CONTINGENT LIABILITIES AND COMMITMENTS (Details) $ in Thousands	12 Months Ended
	Jul. 31, 2025 USD ($) matter	Jul. 31, 2024 USD ($) matter	Jul. 31, 2023 USD ($) matter
Loss Contingencies [Line Items]
Standby repurchase obligations amount	$ 3,484,235	$ 3,642,137
Terms of commitments (in months)	18 months
Repurchase and guarantee reserve balances	$ 17,508	14,356
Losses on repurchase agreements	$ 0	$ 7,107	$ 0
Loss contingency, number of matters | matter	2	2	2
General and Administrative Expense
Loss Contingencies [Line Items]
Expenses recorded related to product recall costs	$ 0	$ 17,979	$ 0