XML 115 R87.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Related Allowance for Credit Losses, Credit Quality Indicators for Residential Mortgage Loans by Vintage (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable Textual [Abstract]    
High value properties, threshold $ 1.5 $ 1.0
Total Consumer [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Total loans 389,255.0 398,355.0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
Loan charge-offs, loans 3,462.0 2,511.0
Total Consumer [Member] | Residential mortgage [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 13,203.0 48,661.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 46,168.0 65,847.0
Term loans by origination year, two years before current fiscal year, finance receivable 62,638.0 37,469.0
Term loans by origination year, three years before current fiscal year, finance receivable 35,257.0 21,057.0
Term loans by origination year, four years before current fiscal year, finance receivable 19,520.0 6,426.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 68,742.0 71,204.0
Revolving loans, finance receivable 8,109.0 11,121.0
Revolving loans converted to term loans, finance receivable 7,087.0 7,332.0
Total loans 260,724.0 269,117.0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, charge-offs 0.0  
Term loans by origination year, fiscal year before current fiscal year, charge-offs 1.0  
Term loans by origination year, two years before current fiscal year, charge-offs 0.0  
Term loans by origination year, three years before current fiscal year, charge-offs 0.0  
Term loans by origination year, four years before current fiscal year, charge-offs 2.0  
Term loans by origination year, more than five years before current fiscal year, charge-offs 63.0  
Revolving loans, charge-offs 4.0  
Revolving loans converted to term loans, charge-offs 66.0  
Loan charge-offs, loans 136.0 175.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | LTV 0-80% [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 12,434.0 40,869.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 39,624.0 64,613.0
Term loans by origination year, two years before current fiscal year, finance receivable 61,421.0 37,145.0
Term loans by origination year, three years before current fiscal year, finance receivable 34,833.0 20,744.0
Term loans by origination year, four years before current fiscal year, finance receivable 19,123.0 6,155.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 61,043.0 62,593.0
Revolving loans, finance receivable 7,903.0 10,923.0
Revolving loans converted to term loans, finance receivable 6,923.0 7,188.0
Total loans 243,304.0 250,230.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | LTV 80.01-100% [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 687.0 7,670.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 6,286.0 1,058.0
Term loans by origination year, two years before current fiscal year, finance receivable 1,065.0 112.0
Term loans by origination year, three years before current fiscal year, finance receivable 232.0 97.0
Term loans by origination year, four years before current fiscal year, finance receivable 203.0 30.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 207.0 107.0
Revolving loans, finance receivable 103.0 109.0
Revolving loans converted to term loans, finance receivable 114.0 97.0
Total loans 8,897.0 9,280.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | LTV greater than 100% [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 51.0 48.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 193.0 20.0
Term loans by origination year, two years before current fiscal year, finance receivable 57.0 13.0
Term loans by origination year, three years before current fiscal year, finance receivable 33.0 6.0
Term loans by origination year, four years before current fiscal year, finance receivable 31.0 3.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 38.0 23.0
Revolving loans, finance receivable 21.0 28.0
Revolving loans converted to term loans, finance receivable 24.0 16.0
Total loans 448.0 157.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | No LTV available [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 26.0 65.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 50.0 97.0
Term loans by origination year, two years before current fiscal year, finance receivable 56.0 66.0
Term loans by origination year, three years before current fiscal year, finance receivable 62.0 62.0
Term loans by origination year, four years before current fiscal year, finance receivable 51.0 38.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 154.0 170.0
Revolving loans, finance receivable 82.0 61.0
Revolving loans converted to term loans, finance receivable 26.0 31.0
Total loans 507.0 590.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | FICO 740 or more [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 12,243.0 43,976.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 42,550.0 61,450.0
Term loans by origination year, two years before current fiscal year, finance receivable 58,827.0 35,221.0
Term loans by origination year, three years before current fiscal year, finance receivable 33,232.0 19,437.0
Term loans by origination year, four years before current fiscal year, finance receivable 18,000.0 5,610.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 50,938.0 51,551.0
Revolving loans, finance receivable 6,291.0 8,664.0
Revolving loans converted to term loans, finance receivable 4,092.0 4,139.0
Total loans 226,173.0 230,048.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | FICO 700 to 739 [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 679.0 3,245.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 2,324.0 2,999.0
Term loans by origination year, two years before current fiscal year, finance receivable 2,510.0 1,419.0
Term loans by origination year, three years before current fiscal year, finance receivable 1,219.0 941.0
Term loans by origination year, four years before current fiscal year, finance receivable 888.0 314.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 4,478.0 4,740.0
Revolving loans, finance receivable 883.0 1,159.0
Revolving loans converted to term loans, finance receivable 979.0 1,021.0
