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Loans (Tables)
 6 Months Ended
Jun. 30, 2022
Receivables [Abstract]  
Schedule of Portfolio Loans, Purchased Credit Impaired Loans and Purchased Unimpaired Loans
The following tables present net loan balances by segment as of:
 June 30, 2022
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$320,596 $29,391 $38 $350,025 
Commercial real estate - owner-occupied979,173 255,850 19,320 1,254,343 
Commercial real estate - non owner-occupied1,457,626 438,184 76,730 1,972,540 
Residential real estate1,442,435 198,901 6,129 1,647,465 
Commercial and financial1,018,258 92,610 13,903 1,124,771 
Consumer171,315 3,886 — 175,201 
Paycheck Protection Program10,518 6,685 — 17,203 
Totals$5,399,921 $1,025,507 $116,120 $6,541,548 
 December 31, 2021
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$199,341 $31,438 $45 $230,824 
Commercial real estate - owner occupied983,517 186,812 27,445 1,197,774 
Commercial real estate - non-owner occupied1,278,180 382,554 75,705 1,736,439 
Residential real estate1,261,306 156,957 7,091 1,425,354 
Commercial and financial968,318 84,395 16,643 1,069,356 
Consumer169,507 4,658 10 174,175 
Paycheck Protection Program69,503 21,604 — 91,107 
Totals$4,929,672 $868,418 $126,939 $5,925,029 
Schedule of Past Due Financing Receivables
The following tables present the status of net loan balances as of June 30, 2022 and December 31, 2021.
 June 30, 2022
(In thousands)CurrentAccruing
30-59 Days
Past Due		Accruing
60-89 Days
Past Due		Accruing
Greater
Than
90 Days		NonaccrualTotal
Portfolio Loans      
Construction and land development$320,588 $— $— $— $8 $320,596 
Commercial real estate - owner-occupied977,270 360 544 — 999 979,173 
Commercial real estate - non owner-occupied1,455,266 — — — 2,360 1,457,626 
Residential real estate1,431,258 3,147 13 — 8,017 1,442,435 
Commercial and financial1,013,540 1,074 13 — 3,631 1,018,258 
Consumer170,262 851 39 — 163 171,315 
Paycheck Protection Program1
10,442 — — 76 — 10,518 
Total Portfolio Loans$5,378,626 $5,432 $609 $76 $15,178 $5,399,921 
Acquired Non-PCD Loans
Construction and land development$29,391 $— $— $— $— $29,391 
Commercial real estate - owner-occupied255,103 — 747 — — 255,850 
Commercial real estate - non owner-occupied437,140 — — — 1,044 438,184 
Residential real estate197,974 403 — — 524 198,901 
Commercial and financial91,918 310 — — 382 92,610 
Consumer3,655 — — — 231 3,886 
Paycheck Protection Program1
6,658 — — 27 — 6,685 
 Total Acquired Non-PCD Loans$1,021,839 $713 $747 $27 $2,181 $1,025,507 
PCD Loans
Construction and land development$35 $— $— $— $3 $38 
Commercial real estate - owner-occupied18,748 — — — 572 19,320 
Commercial real estate - non owner-occupied73,544 — — — 3,186 76,730 
Residential real estate5,426 — — — 703 6,129 
Commercial and financial9,284 — — — 4,619 13,903 
Consumer— — — — — — 
Total PCD Loans$107,037 $— $— $— $9,083 $116,120 
Total Loans$6,507,502 $6,145 $1,356 $103 $26,442 $6,541,548 
1Paycheck Protection Program loans are not reflected as past due when forgiveness applications are being processed by the SBA. Repayment of principal and interest is fully guaranteed by the U.S. government.
