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Allowance for Credit Losses (Tables)
 6 Months Ended
Jun. 30, 2020
Receivables [Abstract]  
Schedule Of Credit Losses Related To Accrued Interest Receivables and Written Off
The following table represents the accrued interest receivable as of June 30, 2020 and the accrued interest receivables written off by reversing interest income as of June 30, 2020:
 
 
  
Accrued Interest
Receivable
 
  
Accrued Interest Receivables Written Off by
Reversing Interest Income
 
 
 
  
At June 30, 2020
 
  
For the Three Months Ended

June 30, 2020
 
  
For the Six Months
Ended June 30, 2020
 
Commercial Real Estate:
  
  
  
Owner-occupied
  
$
4,910
 
  
$
83
 
  
$
 100
 
Nonowner-occupied
  
 
18,107
 
  
 
38
 
  
 
45
 
Other Commercial
  
 
9,350
 
  
 
33
 
  
 
45
 
Residential Real Estate
  
 
14,085
 
  
 
64
 
  
 
134
 
Construction
  
 
6,825
 
  
 
0
 
  
 
0
 
Consumer:
  
  
  
Bankcard
  
 
0
 
  
 
0
 
  
 
0
 
Other consumer
  
 
2,847
 
  
 
27
 
  
 
67
 
  
 
 
     
 
 
     
 
 
  
Total
  
$
 56,124
 
  
$
 245
 
  
$
391
 
  
 
 
     
 
 
     
 
 
  
Schedule of Allowance for Loan Losses and Carrying Amount of Loans
A progression of the allowance for loan losses, by portfolio segment, for the periods indicated is summarized as follows:
 
Allowance for Loan Losses and Carrying Amount of Loans
 
For the Three Months Ended June 30, 2020
 
 
 
  
Commercial Real Estate
 
 
 
 
 
 
 
 
Construction
 
 
 
 
 
 
 
 
Allowance
for
 
  
 
 
 
  
Owner-
occupied
 
 
Nonowner-
occupied
 
 
Other
Commercial
 
 
Residential
Real Estate
 
 
& Land
Development
 
 
Bankcard
 
 
Other
Consumer
 
 
Estimated
Imprecision
 
  
Total
 
Allowance for Loan Losses:
  
 
 
 
 
 
 
 
  
Beginning balance
  
$
 19,495
 
 
$
 17,569
 
 
$
 53,827
 
 
$
 30,624
 
 
$
 18,792
 
 
$
 226
 
 
$
 14,390
 
 
$
 0
  
$
 154,923
 
Initial allowance for PCD loans (acquired during the period)
  
 
1,955
 
 
 
6,418
 
 
 
7,032
 
 
 
652
 
 
 
2,570
 
 
 
0
 
 
 
8
 
 
 
0
 
  
 
18,635
 
Charge-offs
  
 
(356
) 
 
 
(1,937
) 
 
 
(1,340
) 
 
 
(523
) 
 
 
(225
) 
 
 
(82
) 
 
 
(1,171
) 
 
 
0
 
  
 
(5,634
) 
Recoveries
  
 
244
 
 
 
137
 
 
 
131
 
 
 
160
 
 
 
517
 
 
 
6
 
 
 
95
 
 
 
0
 
  
 
1,290
 
Provision
  
 
1,400
 
 
 
3,590
 
 
 
19,754
 
 
 
7,970
 
 
 
10,649
 
 
 
130
 
 
 
2,414
 
 
 
0
 
  
 
45,907
 
  
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
     
 
 
  
Ending balance
  
$
22,738
 
 
$
25,777
 
 
$
79,404
 
 
$
38,883
 
 
$
32,303
 
 
$
280
 
 
$
15,736
 
 
$
0
 
  
$
215,121
 
  
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
     
 
 
  
Allowance for Loan Losses and Carrying Amount of Loans
 
For the Six Months Ended June 30, 2020
 
 
 
  
Commercial Real Estate
 
 
 
 
 
 
 
 
Construction
 
 
 
 
 
 
 
 
Allowance
for
 
 
 
 
 
  
Owner-
occupied
 
 
Nonowner-
occupied
 
 
Other
Commercial
 
 
Residential
Real Estate
 
 
& Land
Development
 
 
Bankcard
 
 
Other
Consumer
 
 
Estimated
Imprecision
 
 
Total
 
Allowance for Loan Losses:
  
 
 
 
 
 
 
 
 
Beginning balance
  
$
 5,554
 
 
$
 8,524
 
 
$
 47,325
 
 
$
 8,997
 
 
$
 3,353
 
 
$
 74
 
 
$
 2,933
 
 
$
 297
 
$
 77,057
 
Impact of the adoption of ASU
2016-13
on January 1, 2020
  
 
9,737
 
 
 
9,023
 
 
 
