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Allowance for Credit Losses (Tables)
6 Months Ended
Jun. 30, 2025
Receivables [Abstract]  
Schedule of Allowance for Credit Losses
Activity in the allowance for credit losses is summarized as follows:
Three Months Ended June 30, 2025
(In thousands)Beginning
Balance
Provision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$6,772 $(221)$— $$6,556 
CRE - owner occupied
12,598 343 — 12,942 
CRE - non-owner occupied
45,191 1,055 — 381 46,627 
Residential real estate40,348 1,544 (225)20 41,687 
Commercial and financial27,611 1,903 (3,263)858 27,109 
Consumer7,747 (245)(438)199 7,263 
Totals$140,267 $4,379 $(3,926)$1,464 $142,184 
Three Months Ended June 30, 2024
(In thousands)Beginning
Balance
Provision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$7,001 $(1,515)$(1)$$5,493 
CRE - owner occupied
10,017 1,866 (302)11,582 
CRE - non-owner occupied
46,601 (1,254)(19)106 45,434 
Residential real estate38,628 638 (122)65 39,209 
Commercial and financial30,707 4,706 (7,950)966 28,429 
Consumer13,715 477 (3,031)333 11,494 
Totals$146,669 $4,918 $(11,425)$1,479 $141,641 
Six Months Ended June 30, 2025
(In thousands)Beginning
Balance
Provision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$7,252 $(704)$— $$6,556 
CRE - owner occupied
11,825 1,115 — 12,942 
CRE - non-owner occupied
43,866 1,933 (320)1,148 46,627 
Residential real estate39,168 2,704 (226)41 41,687 
Commercial and financial27,533 8,337 (9,732)971 27,109 
Consumer8,411 244 (1,925)533 7,263 
Totals$138,055 $13,629 $(12,203)$2,703 $142,184 

Six Months Ended June 30, 2024
(In thousands)Beginning BalanceProvision for Credit LossesCharge- OffsRecoveriesEnding Balance
Construction and land development$8,637 $(3,155)$(1)$12 $5,493 
CRE - owner occupied
5,529 6,350 (302)11,582 
CRE - non-owner occupied
48,288 (2,875)(103)124 45,434 
Residential real estate39,016 (122)308 39,209 
Commercial and financial34,343 3,205 (10,606)1,487 28,429 
Consumer13,118 2,754 (4,919)541 11,494 
Totals$148,931 $6,286 $(16,053)$2,477 $141,641