 
 December 31, 2021
(In thousands)CurrentAccruing
30-59 Days
Past Due		Accruing
60-89 Days
Past Due		Accruing
Greater
Than
90 Days		NonaccrualTotal
Portfolio Loans      
Construction and land development$199,087 $— $— $— $254 $199,341 
Commercial real estate - owner occupied982,804 — — — 713 983,517 
Commercial real estate - non-owner occupied1,276,582 — — — 1,598 1,278,180 
Residential real estate1,248,160 3,457 143 — 9,546 1,261,306 
Commercial and financial963,828 851 41 — 3,598 968,318 
Consumer168,791 565 23 15 113 169,507 
Paycheck Protection Program1
69,434 — — 69 — 69,503 
 Total Portfolio Loans$4,908,686 $4,873 $207 $84 $15,822 $4,929,672 
Acquired Non-PCD Loans
Construction and land development$31,438 $— $— $— $— $31,438 
Commercial real estate - owner occupied186,652 — 160 — — 186,812 
Commercial real estate - non-owner occupied381,510 — — — 1,044 382,554 
Residential real estate154,981 182 — — 1,794 156,957 
Commercial and financial84,180 — 40 — 175 84,395 
Consumer4,082 135 — — 441 4,658 
Paycheck Protection Program1
21,567 — — 37 — 21,604 
 Total Acquired Non-PCD Loans$864,410 $317 $200 $37 $3,454 $868,418 
PCD Loans
Construction and land development$40 $— $— $— $5 $45 
Commercial real estate - owner occupied24,192 — — — 3,253 27,445 
Commercial real estate - non-owner occupied72,442 — — — 3,263 75,705 
Residential real estate5,386 — — — 1,705 7,091 
Commercial and financial13,547 — — — 3,096 16,643 
Consumer10 — — — — 10 
 Total PCD Loans$115,617 $— $— $— $11,322 $126,939 
Total Loans$5,888,713 $5,190 $407 $121 $30,598 $5,925,029 
1Paycheck Protection Program loans are not reflected as past due when forgiveness applications are being processed by the SBA. Repayment of principal and interest is fully guaranteed by the U.S. government.
Schedule of Nonaccrual Loans by Loan Category
The following tables present net balances of loans on nonaccrual status and the related allowance for credit losses, if any, as of:
June 30, 2022
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual LoansAllowance for Credit Losses
Construction and land development$11 $— $11 $— 
Commercial real estate - owner-occupied999 572 1,571 48 
Commercial real estate - non owner-occupied6,590 — 6,590 — 
Residential real estate9,149 95 9,244 34 
Commercial and financial5,599 3,033 8,632 1,881 
Consumer49 345 394 345 
Totals $22,397 $4,045 $26,442 $2,308 
December 31, 2021
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual LoansAllowance for Credit Losses
Construction and land development$37 $222 $259 $92 
Commercial real estate - owner-occupied2,976 990 3,966 419 
Commercial real estate - non owner-occupied4,490 1,415 5,905 27 
Residential real estate12,358 687 13,045 357 
Commercial and financial2,676 4,193 6,869 2,384 
Consumer29 525 554 525 
Totals$22,566 $8,032 $30,598 $3,804 
Schedule of Collateral Dependent Loans The following table presents collateral-dependent loans as of:
(In thousands)June 30, 2022December 31, 2021
Construction and land development$16 $271 
Commercial real estate - owner-occupied2,069 4,706 
Commercial real estate - non owner-occupied6,349 4,923 
Residential real estate 12,971 16,334 
Commercial and financial6,137 8,741 
Consumer548 741 
Totals $28,090 $35,716 
Schedule of Risk Categories of Loans by Class of Loans
The following tables present the risk rating of loans by year of origination as of:
June 30, 2022
