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Loans (Tables)
 12 Months Ended
Dec. 31, 2021
Receivables [Abstract]  
Schedule of Portfolio Loans, Purchased Credit Impaired Loans and Purchased Unimpaired Loans
The following tables present net loan balances by segment as of:
 December 31, 2021
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$199,341 $31,438 $45 $230,824 
Commercial real estate - owner occupied983,517 186,812 27,445 1,197,774 
Commercial real estate - non-owner occupied1,278,180 382,554 75,705 1,736,439 
Residential real estate1,261,306 156,957 7,091 1,425,354 
Commercial and financial 968,318 84,395 16,643 1,069,356 
Consumer169,507 4,658 10 174,175 
Paycheck Protection Program
69,503 21,604 — 91,107 
    Totals$4,929,672 $868,418 $126,939 $5,925,029 
 December 31, 2020
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$216,420 $26,250 $2,438 $245,108 
Commercial real estate - owner occupied854,769 247,090 39,451 1,141,310 
Commercial real estate - non-owner occupied1,043,459 323,273 29,122 1,395,854 
Residential real estate1,155,914 176,105 10,609 1,342,628 
Commercial and financial 743,846 94,627 16,280 854,753 
Consumer181,797 6,660 278 188,735 
Paycheck Protection Program515,532 51,429 — 566,961 
    Totals$4,711,737 $925,434 $98,178 $5,735,349 
Schedule of Past Due Financing Receivables
The following table presents the status of net loan balances as of December 31, 2021 and December 31, 2020. Loans on short-term payment deferral at the reporting date are reported as current. 
December 31, 2021
(In thousands)CurrentAccruing
30-59 Days Past Due		Accruing
60-89 Days Past Due		Accruing
Greater
Than 90 Days		NonaccrualTotal
Portfolio Loans      
Construction and land development$199,087 $— $— $— $254 $199,341 
Commercial real estate - owner occupied982,804 — — — 713 983,517 
Commercial real estate - non-owner occupied1,276,582 — — — 1,598 1,278,180 
Residential real estate1,248,160 3,457 143 — 9,546 1,261,306 
Commercial and financial963,828 851 41 — 3,598 968,318 
Consumer168,791 565 23 15 113 169,507 
 Paycheck Protection Program1
69,434 — — 69 — 69,503 
Total Portfolio Loans4,908,686 4,873 207 84 15,822 4,929,672 
Acquired Non-PCD Loans
Construction and land development31,438 — — — — 31,438 
Commercial real estate - owner occupied186,652 — 160 — — 186,812 
Commercial real estate - non-owner occupied381,510 — — — 1,044 382,554 
Residential real estate154,981 182 — — 1,794 156,957 
Commercial and financial84,180 — 40 — 175 84,395 
Consumer4,082 135 — — 441 4,658 
 Paycheck Protection Program1
21,567 — — 37 — 21,604 
Total Acquired Non-PCD Loans864,410 317 200 37 3,454 868,418 
PCD Loans
Construction and land development40 — — — 5 45 
Commercial real estate - owner occupied24,192 — — — 3,253 27,445 
Commercial real estate - non-owner occupied72,442 — — — 3,263 75,705 
Residential real estate5,386 — — — 1,705 7,091 
Commercial and financial13,547 — — — 3,096 16,643 
Consumer10 — — — — 10 
Total PCD Loans115,617 — — — 11,322 126,939 
Total Loans$5,888,713 $5,190 $407 $121 $30,598 $5,925,029 
1Paycheck Protection Program loans are not reflected as past due when forgiveness applications are being processed by the SBA. Repayment of principal and interest is fully guaranteed by the U.S. government.
