8-K

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):
June 3, 2004

United Bankshares, Inc.
(Exact name of registrant as specified in its charter)

West Virginia	No. 0-13322	55-0641179
(State or other jurisdiction of	(Commission File Number)	(I.R.S. Employer
incorporation or organization)		Identification No.)

300 United Center
500 Virginia Street, East
Charleston, West Virginia 25301
(Address of Principal Executive Offices)

(304) 424-8800
(Registrant’s telephone number, including area code)

Not Applicable
(Former name or address, if changed since last report)

Item 7. Financial Statements and Exhibits

(c)	Exhibits
		99.1	Notice to Executives and Directors of United Bankshares, Inc. regarding temporary suspension of trading related to a blackout period under the registrant’s employee benefit plans.

Item 11. Temporary Suspension of Trading Under Registrant’s Employee Benefit Plans

     On June 3, 2004, United Bankshares, Inc. (United) sent a notice to the executive officers and directors informing them that a blackout period under the United Bankshares, Inc. Savings and Stock Investment Plan is expected to begin on or about July 13, 2004 and end on July 15, 2004. The notice was provided pursuant to Section 306(a) of the Sarbanes-Oxley Act of 2002 and Section 245.104 of Regulation BTR. A copy of the notice sent to the directors and executive officers of United is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

SIGNATURES

     Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	UNITED BANKSHARES, INC.
Date: June 3, 2004	By:	/s/ Steven E. Wilson
	Steven E. Wilson, Executive Vice
	President, Treasurer, Secretary and Chief Financial Officer

  EX-99.1 2 j0793401exv99w1.htm NOTICE OF BLACKOUT PERIOD

EXHIBIT 99.1

M E M O R A N D U M

DATE: June 3, 2004

TO: Directors and Executive Officers

FROM: Steve Wilson

RE: Notice of Blackout Period

As a director or executive officer of United Bankshares, Inc. (“Company”), you are subject to the restrictions under Section 306(a) of the Sarbanes-Oxley Act of 2002, which prohibits certain trades during 401k and pension plan “blackout” periods. Please note the following:

1.	The prohibition is imposed because participants in the United Bankshares Inc. Savings and Stock Investment Plan are not permitted to enter into transactions under the Plan with respect to Company securities because a change is being made to the investment options available to plan participants.
2.	You are not permitted to purchase, sell or otherwise acquire or transfer any equity securities of the Company (or derivative securities of those equity securities) during the Blackout Period described below.
3.	The prohibition on sales and other transfers described in the item above (2.) applies only to equity securities of the Company (and derivatives of such securities) that you have acquired in connection with your service or employment as a director or executive officer of the Company. It is important to note that any such security you sell or otherwise transfer will be automatically treated as acquired in connection with your service or employment unless you establish that the securities were acquired from another source and this identification is consistent with your treatment of the securities for tax purposes and all other disclosure and reporting requirements.
4.	The Blackout Period is expected to commence on July 13, 2004 and end on July 15, 2004. During that time you can determine whether the blackout period has started or ended by calling Jack Stokes at (304) 424-8685.

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EX-99.1

NOTICE OF BLACKOUT PERIOD