(In thousands)20222021202020192018PriorRevolvingTotal
Construction and Land Development
Risk Ratings:
Pass$112,623 $124,511 $19,219 $29,937 $7,222 $13,488 $43,009 $350,009 
Special Mention— — — — — — — — 
Substandard— — — — — — — — 
Substandard Impaired — — — — — 16 — 16 
Doubtful— — — — — — — — 
Total$112,623 $124,511 $19,219 $29,937 $7,222 $13,504 $43,009 $350,025 
Commercial real estate - owner-occupied
Risk Ratings:
Pass$108,673 $198,439 $152,729 $180,828 $121,286 $458,968 $13,388 $1,234,311 
Special Mention— — 5,280 5,275 636 314 — 11,505 
Substandard— — 447 2,665 — 2,701 — 5,813 
Substandard Impaired — — — 317 309 2,088 — 2,714 
Doubtful— — — — — — — — 
Total$108,673 $198,439 $158,456 $189,085 $122,231 $464,071 $13,388 $1,254,343 
Commercial real estate - non owner-occupied
Risk Ratings:
Pass$288,039 $407,054 $207,900 $286,427 $192,275 $538,503 $7,498 $1,927,696 
Special Mention— — — 830 — 3,797 — 4,627 
Substandard— — 4,731 — 14,282 13,873 — 32,886 
Substandard Impaired — — 1,044 4,175 34 2,078 — 7,331 
Doubtful— — — — — — — — 
Total$288,039 $407,054 $213,675 $291,432 $206,591 $558,251 $7,498 $1,972,540 
Residential real estate
Risk Ratings:
Pass$91,195 $542,597 $116,702 $83,670 $103,890 $291,042 $403,630 $1,632,726 
Special Mention— — — 66 — 868 546 1,480 
Substandard— — — — 13 275 — 288 
Substandard Impaired — — 140 133 90 10,397 2,211 12,971 
Doubtful— — — — — — — — 
Total$91,195 $542,597 $116,842 $83,869 $103,993 $302,582 $406,387 $1,647,465 
June 30, 2022
(In thousands)20222021202020192018PriorRevolvingTotal
Commercial and financial
Risk Ratings:
Pass$138,675 $306,952 $159,376 $79,518 $57,045 $69,304 $279,113 $1,089,983 
Special Mention1,263 480 5,202 479 309 371 444 8,548 
Substandard— 478 5,891 5,888 2,253 2,484 277 17,271 
Substandard Impaired — — 216 547 5,227 2,926 53 8,969 
Doubtful— — — — — — — — 
Total$139,938 $307,910 $170,685 $86,432 $64,834 $75,085 $279,887 $1,124,771 
Consumer
Risk Ratings:
Pass$25,561 $43,537 $26,957 $20,625 $13,667 $20,177 $21,157 $171,681 
Special Mention— — 24 296 228 272 1,954 2,774 
Substandard— — — 12 19 8 159 198 
Substandard Impaired — 8 26 101 54 144 215 548 
Doubtful— — — — — — — — 
Total$25,561 $43,545 $27,007 $21,034 $13,968 $20,601 $23,485 $175,201 
Paycheck Protection Program
Risk Ratings:
Pass$— $14,764 $2,439 $— $— $— $— $17,203 
Total$— $14,764 $2,439 $— $— $— $— $17,203 
Consolidated
Risk Ratings:
Pass$764,766 $1,637,854 $685,322 $681,005 $495,385 $1,391,482 $767,795 $6,423,609 
Special Mention1,263 480 10,506 6,946 1,173 5,622 2,944 28,934 
Substandard— 478 11,069 8,565 16,567 19,341 436 56,456 
Substandard Impaired — 8 1,426 5,273 5,714 17,649 2,479 32,549 
Doubtful— — — — — — — — 
Total$766,029 $1,638,820 $708,323 $701,789 $518,839 $1,434,094 $773,654 $6,541,548 
December 31, 2021
(In thousands)20212020201920182017PriorRevolvingTotal
Construction and Land Development
Risk Ratings:
Pass$94,318 $23,860 $38,058 $25,507 $3,995 $15,466 $29,349 $230,553 
Special Mention— — — — — — — — 
Substandard— — — — — — — — 
Substandard Impaired — — — 222 — 49 — 271 
Doubtful— — — — — — — — 
Total$94,318 $23,860 $38,058 $25,729 $3,995 $15,515 $29,349 $230,824 
Commercial real estate - owner-occupied
Risk Ratings:
Pass$205,404 $154,432 $179,786 $132,353 $125,763 $363,986 $10,005 $1,171,729 
Special Mention— 6,527 5,370 649 218 3,250 — 16,014 
Substandard— — — — 3,290 1,610 — 4,900 