December 31, 2020
(In thousands)CurrentAccruing
30-59 Days Past Due		Accruing
60-89 Days Past Due		Accruing
Greater
Than 90 Days		NonaccrualTotal
Portfolio Loans      
Construction and land development$216,262 $— $— $— $158 $216,420 
Commercial real estate - owner occupied851,222 1,076 — — 2,471 854,769 
Commercial real estate - non-owner occupied1,041,306 — — — 2,153 1,043,459 
Residential real estate1,142,893 3,002 1,427 61 8,531 1,155,914 
Commercial and financial737,362 135 1,967 — 4,382 743,846 
Consumer180,879 203 138 2 575 181,797 
Paycheck Protection Program515,532 — — — — 515,532 
Total Portfolio Loans4,685,456 4,416 3,532 63 18,270 4,711,737 
Acquired Non-PCD Loans
Construction and land development26,250 — — — — 26,250 
Commercial real estate - owner occupied244,486 — — — 2,604 247,090 
Commercial real estate - non-owner occupied322,264 — — — 1,009 323,273 
Residential real estate171,507 1,605 104 — 2,889 176,105 
Commercial and financial93,223 216 — — 1,188 94,627 
Consumer6,640 20 — — — 6,660 
Paycheck Protection Program51,429 — — — — 51,429 
Total Acquired Non-PCD Loans915,799 1,841 104 — 7,690 925,434 
PCD Loans
Construction and land development2,429 — — — 9 2,438 
Commercial real estate - owner occupied36,345 — — — 3,106 39,451 
Commercial real estate - non-owner occupied24,200 — — — 4,922 29,122 
Residential real estate9,537 — — — 1,072 10,609 
Commercial and financial15,121 125 — — 1,034 16,280 
Consumer271 — — — 7 278 
Total PCD Loans87,903 125 — — 10,150 98,178 
Total Loans$5,689,158 $6,382 $3,636 $63 $36,110 $5,735,349 
Schedule of Nonaccrual Loans by Loan Category The following tables present net balances of loans on nonaccrual status and the related allowance for credit losses, if any, as of:
December 31, 2021
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual LoansAllowance for Credit Losses
Construction and land development$37 $222 $259 $92 
Commercial real estate - owner-occupied2,976 990 3,966 419 
Commercial real estate - non-owner occupied4,490 1,415 5,905 27 
Residential real estate12,358 687 13,045 357 
Commercial and financial2,676 4,193 6,869 2,384 
Consumer29 525 554 525 
Totals$22,566 $8,032 $30,598 $3,804 
December 31, 2020
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual LoansAllowance for Credit Losses
Construction and land development$148 $19 $167 $8 
Commercial real estate - owner-occupied7,893 288 8,181 287 
Commercial real estate - non-owner occupied5,666 2,418 8,084 1,640 
Residential real estate9,520 2,972 12,492 1,587 
Commercial and financial3,175 3,429 6,604 2,235 
Consumer222 360 582 75 
Totals$26,624 $9,486 $36,110 $5,832 
Schedule of Collateral Dependent Loans The following table presents collateral-dependent loans as of:
(In thousands)December 31, 2021December 31, 2020
Construction and land development$271 $189 
Commercial real estate - owner-occupied4,706 11,992 
Commercial real estate - non-owner occupied4,923 7,285 
Residential real estate16,334 16,652 
Commercial and financial8,741 11,198 
Consumer741 586 
Totals$35,716 $47,902 
Company securities pledged were as follows by collateral type and maturity as of:
 December 31,
(In thousands)202120202019
Fair value of pledged securities - overnight and continuous:   
Mortgage-backed securities and collateralized mortgage obligations of U.S. government-sponsored entities$134,577 $137,268 $94,354 
