0001387131-19-008317.txt : 20191105 0001387131-19-008317.hdr.sgml : 20191105 20191105121412 ACCESSION NUMBER: 0001387131-19-008317 CONFORMED SUBMISSION TYPE: FWP PUBLIC DOCUMENT COUNT: 5 FILED AS OF DATE: 20191105 DATE AS OF CHANGE: 20191105 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: WELLS FARGO & COMPANY/MN CENTRAL INDEX KEY: 0000072971 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 410449260 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP SEC ACT: 1934 Act SEC FILE NUMBER: 333-221324 FILM NUMBER: 191192389 BUSINESS ADDRESS: STREET 1: 420 MONTGOMERY STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94163 BUSINESS PHONE: 6126671234 MAIL ADDRESS: STREET 1: 420 MONTGOMERY STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94163 FORMER COMPANY: FORMER CONFORMED NAME: WELLS FARGO & CO/MN DATE OF NAME CHANGE: 19981103 FORMER COMPANY: FORMER CONFORMED NAME: NORWEST CORP DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: NORTHWEST BANCORPORATION DATE OF NAME CHANGE: 19830516 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: WELLS FARGO & COMPANY/MN CENTRAL INDEX KEY: 0000072971 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 410449260 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP BUSINESS ADDRESS: STREET 1: 420 MONTGOMERY STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94163 BUSINESS PHONE: 6126671234 MAIL ADDRESS: STREET 1: 420 MONTGOMERY STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94163 FORMER COMPANY: FORMER CONFORMED NAME: WELLS FARGO & CO/MN DATE OF NAME CHANGE: 19981103 FORMER COMPANY: FORMER CONFORMED NAME: NORWEST CORP DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: NORTHWEST BANCORPORATION DATE OF NAME CHANGE: 19830516 FWP 1 wfcr1881-fwp_110519.htm TERM SHEET TO PRELIMINARY PRICING SUPPLEMENT NO. 223

 

 

Filed Pursuant to Rule 433

Registration Nos. 333-221324 and 333-221324-01

 

Wells Fargo Finance LLC

Fully and Unconditionally Guaranteed by Wells Fargo & Company

Market Linked Securities

 (WELL FARGO LOGO

 

Market Linked Securities—Leveraged Upside Participation and Fixed Percentage Buffered Downside

Principal at Risk Securities Linked to the Dow Jones Industrial Average® due December 4, 2025

Term Sheet to Preliminary Pricing Supplement No. 223 dated November 5, 2019

 

Summary of Terms

Issuer: Wells Fargo Finance LLC
Guarantor: Wells Fargo & Company
Term: 6 years
Market Measure: Dow Jones Industrial Average® (the “Index”)
Pricing Date: November 26, 2019*
Issue Date: December 4, 2019*
Original Offering Price: $1,000 per security (100% of par)
Maturity Payment Amount: See “How the maturity payment amount is calculated” on page 3
Stated Maturity Date: December 4, 2025*
Starting Level: The closing level of the Index on the pricing date
Ending Level: The closing level of the Index on the calculation day
Threshold Level: 80% of the starting level
Participation Rate: [110% to 120%], to be determined on the pricing date
Calculation Day: November 26, 2025*
Calculation Agent: Wells Fargo Securities, LLC (“WFS”), an affiliate of the issuer and the guarantor
Denominations: $1,000 and any integral multiple of $1,000
Agent Discount: 2.62%; dealers, including those using the trade name Wells Fargo Advisors (“WFA”), may receive a selling concession of up to 2.50% and WFS will pay 0.12% of the agent’s discount to WFA as a distribution expense fee
CUSIP: 95001HC74

Description of Terms

•Linked to the Dow Jones Industrial Average®
•Unlike ordinary debt securities, the securities do not pay interest or repay a fixed amount of principal at maturity. Instead, the securities provide for a maturity payment amount that may be greater than, equal to or less than the original offering price of the securities, depending on the performance of the Index from its starting level to its ending level. The maturity payment amount will reflect the following terms:
•If the level of the Index increases:

You will receive the original offering price plus 110% to 120% (to be determined on the pricing date) participation in the upside performance of the Index

•If the level of the Index decreases but the decrease is not more than 20%:

You will be repaid the original offering price

•If the level of the Index decreases by more than 20%:

You will receive less than the original offering price and have 1-to-1 downside exposure to the decrease in the level of the Index in excess of 20%

•Investors may lose up to 80% of the original offering price
•All payments on the securities are subject to credit risk, and you will have no ability to pursue any securities included in the Index for payment; if Wells Fargo Finance LLC, as issuer, and Wells Fargo & Company, as guarantor, default on their obligations, you could lose some or all of your investment
•No periodic interest payments or dividends
•No exchange listing; designed to be held to maturity

 

 

*To the extent that the issuer makes any change to the expected pricing date or expected issue date, the calculation day and stated maturity date may also be changed in the issuer’s discretion to ensure that the term of the securities remains the same.

On the date of the accompanying preliminary pricing supplement, the estimated value of the securities is approximately $943.68 per security. While the estimated value of the securities on the pricing date may differ from the estimated value set forth above, the issuer does not expect it to differ significantly absent a material change in market conditions or other relevant factors. In no event will the estimated value of the securities on the pricing date be less than $923.68 per security. The estimated value of the securities was determined for the issuer by Wells Fargo Securities, LLC using its proprietary pricing models. It is not an indication of actual profit to the issuer or to Wells Fargo Securities, LLC or any of the issuer’s other affiliates, nor is it an indication of the price, if any, at which Wells Fargo Securities, LLC or any other person may be willing to buy the securities from you at any time after issuance. See “Estimated Value of the Securities” in the accompanying preliminary pricing supplement.

The securities have complex features and investing in the securities involves risks not associated with an investment in conventional debt securities. See “Selected Risk Considerations” in this term sheet and “Risk Factors” in the accompanying preliminary pricing supplement.

This introductory term sheet does not provide all of the information that an investor should consider prior to making an investment decision.

Investors should carefully review the accompanying preliminary pricing supplement, market measure supplement, prospectus supplement and prospectus before making a decision to invest in the securities.

NOT A BANK DEPOSIT AND NOT INSURED OR GUARANTEED BY THE FDIC OR ANY OTHER GOVERNMENTAL AGENCY

 

 

Hypothetical Payout Profile

The profile to the right is based on a hypothetical participation rate of 115% (the midpoint of the specified range for the participation rate) and a threshold level equal to 80% of the starting level.

This graph has been prepared for purposes of illustration only. Your actual return will depend on the actual ending level, the actual participation rate, and whether you hold your securities to maturity.

 

 


 

 

Hypothetical Returns

       

Hypothetical

ending level

Hypothetical

percentage change

from the hypothetical
starting level to the

hypothetical ending level

Hypothetical

maturity payment
amount

payable at

stated maturity

per security

Hypothetical

pre-tax total

rate of return

175.00 75.00% $1,862.50 86.25%
150.00 50.00% $1,575.00 57.50%
140.00 40.00% $1,460.00 46.00%
130.00 30.00% $1,345.00 34.50%
120.00 20.00% $1,230.00 23.00%
110.00 10.00% $1,115.00 11.50%
105.00 5.00% $1,057.50 5.75%
100.00(1) 0.00% $1,000.00 0.00%
95.00 -5.00% $1,000.00 0.00%
90.00 -10.00% $1,000.00 0.00%
80.00 -20.00% $1,000.00 0.00%
79.00 -21.00% $990.00 -1.00%
75.00 -25.00% $950.00 -5.00%
50.00 -50.00% $700.00 -30.00%
25.00 -75.00% $450.00 -55.00%

Assumes a hypothetical participation rate of 115% (the midpoint of the specified range of the participation rate). Each security has an original offering price of $1,000.

