XML 60 R38.htm IDEA: XBRL DOCUMENT v3.25.0.1
Allowance for Credit Losses (Tables)
12 Months Ended
Dec. 31, 2024
Receivables [Abstract]  
Allowance for Credit Losses on Financing Receivables
Activity in the allowance for credit losses is summarized as follows: 
For the Year Ended December 31, 2024
(In thousands)Beginning
Balance
Provision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$8,637 $(1,404)$(1)$20 $7,252 
Commercial real estate - owner occupied5,529 6,629 (341)11,825 
Commercial real estate - non-owner occupied48,288 (3,096)(1,485)159 43,866 
Residential real estate39,016 (150)(134)436 39,168 
Commercial and financial34,343 7,789 (17,616)3,017 27,533 
Consumer13,118 6,490 (12,288)1,091 8,411 
Total$148,931 $16,258 $(31,865)$4,731 $138,055 
For the Year Ended December 31, 2023
(In thousands)Beginning
Balance
Initial Allowance on PCD Loans Acquired During the PeriodProvision
for Credit
Losses
Charge-
Offs
RecoveriesEnding
Balance
Construction and land development$6,464 $$2,160 $— $$8,637 
Commercial real estate - owner occupied6,051 139 (663)— 5,529 
Commercial real estate - non-owner occupied43,258 647 4,315 (120)188 48,288 
Residential real estate29,605 400 8,858 (356)509 39,016 
Commercial and financial15,648 17,527 17,644 (18,565)2,089 34,343 
Consumer12,869 161 5,204 (5,754)638 13,118 
Total$113,895 $18,879 $37,518 $(24,795)$3,434 $148,931 
For the Year Ended December 31, 2022
(In thousands)Beginning
Balance
Initial Allowance on PCD Loans Acquired During the PeriodProvision
for Credit
Losses
Charge-
Offs
RecoveriesTDR
Allowance
Adjustments
Ending
Balance
Construction and land development$2,751 $518 $3,127 $— $68 $— $6,464 
Commercial real estate - owner occupied8,579 38 (2,566)— — — 6,051 
Commercial real estate - non-owner occupied36,617 880 5,871 (179)69 — 43,258 
Residential real estate12,811 229 16,284 (84)393 (28)29,605 
Commercial and financial19,744 1,699 (5,367)(1,233)807 (2)15,648 
Consumer2,813 1,911 8,834 (1,415)733 (7)12,869 
Total$83,315 $5,275 $26,183 $(2,911)$2,070 $(37)$113,895