Schedule of Risk Categories of Loans by Class of Loans
The following tables present the risk rating of loans by year of origination as of: 
 December 31, 2021
(In thousands)20212020201920182017PriorRevolvingTotal
Construction and Land Development   
Risk Ratings:
Pass$94,318 $23,860 $38,058 $25,507 $3,995 $15,466 $29,349 $230,553 
Special Mention— — — — — — — — 
Substandard— — — — — — — — 
Substandard Impaired— — — 222 — 49 — 271 
Doubtful— — — — — — — — 
Total94,318 23,860 38,058 25,729 3,995 15,515 29,349 230,824 
Commercial real estate - owner occupied
Risk Ratings:
Pass205,404 154,432 179,786 132,353 125,763 363,986 10,005 1,171,729 
Special Mention— 6,527 5,370 649 218 3,250 — 16,014 
Substandard— — — — 3,290 1,610 — 4,900 
Substandard Impaired— — 2,742 310 596 1,483 — 5,131 
Doubtful— — — — — — — — 
Total205,404 160,959 187,898 133,312 129,867 370,329 10,005 1,197,774 
Commercial real estate - non-owner occupied
Risk Ratings:
Pass395,308 207,824 298,021 186,339 110,990 460,435 6,477 1,665,394 
Special Mention— — 844 — 289 13,850 — 14,983 
Substandard— 4,776 3,009 23,206 1,900 17,266 — 50,157 
Substandard Impaired— 1,044 1,849 — 326 2,686 — 5,905 
Doubtful— — — — — — — — 
Total395,308 213,644 303,723 209,545 113,505 494,237 6,477 1,736,439 
Residential real estate
Risk Ratings:
Pass394,547 114,364 90,566 119,836 118,556 213,950 354,439 1,406,258 
Special Mention— — — 70 — 1,243 532 1,845 
Substandard— 340 — — 58 422 86 906 
Substandard Impaired— 149 724 39 4,415 8,507 2,511 16,345 
Doubtful— — — — — — — — 
Total394,547 114,853 91,290 119,945 123,029 224,122 357,568 1,425,354 
Commercial and financial
Risk Ratings:
Pass340,826 180,677 97,072 68,232 39,331 56,053 246,568 1,028,759 
Special Mention530 15,587 — 237 251 84 876 17,565 
Substandard— 371 2,605 3,594 1,436 3,217 339 11,562 
Substandard Impaired— 196 4,561 3,694 1,371 1,520 128 11,470 
Doubtful— — — — — — — — 
Total341,356 196,831 104,238 75,757 42,389 60,874 247,911 1,069,356 
 December 31, 2021
(In thousands)20212020201920182017PriorRevolvingTotal
Consumer
Risk Ratings:
Pass45,063 31,342 26,194 17,300 9,979 16,019 25,418 171,315 
Special Mention— 24 431 37 167 3 1,199 1,861 
Substandard— — 18 — 17 — 223 258 
Substandard Impaired— — 92 23 74 118 434 741 
Doubtful— — — — — — — — 
Total45,063 31,366 26,735 17,360 10,237 16,140 27,274 174,175 
Paycheck Protection Program
Risk Ratings:
Pass87,036 4,071 — — — — — 91,107 
Total87,036 4,071 — — — — — 91,107 
Consolidated
Risk Ratings:
Pass1,562,502 716,570 729,697 549,567 408,614 1,125,909 672,256 5,765,115 
Special Mention530 22,138 6,645 993 925 18,430 2,607 52,268 
Substandard— 5,487 5,632 26,800 6,701 22,515 648 67,783 
Substandard Impaired— 1,389 9,968 4,288 6,782 14,363 3,073 39,863 
Doubtful— — — — — — — — 
Total$1,563,032 $745,584 $751,942 $581,648 $423,022 $1,181,217 $678,584 $5,925,029 

 December 31, 2020
(In thousands)20202019201820172016PriorRevolvingTotal
Construction and Land Development   
Risk Ratings:
Pass$62,107 $52,384 $46,067 $15,873 $7,335 $17,873 $35,324 $236,963 
Special Mention206 245 5,918 — — 1,449 — 7,818 
Substandard— — — — — 51 — 51 
Substandard Impaired— — — 37 — 239 — 276 
Doubtful— — — — — — — — 
Total62,313 52,629 51,985 15,910 7,335 19,612 35,324 245,108 
Commercial real estate - owner occupied