(1) The hypothetical starting level of 100.00 has been chosen for illustrative purposes only and does not represent the actual starting level. The actual starting level will be determined on the pricing date and will be set forth under “Summary of Terms” above. For historical data regarding the actual closing levels of the Index, see the historical information set forth under the section titled “The Dow Jones Industrial Average®” in the accompanying preliminary pricing supplement.

The above figures are for purposes of illustration only and may have been rounded for ease of analysis. The actual amount you receive at stated maturity and the resulting pre-tax rate of return will depend on the actual starting level, ending level and participation rate.

2 

 

How The Maturity Payment Amount Is Calculated

On the stated maturity date, you will receive a cash payment per security equal to the maturity payment amount. The maturity payment amount per security will equal:

•If the ending level is greater than the starting level: $1,000 plus:
 
•If the ending level is less than or equal to the starting level, but greater than or equal to the threshold level: $1,000; or
•If the ending level is less than the threshold level: $1,000 minus

 

If the ending level is less than the threshold level, you will receive less, and possibly 80% less, than the original offering price of your securities at maturity.

Selected Risk Considerations

The risks set forth below are discussed in detail in the “Risk Factors” section in the accompanying preliminary pricing supplement. Please review those risk disclosures carefully.

•If The Ending Level Is Less Than The Threshold Level, You Will Receive Less, And Possibly 80% Less, Than The Original Offering Price Of Your Securities At Maturity.
•No Periodic Interest Will Be Paid On The Securities.
•The Securities Are Subject To Credit Risk.
•As A Finance Subsidiary, The Issuer Has No Independent Operations And Will Have No Independent Assets.
•Holders Of The Securities Have Limited Rights Of Acceleration.
•Holders Of The Securities Could Be At Greater Risk For Being Structurally Subordinated If Either The Issuer Or The Guarantor Conveys, Transfers Or Leases All Or Substantially All Of The Issuer’s Or The Guarantor’s Assets To One Or More Of The Guarantor’s Subsidiaries.
•The Securities Will Not Have The Benefit Of Any Cross-Default Or Cross-Acceleration With Other Indebtedness Of The Guarantor; Events Of Bankruptcy, Insolvency, Receivership Or Liquidation Relating To The Guarantor And Failure By The Guarantor To Perform Any Of Its Covenants Or Warranties (Other Than A Payment Default Under The Guarantee) Will Not Constitute An Event Of Default With Respect To The Securities.
•The Estimated Value Of The Securities On The Pricing Date, Based On Wells Fargo Securities, LLC’s Proprietary Pricing Models, Will Be Less Than The Original Offering Price.
•The Estimated Value Of The Securities Is Determined By The Issuer’s Affiliate’s Pricing Models, Which May Differ From Those Of Other Dealers.
•The Estimated Value Of The Securities Is Not An Indication Of The Price, If Any, At Which Wells Fargo Securities, LLC Or Any Other Person May Be Willing To Buy The Securities From You In The Secondary Market.
•The Value Of The Securities Prior To Stated Maturity Will Be Affected By Numerous Factors, Some Of Which Are Related In Complex Ways.
•The Securities Will Not Be Listed On Any Securities Exchange And The Issuer Does Not Expect A Trading Market For The Securities To Develop.
•Your Return On The Securities Could Be Less Than If You Owned Securities Included In The Index.
•Historical Levels Of The Index Should Not Be Taken As An Indication Of The Future Performance Of The Index During The Term Of The Securities.
•Changes That Affect The Index May Adversely Affect The Value Of The Securities And The Maturity Payment Amount You Will Receive At Maturity.
•The Issuer Cannot Control Actions By Any Of The Unaffiliated Companies Whose Securities Are Included In The Index.
•The Issuer And Its Affiliates Have No Affiliation With The Index Sponsor And Have Not Independently Verified Its Public Disclosure Of Information.
•The Stated Maturity Date May Be Postponed If The Calculation Day Is Postponed.

