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CONTINGENT LIABILITIES AND COMMITMENTS (Details) - USD ($)
12 Months Ended
Jul. 31, 2024
Jul. 31, 2023
Jul. 31, 2022
Loss Contingencies [Line Items]      
Standby repurchase obligations amount $ 3,642,137,000 $ 3,893,048,000  
Terms of commitments (in months) 18 months    
Repurchase and guarantee reserve balances $ 14,356,000 12,114,000  
Losses on repurchase agreements (7,107,000) 0 $ 0
General and Administrative Expense      
Loss Contingencies [Line Items]      
Expenses recorded related to product recall costs $ 17,979,000 $ 0 $ 37,975,000