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Loans (Tables)
 12 Months Ended
Dec. 31, 2020
Receivables [Abstract]  
Schedule of Portfolio Loans, Purchased Credit Impaired Loans and Purchased Unimpaired Loans The following tables present net loan balances by segment as of:
 December 31, 2020
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$216,420 $26,250 $2,438 $245,108 
Commercial real estate - owner occupied854,769 247,090 39,451 1,141,310 
Commercial real estate - non-owner occupied1,043,459 323,273 29,122 1,395,854 
Residential real estate1,155,914 176,105 10,609 1,342,628 
Commercial and financial 743,846 94,627 16,280 854,753 
Consumer181,797 6,660 278 188,735 
Paycheck Protection Program
515,532 51,429 — 566,961 
    Totals$4,711,737 $925,434 $98,178 $5,735,349 
 December 31, 2019
(In thousands)Portfolio LoansPULsPCI LoansTotal
Construction and land development$281,335 $43,618 $160 $325,113 
Commercial real estate1
1,834,811 533,943 10,217 2,378,971 
Residential real estate1,304,305 201,848 1,710 1,507,863 
Commercial and financial 697,301 80,372 579 778,252 
Consumer200,166 8,039 — 208,205 
    Totals$4,317,918 $867,820 $12,666 $5,198,404 
1Commerical real estate includes owner-occupied balances of $1 billion for December 31, 2019.
Schedule of Past Due Financing Receivables
The following table presents the status of net loan balances as of December 31, 2020 and December 31, 2019. Loans on short-term payment deferral at the reporting date are reported as current. 
December 31, 2020
(In thousands)CurrentAccruing
30-59 Days Past Due		Accruing
60-89 Days Past Due		Accruing
Greater
Than 90 Days		NonaccrualTotal
Portfolio Loans      
Construction and land development$216,262 $— $— $— $158 $216,420 
Commercial real estate - owner occupied851,222 1,076 — — 2,471 854,769 
Commercial real estate - non-owner occupied1,041,306 — — — 2,153 1,043,459 
Residential real estate1,142,893 3,002 1,427 61 8,531 1,155,914 
Commercial and financial737,362 135 1,967 — 4,382 743,846 
Consumer180,879 203 138 2 575 181,797 
 Paycheck Protection Program515,532 — — — — 515,532 
Total Portfolio Loans4,685,456 4,416 3,532 63 18,270 4,711,737 
Acquired Non-PCD Loans
Construction and land development26,250 — — — — 26,250 
Commercial real estate - owner occupied244,486 — — — 2,604 247,090 
Commercial real estate - non-owner occupied322,264 — — — 1,009 323,273 
Residential real estate171,507 1,605 104 — 2,889 176,105 
Commercial and financial93,223 216 — — 1,188 94,627 
Consumer6,640 20 — — — 6,660 
 Paycheck Protection Program51,429 — — — — 51,429 
Total Acquired Non-PCD Loans915,799 1,841 104 — 7,690 925,434 
PCD Loans
Construction and land development2,429 — — — 9 2,438 
Commercial real estate - owner occupied36,345 — — — 3,106 39,451 
Commercial real estate - non-owner occupied24,200 — — — 4,922 29,122 
Residential real estate9,537 — — — 1,072 10,609 
Commercial and financial15,121 125 — — 1,034 16,280 
Consumer271 — — — 7 278 
Total PCD Loans87,903 125 — — 10,150 98,178 
Total Loans$5,689,158 $6,382 $3,636 $63 $36,110 $5,735,349 
December 31, 2019
(In thousands)CurrentAccruing
30-59 Days Past Due		Accruing
60-89 Days Past Due		Accruing
Greater
Than 90 Days		NonaccrualTotal
Portfolio Loans      
Construction and land development$276,984 $— $— $— $4,351 $281,335 
Commercial real estate1,828,629 1,606 220 — 4,356 1,834,811 
Residential real estate1,294,778 1,564 18 — 7,945 1,304,305 
Commercial and financial690,412 2,553 — 108 4,228 697,301 
Consumer199,424 317 315 — 110 200,166 
Total Portfolio Loans4,290,227 6,040 553 108 20,990 4,317,918 
Purchased Unimpaired Loans
