [Table Text Block]

The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of PCI loans during the six month period ending June 30, 2015. Contractually required principal and interest payments have been adjusted for estimated prepayments.

							Reclassifications
							from
	December 31,						nonaccretable		June 30,
	2014		Deletions		Accretion		difference		2015
	(In thousands)
Contractually required principal and interest	$	14,831	$	(3,267)	$	0	$	0	$	11,564
Nonaccretable difference		(5,825)		1,663		0		261		(3,901)
Cash flows expected to be collected		9,006		(1,604)		0		261		7,663
Accretable yield		(1,192)		148		204		(261)		(1,101)
Carrying value of acquired loans		7,814	$	(1,456)	$	204	$	0		6,562
Allowance for loan losses		(64)								(212)
Carrying value less allowance for loan losses	$	7,750							$	6,350

Past Due Financing Receivables [Table Text Block]

The following table presents the contractual aging of the recorded investment in past due loans by class of loans as of June 30, 2015 and December 31, 2014:

					Accruing
	Accruing		Accruing		Greater						Total
June 30, 2015	30-59 Days		60-89 Days		Than						Financing
(Dollars in thousands)	Past Due		Past Due		90 Days		Nonaccrual		Current		Receivables
Portfolio Loans
Construction and land development	$	48	$	525	$	41	$	303	$	78,728	$	79,645
Commercial real estate		603		54		0		2,483		690,070		693,210
Residential real estate		619		211		0		12,035		644,382		657,247
Commerical and financial		22		0		0		0		153,434		153,456
Consumer		67		0		0		233		61,123		61,423
Other		0		0		0		0		878		878
Total		1,359		790		41		15,054		1,628,615	$	1,645,859
Purchased Unimpaired Loans
Construction and land development		0		0		0		43		14,001	$	14,044
Commercial real estate		409		0		0		2,215		193,144		195,768
Residential real estate		6		0		29		0		37,989		38,024
Commerical and financial		20		135		0		0		35,497		35,652
Consumer		0		0		0		0		1,490		1,490
Other		0		0		0		0		0		0
Total		435		135		29		2,258		282,121	$	284,978
Purchased Credit Impaired Loans
Construction and land development		0		0		0		1,367		122	$	1,489
Commercial real estate		0		0		0		724		2,626		3,350
Residential real estate		0		0		0		194		312		506
Commerical and financial		0		0		0		0		1,217		1,217
Consumer		0		0		0		0		0		0
Other		0		0		0		0		0		0
Total		0		0		0		2,285		4,277	$	6,562
Total Loans	$	1,794	$	925	$	70	$	19,597	$	1,915,013	$	1,937,399

					Accruing
	Accruing		Accruing		Greater						Total
December 31, 2014	30-59 Days		60-89 Days		Than						Financing
(Dollars in thousands)	Past Due		Past Due		90 Days		Nonaccrual		Current		Receivables
Portfolio Loans
Construction and land development	$	0	$	0	$	0	$	534	$	65,362	$	65,896
Commercial real estate		764		0		0		3,457		606,642		610,863
Residential real estate		259		159		17		14,381		624,612		639,428
Commerical and financial		232		0		0		0		120,531		120,763
Consumer		256		25		0		191		50,071		50,543
Other		0		0		0		0		512		512
Total	$	1,511	$	184	$	17	$	18,563	$	1,467,730	$	1,488,005
Purchased Unimpaired Loans
Construction and land development	$	303	$	0	$	0	$	0	$	19,280	$	19,583
Commercial real estate		2,318		0		41		0		219,833		222,192
Residential real estate		142		0		39		5		46,432		46,618
Commerical and financial		953		0		0		0		34,368		35,321
Consumer		0		0		0		0		2,352		2,352
Other		0		0		0		0		0		0
Total	$	3,716	$	0	$	80	$	5	$	322,265	$	326,066
Purchased Impaired Loans
Construction and land development	$	0	$	0	$	0	$	1,428	$	129	$	1,557
Commercial real estate		7		359		0		733		2,993		4,092
Residential real estate		88		0		116		411		236		851
Commerical and financial		0		0		0		0		1,312		1,312
Consumer		0		0		0		0		2		2
Other		0		0		0		0		0		0
Total	$	95	$	359	$	116	$	2,572	$	4,672	$	7,814
Total Loans	$	5,322	$	543	$	213	$	21,140	$	1,794,667	$	1,821,885

Financing Receivable Credit Quality Indicators [Table Text Block]

The following tables present the risk category of loans by class of loans based on the most recent analysis performed as of June 30, 2015 and December 31, 2014:

June 30, 2015
	Construction						Commercial
	& Land		Commercial		Residential		and		Consumer
(Dollars in thousands)	Development		Real Estate		Real Estate		Financial		Loans		Total
Pass	$	84,789	$	855,600	$	667,063	$	188,446	$	62,113	$	1,858,011
Special mention		3,640		11,570		1,112		906		886		18,114
Substandard		2,712		12,445		2,065		858		156		18,236
Doubtful		0		0		0		0		0		0
Nonaccrual		1,713		5,422		12,229		0		233		19,597
Pass-Troubled debt restructures		1,949		1,788		36		18		403		4,194
Troubled debt restructures		375		5,503		13,272		97		0		19,247
	$	95,178	$	892,328	$	695,777	$	190,325	$	63,791	$	1,937,399

December 31, 2014
	Construction						Commercial
	& Land		Commercial		Residential		and		Consumer
(Dollars in thousands)	Development		Real Estate		Real Estate		Financial		Loans		Total
Pass	$	79,397	$	797,934	$	655,518	$	155,281	$	51,764	$	1,739,894
Special mention		1,815		11,709		546		993		590		15,653
Substandard		1,685		15,325		1,733		1,002		456		20,201
Doubtful		0		0		0		0		0		0
Nonaccrual		1,963		4,189		14,797		0		191		21,140
Pass-Troubled debt restructures		1,672		2,332		17		0		0		4,021
Troubled debt restructures		504		5,658		14,286		120		408		20,976
	$	87,036	$	837,147	$	686,897	$	157,396	$	53,409	$	1,821,885