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Contingent Liabilities, Commitments and Legal Matters (Details) - USD ($)
$ in Thousands
3 Months Ended
Oct. 31, 2024
Oct. 31, 2023
Jul. 31, 2024
Loss Contingencies [Line Items]      
Standby repurchase obligations amount $ 3,422,718   $ 3,642,137
Term of commitments (in months) 18 months    
Repurchase and guarantee reserve balances $ 12,870   $ 14,356
General and Administrative Expense      
Loss Contingencies [Line Items]      
Expense recorded related to product recall costs $ 0 $ 10,000