Construction and land development43,044 — — — 574 43,618 
Commercial real estate531,325 942 431 — 1,245 533,943 
Residential real estate201,159 277 — — 412 201,848 
Commercial and financial78,705 — — — 1,667 80,372 
Consumer8,039 — — — — 8,039 
Total PULs862,272 1,219 431 — 3,898 867,820 
PCI Loans
Construction and land development148 — — — 12 160 
Commercial real estate9,298 — — — 919 10,217 
Residential real estate587 — — — 1,123 1,710 
Commercial and financial566 — — — 13 579 
Consumer— — — — — — 
Total PCI Loans10,599 — — — 2,067 12,666 
Total Loans$5,163,098 $7,259 $984 $108 $26,955 $5,198,404 
Schedule of Nonaccrual Loans by Loan Category The following tables present net balances of loans on nonaccrual status and the related allowance for credit losses, if any, as of:
December 31, 2020
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual LoansAllowance for Credit Losses
Construction and land development$148 $19 $167 $8 
Commercial real estate - owner-occupied7,893 288 8,181 287 
Commercial real estate - non-owner occupied5,666 2,418 8,084 1,640 
Residential real estate9,520 2,972 12,492 1,587 
Commercial and financial3,175 3,429 6,604 2,235 
Consumer222 360 582 75 
Totals$26,624 $9,486 $36,110 $5,832 
December 31, 2019
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual LoansAllowance for Credit Losses
Construction and land development$4,914 $23 $4,937 $12 
Commercial real estate6,200 320 6,520 149 
Residential real estate8,700 780 9,480 564 
Commercial and financial3,448 2,460 5,908 1,622 
Consumer39 71 110 37 
Totals$23,301 $3,654 $26,955 $2,384 
Schedule of Collateral Dependent Loans The following table presents collateral-dependent loans as of:
(In thousands)December 31, 2020December 31, 2019
Construction and land development$189 $4,926 
Commercial real estate - owner-occupied11,992 2,571 
Commercial real estate - non-owner occupied7,285 3,152 
Residential real estate16,652 11,550 
Commercial and financial11,198 4,338 
Consumer586 141 
Totals$47,902 $26,678 
Company securities pledged were as follows by collateral type and maturity as of:
 December 31,
(In thousands)202020192018
Fair value of pledged securities - overnight and continuous:   
Mortgage-backed securities and collateralized mortgage obligations of U.S. government-sponsored entities$137,268 $94,354 $246,829 
Schedule of Risk Categories of Loans by Class of Loans
The following tables present the risk rating of loans by year of origination as of: 
 December 31, 2020
(In thousands)20202019201820172016PriorRevolvingTotal
Construction and Land Development   
Risk Ratings:
Pass$62,107 $52,384 $46,067 $15,873 $7,335 $17,873 $35,324 $236,963 
Special Mention206 245 5,918 — — 1,449 — 7,818 
Substandard— — — — — 51 — 51 
Substandard Impaired— — — 37 — 239 — 276 
Doubtful— — — — — — — — 
Total62,313 52,629 51,985 15,910 7,335 19,612 35,324 245,108 
Commercial real estate - owner occupied
Risk Ratings:
Pass155,953 198,559 156,276 138,341 148,389 287,772 14,255 1,099,545 
Special Mention5,773 1,858 3,305 — 4,471 4,050 2 19,459 
Substandard— — 4,709 1,955 5,508 — 12,172 
Substandard Impaired— 3,151 747 1,362 — 4,874 — 10,134 
Doubtful— — — — — — — — 
Total161,726 203,568 160,328 144,412 154,815 302,204 14,257 1,141,310 
Commercial real estate - non-owner occupied
Risk Ratings:
Pass159,299 313,287 201,112 123,357 175,623 356,943 8,596 1,338,217 
Special Mention— 431 9,487 7,580 10,240 114 — 27,852 
Substandard— — 9,709 — 8,311 3,682 — 21,702 
Substandard Impaired— 2,418 — — 125 5,540 — 8,083 
Doubtful— — — — — — — — 
Total159,299 316,136 220,308 130,937 194,299 366,279 8,596 1,395,854 
Residential real estate
Risk Ratings:
