Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2024

Receivables [Abstract]

Schedule of Allowance for Credit Losses

Activity in the allowance for credit losses is summarized as follows:

	Three Months Ended September 30, 2024
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	5,493	$	1,562	$	—	$	3	$	7,058
Commercial real estate - owner occupied	11,582		338		(2)		—		11,918
Commercial real estate - non-owner occupied	45,434		826		(602)		18		45,676
Residential real estate	39,209		(159)		(6)		104		39,148
Commercial and financial	28,429		3,003		(6,180)		726		25,978
Consumer	11,494		703		(1,794)		288		10,691
Totals	$	141,641	$	6,273	$	(8,584)	$	1,139	$	140,469

	Three Months Ended September 30, 2023
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	6,960	$	725	$	—	$	—	$	7,685
Commercial real estate - owner occupied	6,418		(353)		—		—		6,065
Commercial real estate - non-owner occupied	54,103		(1,677)		—		15		52,441
Residential real estate	36,710		2,009		(44)		60		38,735
Commercial and financial	40,272		2,932		(11,814)		135		31,525
Consumer	15,252		(942)		(1,265)		165		13,210
Totals	$	159,715	$	2,694	$	(13,123)	$	375	$	149,661

	Nine Months Ended September 30, 2024
(In thousands)	Beginning Balance		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	8,637	$	(1,593)	$	(1)	$	15	$	7,058
Commercial real estate - owner occupied	5,529		6,688		(304)		5		11,918
Commercial real estate - non-owner occupied	48,288		(2,049)		(705)		142		45,676
Residential real estate	39,016		(152)		(128)		412		39,148
Commercial and financial	34,343		6,208		(16,786)		2,213		25,978
Consumer	13,118		3,457		(6,713)		829		10,691
Totals	$	148,931	$	12,559	$	(24,637)	$	3,616	$	140,469

	Nine Months Ended September 30, 2023
(In thousands)	Beginning Balance		Allowance on PCD Loans Acquired During the Period		Provision for Credit Losses		Charge- Offs		Recoveries		Ending Balance
Construction and land development	$	6,464	$	5	$	1,208	$	—	$	8	$	7,685
Commercial real estate - owner occupied	6,051		139		(127)		—		2		6,065
Commercial real estate - non-owner occupied	43,258		647		8,461		(109)		184		52,441
Residential real estate	29,605		400		8,659		(312)		383		38,735
Commercial and financial	15,648		17,527		11,548		(15,183)		1,985		31,525
Consumer	12,869		161		3,779		(3,864)		265		13,210
Totals	$	113,895	$	18,879	$	33,528	$	(19,468)	$	2,827	$	149,661