XML 34 R40.htm IDEA: XBRL DOCUMENT v2.4.0.8
IMPAIRED LOANS AND ALLOWANCE FOR LOAN LOSSES - Activity in Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Allowance for Loan Losses:        
Beginning Balance $ 18,140 $ 20,078 $ 20,068 $ 22,104
Provision for Loan Losses (1,425) 1,180 (3,604) 2,698
Charge-Offs (866) (1,235) (1,611) (5,749)
Recoveries 1,722 393 2,718 1,363
Net Charge-Offs/Recoveries 856 (842) 1,107 (4,386)
Ending Balance 17,571 20,416 17,571 20,416
Construction and Land Development [Member]
       
Allowance for Loan Losses:        
Beginning Balance 867 877 808 1,134
Provision for Loan Losses (26) (46) 178 121
Charge-Offs (68) (25) (267) (582)
Recoveries 141 41 195 174
Net Charge-Offs/Recoveries 73 16 (72) (408)
Ending Balance 914 847 914 847
Commercial Real Estate [Member]
       
Allowance for Loan Losses:        
Beginning Balance 5,193 6,725 6,160 8,849
Provision for Loan Losses (1,913) 377 (3,000) (1)
Charge-Offs (130) (500) (264) (2,546)
Recoveries 1,341 239 1,595 539
Net Charge-Offs/Recoveries 1,211 (261) 1,331 (2,007)
Ending Balance 4,491 6,841 4,491 6,841
Residential Real Estate [Member]
       
Allowance for Loan Losses:        
Beginning Balance 10,631 11,153 11,659 11,090
Provision for Loan Losses 167 750 (1,243) 2,338
Charge-Offs (359) (677) (566) (2,449)
Recoveries 159 83 748 330
Net Charge-Offs/Recoveries (200) (594) 182 (2,119)
Ending Balance 10,598 11,309 10,598 11,309
Commercial And Financial [Member]
       
Allowance for Loan Losses:        
Beginning Balance 709 563 710 468
Provision for Loan Losses 244 72 297 (51)
Charge-Offs (229) 0 (337) (60)
Recoveries 71 24 125 302
Net Charge-Offs/Recoveries (158) 24 (212) 242
Ending Balance 795 659 795 659
Consumer [Member]
       
Allowance for Loan Losses:        
Beginning Balance 740 760 731 563
Provision for Loan Losses 103 27 164 291
Charge-Offs (80) (33) (177) (112)
Recoveries 10 6 55 18
Net Charge-Offs/Recoveries (70) (27) (122) (94)
Ending Balance $ 773 $ 760 $ 773 $ 760