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Allowance for Credit Losses (Tables)
9 Months Ended
Sep. 30, 2025
Receivables [Abstract]  
Schedule of Allowance for Credit Losses
Activity in the allowance for credit losses is summarized as follows:
Three Months Ended September 30, 2025
(In thousands)Beginning
Balance
Allowance on
 PCD Loans
Acquired
 During the Period
Provision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$6,556 $— $945 $(139)$$7,366 
CRE - owner occupied
12,942 22 1,388 (197)14,160 
CRE - non-owner occupied
46,627 2,828 — 348 49,804 
Residential real estate41,687 60 686 (174)59 42,318 
Commercial and financial27,109 18 2,411 (4,431)1,454 26,561 
Consumer7,263 113 (371)234 7,244 
Totals$142,184 $106 $8,371 $(5,312)$2,104 $147,453 
Three Months Ended September 30, 2024
(In thousands)Beginning
Balance
Provision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$5,493 $1,562 $— $$7,058 
CRE - owner occupied
11,582 338 (2)— 11,918 
CRE - non-owner occupied
45,434 826 (602)18 45,676 
Residential real estate39,209 (159)(6)104 39,148 
Commercial and financial28,429 3,003 (6,180)726 25,978 
Consumer11,494 703 (1,794)288 10,691 
Totals$141,641 $6,273 $(8,584)$1,139 $140,469 
Nine Months Ended September 30, 2025
(In thousands)Beginning
Balance
Allowance on PCD Loans Acquired During the PeriodProvision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$7,252 $— $241 $(139)$12 $7,366 
CRE - owner occupied
11,825 22 2,503 (197)14,160 
CRE - non-owner occupied
43,866 4,761 (320)1,496 49,804 
Residential real estate39,168 60 3,390 (400)100 42,318 
Commercial and financial27,533 18 10,748 (14,163)2,425 26,561 
Consumer8,411 357 (2,296)767 7,244 
Totals$138,055 $106 $22,000 $(17,515)$4,807 $147,453 
Nine Months Ended September 30, 2024
(In thousands)Beginning BalanceProvision for Credit LossesCharge-
Offs
RecoveriesEnding
Balance
Construction and land development$8,637 $(1,593)$(1)$15 $7,058 
CRE - owner occupied
5,529 6,688 (304)11,918 
CRE - non-owner occupied
48,288 (2,049)(705)142 45,676 
Residential real estate39,016 (152)(128)412 39,148 
Commercial and financial34,343 6,208 (16,786)2,213 25,978 
Consumer13,118 3,457 (6,713)829 10,691 
Totals$148,931 $12,559 $(24,637)$3,616 $140,469