Noninterest Income and Expense

9 Months Ended

Sep. 30, 2020

Details of noninterest income and expenses for the three and nine months ended September 30, 2020 and 2019 are as follows:


	Three Months Ended September 30,				Nine Months Ended September 30,
(In thousands)	2020		2019		2020		2019
Noninterest income
Service charges on deposit accounts	$	2,242	$	2,978	$	7,006	$	8,569
Interchange income	3,682		3,206		10,115		10,012
Wealth management income	1,972		1,632		5,558		4,773
Mortgage banking fees	5,283		2,127		11,050		4,976
Marine finance fees	242		152		545		715
SBA gains	252		569		572		1,896
BOLI income	899		928		2,672		2,770
Other income	2,370		3,198		7,869		7,967
	16,942		14,790		45,387		41,678
Securities gains (losses), net	4		(847)		1,253		(1,322)
Total	$	16,946	$	13,943	$	46,640	$	40,356

Noninterest expense
Salaries and wages	$	23,125	$	18,640	$	67,049	$	56,566
Employee benefits	3,995		2,973		11,629		10,374
Outsourced data processing costs	6,128		3,711		14,820		11,432
Telephone/data lines	705		603		2,210		2,307
Occupancy	3,858		3,368		10,596		10,916
Furniture and equipment	1,576		1,528		4,557		4,829
Marketing	1,513		933		3,788		3,276
Legal and professional fees	3,018		1,648		8,658		6,528
FDIC assessments	474		56		740		881
Amortization of intangibles	1,497		1,456		4,436		4,370
Foreclosed property expense and net loss on sale	512		262		442		48
Provision for credit losses on unfunded commitments	756		—		980		—
Other	4,517		3,405		11,966		11,155
Total	$	51,674	$	38,583	$	141,871	$	122,682