EXHIBIT 12(a)

WELLS FARGO & COMPANY AND SUBSIDIARIES

COMPUTATION OF RATIOS OF EARNINGS TO FIXED CHARGES

	Quarter ended September 30,				Nine months ended September 30,
($ in millions)	2012		2011		2012		2011
Earnings including interest on deposits (1):
Income before income tax expense	$	7,510		6,140		21,250		17,599
Less: Net income from noncontrolling interests		93		87		264		266
Income before income tax expense and after noncontrolling interests		7,417		6,053		20,986		17,333
Fixed charges		1,349		1,724		4,208		5,435
		8,766		7,777		25,194		22,768
Fixed charges (1):
Interest expense		1,263		1,636		3,947		5,163
Estimated interest component of net rental expense		86		88		261		272
	$	1,349		1,724		4,208		5,435
Ratio of earnings to fixed charges (2)		6.50		4.51		5.99		4.19
Earnings excluding interest on deposits:
Income before income tax expense and after noncontrolling interests	$	7,417		6,053		20,986		17,333
Fixed charges		921		1,165		2,880		3,667
		8,338		7,218		23,866		21,000
Fixed charges:
Interest expense		1,263		1,636		3,947		5,163
Less: Interest on deposits		428		559		1,328		1,768
Estimated interest component of net rental expense		86		88		261		272
	$	921		1,165		2,880		3,667
Ratio of earnings to fixed charges (2)		9.05		6.20		8.29		5.73

(1) As defined in Item 503(d) of Regulation S-K.

(2) These computations are included herein in compliance with Securities and Exchange Commission regulations. However, management believes that fixed charge ratios are not meaningful measures for the business of the Company because of two factors. First, even if there was no change in net income, the ratios would decline with an increase in the proportion of income which is tax-exempt or, conversely, they would increase with a decrease in the proportion of income which is tax-exempt. Second, even if there was no change in net income, the ratios would decline if interest income and interest expense increase by the same amount due to an increase in the level of interest rates or, conversely, they would increase if interest income and interest expense decrease by the same amount due to a decrease in the level of interest rates.