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CONTINGENT LIABILITIES AND COMMITMENTS (Details) - USD ($)
$ in Thousands
12 Months Ended
Jul. 31, 2023
Jul. 31, 2022
Loss Contingencies [Line Items]    
Standby repurchase obligations amount $ 3,893,048 $ 4,308,524
Terms of commitments 18 months  
Repurchase and guarantee reserve balances $ 12,114 11,346
General and Administrative Expense    
Loss Contingencies [Line Items]    
Expenses recorded related to product recall costs $ 0 $ 37,975