Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2025

Receivables [Abstract]

Schedule of Allowance for Credit Losses

Activity in the allowance for credit losses is summarized as follows:

	Three Months Ended March 31, 2025
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	7,252	$	(483)	$	—	$	3	$	6,772
Commercial real estate - owner occupied	11,825		772		—		1		12,598
Commercial real estate - non-owner occupied	43,866		878		(320)		767		45,191
Residential real estate	39,168		1,160		(1)		21		40,348
Commercial and financial	27,533		6,434		(6,469)		113		27,611
Consumer	8,411		489		(1,487)		334		7,747
Totals	$	138,055	$	9,250	$	(8,277)	$	1,239	$	140,267

	Three Months Ended March 31, 2024
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	8,637	$	(1,640)	$	—	$	4	$	7,001
Commercial real estate - owner occupied	5,529		4,484		—		4		10,017
Commercial real estate - non-owner occupied	48,288		(1,621)		(84)		18		46,601
Residential real estate	39,016		(631)		—		243		38,628
Commercial and financial	34,343		(1,501)		(2,656)		521		30,707
Consumer	13,118		2,277		(1,888)		208		13,715
Totals	$	148,931	$	1,368	$	(4,628)	$	998	$	146,669