XML 118 R90.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Related Allowance for Credit Losses, Credit Quality Indicators for Other Consumer Loans by Vintage (Details) - Total Consumer [Member] - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Total loans $ 389,255 $ 398,355
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
Loan charge-offs, loans 3,462 2,511
Other consumer [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 3,306 3,740
Term loans by origination year, fiscal year before current fiscal year, finance receivable 2,178 1,201
Term loans by origination year, two years before current fiscal year, finance receivable 583 344
Term loans by origination year, three years before current fiscal year, finance receivable 169 244
Term loans by origination year, four years before current fiscal year, finance receivable 94 64
Term loans by origination year, more than five years before current fiscal year, finance receivable 64 86
Revolving loans, finance receivable 22,020 23,458
Revolving loans converted to term loans, finance receivable 125 139
Total loans 28,539 29,276
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, charge-offs 178  
Term loans by origination year, fiscal year before current fiscal year, charge-offs 158  
Term loans by origination year, two years before current fiscal year, charge-offs 52  
Term loans by origination year, three years before current fiscal year, charge-offs 9  
Term loans by origination year, four years before current fiscal year, charge-offs 9  
Term loans by origination year, more than five years before current fiscal year, charge-offs 6  
Revolving loans, charge-offs 62  
Revolving loans converted to term loans, charge-offs 11  
Loan charge-offs, loans 485 407
Other consumer [Member] | FICO 740 or more [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 1,911 1,908
Term loans by origination year, fiscal year before current fiscal year, finance receivable 926 546
Term loans by origination year, two years before current fiscal year, finance receivable 265 174
Term loans by origination year, three years before current fiscal year, finance receivable 85 112
Term loans by origination year, four years before current fiscal year, finance receivable 36 21
Term loans by origination year, more than five years before current fiscal year, finance receivable 28 50
Revolving loans, finance receivable 1,152 1,660
Revolving loans converted to term loans, finance receivable 27 43
Total loans 4,430 4,514
Other consumer [Member] | FICO 700 to 739 [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 642 726
Term loans by origination year, fiscal year before current fiscal year, finance receivable 409 216
Term loans by origination year, two years before current fiscal year, finance receivable 107 62
Term loans by origination year, three years before current fiscal year, finance receivable 27 44
Term loans by origination year, four years before current fiscal year, finance receivable 14 10
Term loans by origination year, more than five years before current fiscal year, finance receivable 10 13
Revolving loans, finance receivable 507 568
Revolving loans converted to term loans, finance receivable 16 18
Total loans 1,732 1,657
Other consumer [Member] | FICO 660 to 699 [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 403 527
Term loans by origination year, fiscal year before current fiscal year, finance receivable 365 177
Term loans by origination year, two years before current fiscal year, finance receivable 93 34
Term loans by origination year, three years before current fiscal year, finance receivable 16 33
Term loans by origination year, four years before current fiscal year, finance receivable 11 9
Term loans by origination year, more than five years before current fiscal year, finance receivable 8 8
Revolving loans, finance receivable 395 449
Revolving loans converted to term loans, finance receivable 16 19
Total loans 1,307 1,256
Other consumer [Member] | FICO 620 to 659 [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 129 204
Term loans by origination year, fiscal year before current fiscal year, finance receivable 166 81
Term loans by origination year, two years before current fiscal year, finance receivable 45 13
Term loans by origination year, three years before current fiscal year, finance receivable 6 14
Term loans by origination year, four years before current fiscal year, finance receivable 6 4
Term loans by origination year, more than five years before current fiscal year, finance receivable 5 5
Revolving loans, finance receivable 147 181
Revolving loans converted to term loans, finance receivable 11 11
Total loans 515 513
Other consumer [Member] | FICO less than 620 [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 75 89
Term loans by origination year, fiscal year before current fiscal year, finance receivable 152 64
Term loans by origination year, two years before current fiscal year, finance receivable 49 14
Term loans by origination year, three years before current fiscal year, finance receivable 8 16
Term loans by origination year, four years before current fiscal year, finance receivable 8 5
Term loans by origination year, more than five years before current fiscal year, finance receivable 6 5
Revolving loans, finance receivable 152 154
Revolving loans converted to term loans, finance receivable 17 18
Total loans 467 365
Other consumer [Member] | No FICO available [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 146 286
Term loans by origination year, fiscal year before current fiscal year, finance receivable 160 117
Term loans by origination year, two years before current fiscal year, finance receivable 24 47
Term loans by origination year, three years before current fiscal year, finance receivable 27 25
Term loans by origination year, four years before current fiscal year, finance receivable 19 15
Term loans by origination year, more than five years before current fiscal year, finance receivable 7 5
Revolving loans, finance receivable 19,667 20,446
Revolving loans converted to term loans, finance receivable 38 30
Total loans 20,088 20,971
Other consumer [Member] | Current-29 days past due and still accruing [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 3,273 3,718
Term loans by origination year, fiscal year before current fiscal year, finance receivable 2,132 1,184
Term loans by origination year, two years before current fiscal year, finance receivable 571 341
Term loans by origination year, three years before current fiscal year, finance receivable 167 240
Term loans by origination year, four years before current fiscal year, finance receivable 93 63
Term loans by origination year, more than five years before current fiscal year, finance receivable 61 83
Revolving loans, finance receivable 21,988 23,431
Revolving loans converted to term loans, finance receivable 106 117
Total loans 28,391 29,177
Other consumer [Member] | 30 to 89 days past due [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 24 17
Term loans by origination year, fiscal year before current fiscal year, finance receivable 32 12
Term loans by origination year, two years before current fiscal year, finance receivable 9 2
Term loans by origination year, three years before current fiscal year, finance receivable 1 3
Term loans by origination year, four years before current fiscal year, finance receivable 1 1
Term loans by origination year, more than five years before current fiscal year, finance receivable 2 2
Revolving loans, finance receivable 17 14
Revolving loans converted to term loans, finance receivable 6 8
Total loans 92 59
Other consumer [Member] | 90 days or more past due and still accruing [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 9 5
Term loans by origination year, fiscal year before current fiscal year, finance receivable 14 5
Term loans by origination year, two years before current fiscal year, finance receivable 3 1
Term loans by origination year, three years before current fiscal year, finance receivable 1 1
Term loans by origination year, four years before current fiscal year, finance receivable 0 0
Term loans by origination year, more than five years before current fiscal year, finance receivable 1 1
Revolving loans, finance receivable 15 13
Revolving loans converted to term loans, finance receivable 13 14
Total loans $ 56 $ 40