Total loans 13,960.0 15,838.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | FICO 660 to 699 [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 185.0 1,060.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 843.0 851.0
Term loans by origination year, two years before current fiscal year, finance receivable 861.0 438.0
Term loans by origination year, three years before current fiscal year, finance receivable 422.0 306.0
Term loans by origination year, four years before current fiscal year, finance receivable 310.0 169.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 2,261.0 2,388.0
Revolving loans, finance receivable 417.0 567.0
Revolving loans converted to term loans, finance receivable 601.0 656.0
Total loans 5,900.0 6,435.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | FICO 620 to 659 [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 45.0 211.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 227.0 248.0
Term loans by origination year, two years before current fiscal year, finance receivable 179.0 106.0
Term loans by origination year, three years before current fiscal year, finance receivable 110.0 82.0
Term loans by origination year, four years before current fiscal year, finance receivable 66.0 50.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 978.0 1,225.0
Revolving loans, finance receivable 150.0 223.0
Revolving loans converted to term loans, finance receivable 322.0 349.0
Total loans 2,077.0 2,494.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | FICO less than 620 [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 11.0 59.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 122.0 81.0
Term loans by origination year, two years before current fiscal year, finance receivable 100.0 44.0
Term loans by origination year, three years before current fiscal year, finance receivable 64.0 46.0
Term loans by origination year, four years before current fiscal year, finance receivable 46.0 28.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 1,245.0 1,323.0
Revolving loans, finance receivable 174.0 227.0
Revolving loans converted to term loans, finance receivable 464.0 466.0
Total loans 2,226.0 2,274.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | No FICO available [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 35.0 101.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 87.0 159.0
Term loans by origination year, two years before current fiscal year, finance receivable 122.0 108.0
Term loans by origination year, three years before current fiscal year, finance receivable 113.0 97.0
Term loans by origination year, four years before current fiscal year, finance receivable 98.0 55.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 1,542.0 1,666.0
Revolving loans, finance receivable 194.0 281.0
Revolving loans converted to term loans, finance receivable 629.0 701.0
Total loans 2,820.0 3,168.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | Current-29 days past due [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 13,192.0 48,581.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 46,065.0 65,705.0
Term loans by origination year, two years before current fiscal year, finance receivable 62,529.0 37,289.0
Term loans by origination year, three years before current fiscal year, finance receivable 35,124.0 20,851.0
Term loans by origination year, four years before current fiscal year, finance receivable 19,364.0 6,190.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 60,391.0 61,680.0
Revolving loans, finance receivable 8,044.0 11,031.0
Revolving loans converted to term loans, finance receivable 6,735.0 6,913.0
Total loans 251,444.0 258,240.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | 30 to 89 days past due [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 6.0 65.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 70.0 66.0
Term loans by origination year, two years before current fiscal year, finance receivable 58.0 32.0
Term loans by origination year, three years before current fiscal year, finance receivable 28.0 33.0
Term loans by origination year, four years before current fiscal year, finance receivable 30.0 21.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 724.0 683.0
Revolving loans, finance receivable 41.0 58.0
Revolving loans converted to term loans, finance receivable 151.0 159.0
Total loans 1,108.0 1,117.0
Total Consumer [Member] | Residential mortgage [Member] | Not government insured/guaranteed [Member] | 90 days or more past due [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 0.0 6.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 18.0 17.0
Term loans by origination year, two years before current fiscal year, finance receivable 12.0 15.0
Term loans by origination year, three years before current fiscal year, finance receivable 8.0 25.0
Term loans by origination year, four years before current fiscal year, finance receivable 14.0 15.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 327.0 530.0
Revolving loans, finance receivable 24.0 32.0
Revolving loans converted to term loans, finance receivable 201.0 260.0
Total loans 604.0 900.0
Total Consumer [Member] | Residential mortgage [Member] | Government insured or guaranteed [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Term loans by origination year, current fiscal year, finance receivable 5.0 9.0
Term loans by origination year, fiscal year before current fiscal year, finance receivable 15.0 59.0
Term loans by origination year, two years before current fiscal year, finance receivable 39.0 133.0
Term loans by origination year, three years before current fiscal year, finance receivable 97.0 148.0
Term loans by origination year, four years before current fiscal year, finance receivable 112.0 200.0
Term loans by origination year, more than five years before current fiscal year, finance receivable 7,300.0 8,311.0
Revolving loans, finance receivable 0.0 0.0
Revolving loans converted to term loans, finance receivable 0.0 0.0
Total loans 7,568.0 8,860.0
Total Consumer [Member] | Residential mortgage [Member] | Government insured or guaranteed [Member] | 90 days or more past due [Member]    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Total loans $ 2,600.0 $ 3,200.0