Noninterest Income and Expenses

12 Months Ended

Dec. 31, 2020

Details of noninterest income and expense are as follows:


	For the Year Ended December 31,
(In thousands)	2020		2019		2018
Noninterest Income
Service charges on deposit accounts	$	9,429	$	11,529	$	11,198
Interchange income	13,711		13,399		12,335
Wealth management income	7,507		6,352		5,915
Mortgage banking fees	14,696		6,490		4,682

Marine finance fees	690		1,054		1,398
SBA gains	685		2,472		2,474
BOLI income	3,561		3,674		4,291
Other income	10,056		10,545		8,352
	60,335		55,515		50,645

Securities gains (losses), net	1,235		1,217		(623)
Total Noninterest Income	$	61,570	$	56,732	$	50,022

Noninterest Expenses
Salaries and wages	88,539		73,829		71,111
Employee benefits	15,544		13,697		12,945
Outsourced data processing costs	19,053		15,077		16,374
Telephone and data lines	2,984		2,958		2,481
Occupancy	14,150		14,284		13,394
Furniture and equipment	5,874		6,245		6,744
Marketing	4,833		4,161		5,085
Legal and professional fees	9,167		8,553		9,961
FDIC assessments	1,268		881		2,195
Amortization of intangibles	5,857		5,826		4,300
Foreclosed property expense and net loss on sale	2,263		51		461
Provision for credit losses on unfunded commitments	185		—		—

Other	15,835		15,177		17,222
Total Noninterest Expenses	$	185,552	$	160,739	$	162,273