Substandard Impaired — — 2,742 310 596 1,483 — 5,131 
Doubtful— — — — — — — — 
Total$205,404 $160,959 $187,898 $133,312 $129,867 $370,329 $10,005 $1,197,774 
December 31, 2021
(In thousands)20212020201920182017PriorRevolvingTotal
Commercial real estate - non owner-occupied
Risk Ratings:
Pass$395,308 $207,824 $298,021 $186,339 $110,990 $460,435 $6,477 $1,665,394 
Special Mention— — 844 — 289 13,850 — 14,983 
Substandard— 4,776 3,009 23,206 1,900 17,266 — 50,157 
Substandard Impaired — 1,044 1,849 — 326 2,686 — 5,905 
Doubtful— — — — — — — — 
Total$395,308 $213,644 $303,723 $209,545 $113,505 $494,237 $6,477 $1,736,439 
Residential real estate
Risk Ratings:
Pass$394,547 $114,364 $90,566 $119,836 $118,556 $213,950 $354,439 $1,406,258 
Special Mention— — — 70 — 1,243 532 1,845 
Substandard— 340 — — 58 422 86 906 
Substandard Impaired — 149 724 39 4,415 8,507 2,511 16,345 
Doubtful— — — — — — — — 
Total$394,547 $114,853 $91,290 $119,945 $123,029 $224,122 $357,568 $1,425,354 
Commercial and financial
Risk Ratings:
Pass$340,826 $180,677 $97,072 $68,232 $39,331 $56,053 $246,568 $1,028,759 
Special Mention530 15,587 — 237 251 84 876 17,565 
Substandard— 371 2,605 3,594 1,436 3,217 339 11,562 
Substandard Impaired — 196 4,561 3,694 1,371 1,520 128 11,470 
Doubtful— — — — — — — — 
Total$341,356 $196,831 $104,238 $75,757 $42,389 $60,874 $247,911 $1,069,356 
Consumer
Risk Ratings:
Pass$45,063 $31,342 $26,194 $17,300 $9,979 $16,019 $25,418 $171,315 
Special Mention— 24 431 37 167 3 1,199 1,861 
Substandard— — 18 — 17 — 223 258 
Substandard Impaired — — 92 23 74 118 434 741 
Doubtful— — — — — — — — 
Total$45,063 $31,366 $26,735 $17,360 $10,237 $16,140 $27,274 $174,175 
Paycheck Protection Program
Risk Ratings:
Pass$87,036 $4,071 $— $— $— $— $— $91,107 
Total$87,036 $4,071 $— $— $— $— $— $91,107 
Consolidated
Risk Ratings:
Pass$1,562,502 $716,570 $729,697 $549,567 $408,614 $1,125,909 $672,256 $5,765,115 
Special Mention530 22,138 6,645 993 925 18,430 2,607 52,268 
Substandard— 5,487 5,632 26,800 6,701 22,515 648 67,783 
Substandard Impaired — 1,389 9,968 4,288 6,782 14,363 3,073 39,863 
Doubtful— — — — — — — — 
Total$1,563,032 $745,584 $751,942 $581,648 $423,022 $1,181,217 $678,584 $5,925,029 
Schedule of Troubled Debt Restructuring
The following table presents loans that were modified in a troubled debt restructuring during the three and six months ended June 30, 2022 and June 30, 2021:
Three Months Ended June 30,
20222021
(In thousands)Number of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded InvestmentNumber of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
Construction and land development— $— $— — $— $— 
Commercial real estate - owner-occupied— — — — — — 
Commercial real estate - non owner-occupied— — — — — — 
Residential real estate— — — 2 52 52 
Commercial and financial1 21 21 1 142 142 
Consumer— — — — — — 
Totals1 $21 $21 3 $194 $194 
Six Months Ended June 30,
20222021
(In thousands)Number of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded InvestmentNumber of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
Construction and land development— $— $— — $— $— 
Commercial real estate - owner-occupied— — — — — — 
Commercial real estate - non owner-occupied— — — — — — 
Residential real estate 3 785 785 3 79 79 
Commercial and financial2 54 54 1 142 142 
Consumer4 23 23 — — — 
 Totals 9 $862 $862 4 $221 $221