3 

 

 

•The Issuer’s And The Guarantor’s Economic Interests And Those Of Any Dealer Participating In The Offering Are Potentially Adverse To Your Interests.
○The calculation agent is the Issuer’s affiliate and may be required to make discretionary judgments that affect the return you receive on the securities.
○The estimated value of the securities was calculated by the Issuer’s affiliate and is therefore not an independent third-party valuation.
○Research reports by the Issuer’s affiliates or any participating dealer or its affiliates may be inconsistent with an investment in the securities and may adversely affect the level of the Index.
○Business activities of the Issuer’s affiliates or any participating dealer or its affiliates with the companies whose securities are included in the Index may adversely affect the level of the Index.
○Hedging activities by the Issuer’s affiliates or any participating dealer or its affiliates may adversely affect the level of the Index.
○Trading activities by the Issuer’s affiliates or any participating dealer or its affiliates may adversely affect the level of the Index.
○A participating dealer or its affiliates may realize hedging profits projected by its proprietary pricing models in addition to any selling concession and/or distribution expense fee, creating a further incentive for the participating dealer to sell the securities to you.
•The U.S. Federal Tax Consequences Of An Investment In The Securities Are Unclear.

 

Not suitable for all investors

Investment suitability must be determined individually for each investor. The securities described herein are not a suitable investment for all investors. In particular, no investor should purchase the securities unless they understand and are able to bear the associated market, liquidity and yield risks. Unless market conditions and other relevant factors change significantly in your favor, a sale of the securities prior to maturity is likely to result in sale proceeds that are substantially less than the original offering price per security. Wells Fargo Securities, LLC and its affiliates are not obligated to purchase the securities from you at any time prior to maturity.

 

The issuer and the guarantor have filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents that the issuer and the guarantor have filed with the SEC for more complete information about the issuer, the guarantor and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the issuer, the guarantor, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling your financial advisor or by calling Wells Fargo Securities at 866-346-7732.

 

Not a research report

This material was prepared by Wells Fargo Securities, LLC, a registered broker-dealer and separate non-bank affiliate of Wells Fargo Finance LLC and Wells Fargo & Company. This material is not a product of Wells Fargo Finance LLC, Wells Fargo & Company or Wells Fargo Securities, LLC research departments.

 

Consult your tax advisor

Investors should review carefully the accompanying preliminary pricing supplement, market measure supplement, prospectus supplement and prospectus and consult their tax advisors regarding the application of the U.S. federal tax laws to their particular circumstances, as well as any tax consequences arising under the laws of any state, local or non-U.S. jurisdiction.

Dow Jones Industrial Average® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones Holdings”) and has been licensed for use by S&P Dow Jones Indices LLC (“S&P Dow Jones Indices”) and sublicensed for certain purposes to Wells Fargo & Company, our parent company. The Dow Jones Industrial Average® is a product of S&P Dow Jones Indices and has been licensed to Wells Fargo & Company, our parent company, for use by Wells Fargo & Company and certain of its affiliated or subsidiary companies (including us). The securities are not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices, Dow Jones Holdings or their respective affiliates, and neither S&P Dow Jones Indices, Dow Jones Holdings or their respective affiliates make any representation regarding the advisability of investing in the securities.

 

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo Finance LLC and Wells Fargo & Company.

4 

 

 

 GRAPHIC 2 wfcsec-logo.jpg GRAPHIC begin 644 wfcsec-logo.jpg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end GRAPHIC 3 wfcr1881-fwp_img001.jpg GRAPHIC begin 644 wfcr1881-fwp_img001.jpg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�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end GRAPHIC 4 wfcr1881-fwp_img002.jpg GRAPHIC begin 644 wfcr1881-fwp_img002.jpg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end GRAPHIC 5 wfcr1881-fwp_img003.jpg GRAPHIC begin 644 wfcr1881-fwp_img003.jpg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end