Risk Ratings:
Pass155,953 198,559 156,276 138,341 148,389 287,772 14,255 1,099,545 
Special Mention5,773 1,858 3,305 — 4,471 4,050 2 19,459 
Substandard— — 4,709 1,955 5,508 — 12,172 
Substandard Impaired— 3,151 747 1,362 — 4,874 — 10,134 
Doubtful— — — — — — — — 
Total161,726 203,568 160,328 144,412 154,815 302,204 14,257 1,141,310 
Commercial real estate - non-owner occupied
Risk Ratings:
Pass159,299 313,287 201,112 123,357 175,623 356,943 8,596 1,338,217 
Special Mention— 431 9,487 7,580 10,240 114 — 27,852 
Substandard— — 9,709 — 8,311 3,682 — 21,702 
Substandard Impaired— 2,418 — — 125 5,540 — 8,083 
Doubtful— — — — — — — — 
Total159,299 316,136 220,308 130,937 194,299 366,279 8,596 1,395,854 
Residential real estate
Risk Ratings:
Pass96,819 144,329 204,077 205,046 160,612 159,742 350,502 1,321,127 
Special Mention— — 33 720 — 966 479 2,198 
Substandard350 — — 896 — 1,452 100 2,798 
Substandard Impaired109 726 1,520 1,762 715 9,671 2,002 16,505 
Doubtful— — — — — — — — 
Total97,278 145,055 205,630 208,424 161,327 171,831 353,083 1,342,628 
Commercial and financial
Risk Ratings:
Pass214,774 146,511 103,769 60,782 39,692 53,758 204,304 823,590 
Special Mention71 946 965 5,612 67 635 209 8,505 
Substandard154 41 3,016 1,609 553 3,239 764 9,376 
Substandard Impaired317 4,595 3,199 2,292 2,074 704 81 13,262 
Doubtful1
— — — — — — 20 20 
Total215,316 152,093 110,949 70,295 42,386 58,336 205,378 854,753 
Consumer
Risk Ratings:
Pass46,476 43,143 30,433 18,937 21,880 9,488 15,089 185,446 
Special Mention58 27 14 41 42 21 1,854 2,057 
Substandard— — — 42 4 151 228 425 
Substandard Impaired7 50 193 24 329 183 21 807 
Doubtful— — — — — — — — 
Total46,541 43,220 30,640 19,044 22,255 9,843 17,192 188,735 
Paycheck Protection Program
Risk Ratings:
Pass566,961 — — — — — — 566,961 
Total566,961 — — — — — — 566,961 
Consolidated
Risk Ratings:
Pass1,302,389 898,213 741,734 562,336 553,531 885,576 628,070 5,571,849 
Special Mention6,108 3,507 19,722 13,953 14,820 7,235 2,544 67,889 
Substandard504 41 12,725 7,256 10,823 14,083 1,092 46,524 
Substandard Impaired433 10,940 5,659 5,477 3,243 21,211 2,104 49,067 
Doubtful1
— — — — — — 20 20 
Total$1,309,434 $912,701 $779,840 $589,022 $582,417 $928,105 $633,830 $5,735,349 
1Loans classified as doubtful were fully reserved as of December 31, 2020.
Schedule of Troubled Debt Restructuring
The following table presents loans that were modified in a troubled debt restructuring during the years ended:
(In thousands)Number of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
At December 31, 2021:
Construction and land development— $— $— 
Commercial real estate - owner-occupied— — — 
Commercial real estate - non owner-occupied— — — 
Residential real estate5 261 261 
Commercial and financial3 457 457 
Consumer4 84 84 
Totals12 $802 $802 
At December 31, 2020:
Construction and land development— $— $— 
Commercial real estate - owner-occupied— — — 
Commercial real estate - non owner-occupied
Residential real estate2 150 150 
Commercial and financial4 437 437 
Consumer4 112 112 
Totals10 $699 $699 
At December 31, 2019:
Construction and land development—$— $— 
Commercial real estate 22,166 2,166 
Commercial real estate - non owner-occupied—— — 
Residential real estate31,193 1,193 
Commercial and financial31,326 1,326 
Consumer119 19 
Totals9$4,704 $4,704