Pass96,819 144,329 204,077 205,046 160,612 159,742 350,502 1,321,127 
Special Mention— — 33 720 — 966 479 2,198 
Substandard350 — — 896 — 1,452 100 2,798 
Substandard Impaired109 726 1,520 1,762 715 9,671 2,002 16,505 
Doubtful— — — — — — — — 
Total97,278 145,055 205,630 208,424 161,327 171,831 353,083 1,342,628 
Commercial and financial
Risk Ratings:
Pass214,774 146,511 103,769 60,782 39,692 53,758 204,304 823,590 
Special Mention71 946 965 5,612 67 635 209 8,505 
Substandard154 41 3,016 1,609 553 3,239 764 9,376 
Substandard Impaired317 4,595 3,199 2,292 2,074 704 81 13,262 
Doubtful1
— — — — — — 20 20 
Total215,316 152,093 110,949 70,295 42,386 58,336 205,378 854,753 
 December 31, 2020
(In thousands)20202019201820172016PriorRevolvingTotal
Consumer
Risk Ratings:
Pass46,476 43,143 30,433 18,937 21,880 9,488 15,089 185,446 
Special Mention58 27 14 41 42 21 1,854 2,057 
Substandard— — — 42 4 151 228 425 
Substandard Impaired7 50 193 24 329 183 21 807 
Doubtful— — — — — — — — 
Total46,541 43,220 30,640 19,044 22,255 9,843 17,192 188,735 
Paycheck Protection Program
Risk Ratings:
Pass566,961 — — — — — — 566,961 
Total566,961 — — — — — — 566,961 
Consolidated
Risk Ratings:
Pass1,302,389 898,213 741,734 562,336 553,531 885,576 628,070 5,571,849 
Special Mention6,108 3,507 19,722 13,953 14,820 7,235 2,544 67,889 
Substandard504 41 12,725 7,256 10,823 14,083 1,092 46,524 
Substandard Impaired433 10,940 5,659 5,477 3,243 21,211 2,104 49,067 
Doubtful1
— — — — — — 20 20 
Total$1,309,434 $912,701 $779,840 $589,022 $582,417 $928,105 $633,830 $5,735,349 
1Loans classified as doubtful are fully reserved as of December 31, 2020.
The following table presents the risk rating of loans as of:
 December 31, 2019
(In thousands)PassSpecial
Mention		Substandard
Doubtful1
Total
Construction and land development$317,765 $2,235 $5,113 $— $325,113 
Commercial real estate2,331,725 26,827 20,098 321 2,378,971 
Residential real estate1,482,278 7,364 18,221 — 1,507,863 
Commercial and financial755,957 11,925 9,496 874 778,252 
Consumer203,966 3,209 1,030 — 208,205 
Totals$5,091,691 $51,560 $53,958 $1,195 $5,198,404 
1Loans classified as doubtful are fully reserved as of December 31, 2019.
Schedule of Loans Modified The following table presents the balance of loans with active payment accommodations at the specified dates, excluding PPP loans:
(In thousands)December 31, 2020September 30,
2020		June 30,
2020
Construction and land development$1,032 $9,359 $14,488 
Commercial real estate - owner-occupied14,248204,710320,406 
Commercial real estate - non-owner occupied32,549344,573445,311 
Residential real estate12,83975,885148,035 
Commercial and financial11,91561,308130,877 
Consumer1,4796,81517,926 
Totals$74,062 $702,650 $1,077,043 
Schedule of Troubled Debt Restructuring
The following table presents loans that were modified in a troubled debt restructuring during the years ended:
(In thousands)Number of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
At December 31, 2020:
Construction and land development— $— $— 
Commercial real estate - owner-occupied— — — 
Commercial real estate - non owner-occupied— — — 
Residential real estate2 150 150 
Commercial and financial4 437 437 
Consumer4 112 112 
Totals10 $699 $699 
At December 31, 2019:
Construction and land development— $— $— 
Commercial real estate2 2,166 2,166 
Residential real estate3 1,193 1,193 
Commercial and financial3 1,326 1,326 
Consumer1 19 19 
Totals9 $4,704 $4,704 
At December 31, 2018:
Construction and land development—$— $— 
Commercial real estate —— — 
Residential real estate—— — 
Commercial and financial198 98 
Consumer361 61 
Totals4$159 $159