(4,829
) 
 
 
13,097
 
 
 
14,817
 
 
 
28
 
 
 
10,745
 
 
 
(297
) 
 
 
52,321
 
Impact of the adoption of ASU
2016-13
for PCD loans on January 1, 2020
  
 
1,843
 
 
 
121
 
 
 
938
 
 
 
174
 
 
 
2,045
 
 
 
0
 
 
 
0
 
 
 
0
 
 
 
5,121
 
Initial allowance for PCD loans (acquired during the period)
  
 
1,955
 
 
 
6,418
 
 
 
7,032
 
 
 
652
 
 
 
2,570
 
 
 
0
 
 
 
8
 
 
 
0
 
 
 
18,635
 
Charge-offs
  
 
(535
) 
 
 
(1,937
) 
 
 
(7,028
) 
 
 
(890
) 
 
 
(1,969
) 
 
 
(128
) 
 
 
(1,908
) 
 
 
0
 
 
 
(14,395
) 
Recoveries
  
 
310
 
 
 
722
 
 
 
446
 
 
 
302
 
 
 
1,361
 
 
 
12
 
 
 
210
 
 
 
0
 
 
 
3,363
 
Provision
  
 
3,874
 
 
 
2,906
 
 
 
35,520
 
 
 
16,551
 
 
 
10,126
 
 
 
294
 
 
 
3,748
 
 
 
0
 
 
 
73,019
 
  
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Ending balance
  
$
 22,738
 
 
$
 25,777
 
 
$
79,404
 
 
$
 38,883
 
 
$
 32,303
 
 
$
280
 
 
$
 15,736
 
 
$
0
 
 
$
 215,121
 
  
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
 
Allowance for Loan Losses and Carrying Amount of Loans
 
For the Year Ended December 31, 2019
 
 
  
Commercial Real Estate
 
 
Other
Commercial
 
 
Residential
Real Estate
 
 
Construction
 
 &
 
Land
Development
 
 
Consumer
 
 
Allowance
for
Estimated
Imprecision
 
  
Total
 
  
Owner-
occupied
 
 
Nonowner-
occupied
 
Allowance for Loan Losses:
  
 
 
 
 
 
 
  
Beginning balance
  
$
5,063
 
$
6,919
 
$
41,341
 
$
12,448
 
$
7,992
 
$
2,695
 
$
 245
  
$
76,703
Charge-offs
  
 
(7,905
) 
 
 
(1,093
) 
 
 
(12,975
) 
 
 
(2,967
) 
 
 
(1,303
) 
 
 
(2,867
) 
 
 
0
  
 
(29,110
) 
Recoveries
  
 
3,733
 
 
80
 
 
2,599
 
 
858
 
 
175
 
 
706
 
 
0
  
 
8,151
Provision
  
 
4,663
 
 
2,618
 
 
16,360
 
 
(1,342
) 
 
 
(3,511
) 
 
 
2,473
 
 
52
  
 
21,313
  
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
     
 
 
  
Ending balance
  
$
5,554
 
$
8,524
 
$
47,325
 
$
8,997
 
$
3,353
 
$
3,007
 
$
 297
  
$
77,057
  
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
     
 
 
  
Ending Balance: individually evaluated for impairment
  
$
973
 
 
$
2,979
 
 
$
11,931
 
 
$
354
 
 
$
262
 
 
$
0
 
 
$
0
 
  
$
16,499
 
Ending Balance: collectively evaluated for impairment
  
$
4,581
 
 
$
5,545
 
 
$
35,394
 
 
$
8,643
 
 
$
3,091
 
 
$
3,007
 
 
$
297
 
  
$
60,558
 
Ending Balance: loans acquired with deteriorated credit quality
  
$
0
 
$
0
 
$
0
 
$
0
 
$
0
 
$
0
 
$
0
  
$
0
Financing receivables:
  
 
 
 
 
 
 
  
Ending balance
  
$
1,201,652
 
$
3,965,960
 
$
2,285,037
 
$
3,686,401
 
$
1,408,205
 
$
1,166,293
 
 
$
0
  
$
13,713,548
 
Ending Balance: individually evaluated for impairment
  
$
16,703
 
$
27,121
 
$
54,108
 
$
11,526
 
$
14,047
 
$
0
 
$
0
  
$
123,505
 
Ending Balance: collectively evaluated for impairment
  
$
1,160,556
 
$
3,925,249
 
$
2,194,432
 
$
3,665,140
 
$
1,382,369
 
$
1,166,293
 
 
$
0
  
$
13,494,039
 
Ending Balance: loans acquired with deteriorated credit quality
 
$
24,393
  
 
$
13,590
  
 
$
36,497
  
 
$
9,735
  
 
$
11,789
  
 
$
0
  
 
$
0
  
 
$
96,004