Consolidated Statement of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities:
Net income before noncontrolling interests	$ 10,254	$ 16,839
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	577	(3,703)
Changes in fair value of MSRs and LHFS carried at fair value	(1,550)	(1,158)
Depreciation, amortization and accretion	5,253	6,090
Deferred income tax expense (benefit)	410	(2,689)
Other, net	(18,274)	(8,446)	[1]
Originations and purchases of loans held for sale	(59,971)	(123,983)
Proceeds from sales of and paydowns on loans originally classified as held for sale	54,904	78,356
Net change in:
Debt and equity securities, held for trading	29,988	7,638
Derivative assets and liabilities	4,338	(4,639)
Other assets	(10,673)	16,736
Other accrued expenses and liabilities	4,547	2,617
Net cash provided (used) by operating activities	19,803	(16,342)
Net change in:
Federal funds sold and securities purchased under resale agreements	10,383	(2,135)
Available-for-sale debt securities:
Proceeds from sales	16,894	14,568
Prepayments and maturities	16,824	61,080
Purchases	(38,834)	(84,576)
Held-to-maturity debt securities:
Paydowns and maturities	22,807	60,613
Purchases	(2,360)	(59,480)
Equity securities, not held for trading:
Proceeds from sales and capital returns	3,732	2,706
Purchases	(4,474)	(4,480)
Loans:
Loans originated by banking subsidiaries, net of principal collected	(63,298)	8,292
Proceeds from sales of loans originally classified as held for investment	10,934	26,388
Purchases of loans	(504)	(313)
Principal collected on nonbank entities’ loans	3,869	7,642
Loans originated by nonbank entities	(3,044)	(8,242)
Other, net	521	1,720	[1]
Net cash provided (used) by investing activities	(26,550)	23,783
Net change in:
Deposits	(84,324)	66,482
Short-term borrowings	13,801	(17,019)
Long-term debt:
Proceeds from issuance	36,090	1,143
Repayment	(17,192)	(44,739)
Preferred stock:
Proceeds from issuance	0	5,756
Redeemed	0	(6,675)
Cash dividends paid	(777)	(867)
Common stock:
Repurchased	(6,027)	(7,452)
Cash dividends paid	(3,040)	(1,603)
Other, net	(559)	(392)	[1]
Net cash used by financing activities	(62,028)	(5,366)
Net change in cash, cash equivalents, and restricted cash	(68,775)	2,075
Cash, cash equivalents, and restricted cash at beginning of period	234,230	264,612
Cash, cash equivalents, and restricted cash at end of period	165,455	266,687
Supplemental cash flow disclosures:
Cash paid for interest	4,264	3,407
Cash paid for income taxes, net	$ 3,863	$ 3,114

[1] Prior period balances have been revised to conform with the current period presentation.