Consolidated Statement of Cash Flows - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income before noncontrolling interests	$ 3,802	$ 4,690
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	(787)	(1,048)
Changes in fair value of MSRs and LHFS carried at fair value	(891)	(1,368)
Depreciation, amortization and accretion	1,791	2,150
Deferred income tax benefit	(179)	386
Other, net	(6,116)	(5,335)	[1]
Originations and purchases of loans held for sale	(24,206)	(45,179)
Proceeds from sales of and paydowns on loans originally classified as held for sale	18,324	24,757
Net change in:
Debt and equity securities, held for trading	11,771	11,122
Derivative assets and liabilities	(766)	(922)
Other assets	(5,815)	8,481
Other accrued expenses and liabilities	3,271	(1,204)
Net cash provided (used) by operating activities	199	(3,470)
Net change in:
Federal funds sold and securities purchased under resale agreements	(1,541)	(13,830)
Available-for-sale debt securities:
Proceeds from sales	19	13,367
Prepayments and maturities	6,876	21,840
Purchases	(19,195)	(36,203)
Held-to-maturity debt securities:
Paydowns and maturities	8,626	20,643
Purchases	(2,295)	(19,899)
Equity securities, not held for trading:
Proceeds from sales and capital returns	1,911	545
Purchases	(1,481)	(1,626)
Loans:
Loans originated by banking subsidiaries, net of principal collected	(20,285)	17,447
Proceeds from sales of loans originally classified as held for investment	4,143	11,358
Purchases of loans	(100)	(50)
Principal collected on nonbank entities’ loans	1,465	5,265
Loans originated by nonbank entities	(1,219)	(3,469)
Other, net	115	140	[1]
Net cash provided (used) by investing activities	(22,961)	15,528
Net change in:
Deposits	(1,125)	33,222
Short-term borrowings	(980)	(79)
Long-term debt:
Proceeds from issuance	8,089	110
Repayment	(7,889)	(21,676)
Preferred stock:
Proceeds from issuance	0	4,529
Redeemed	0	(4,525)
Cash dividends paid	(220)	(276)
Common stock:
Repurchased	(6,018)	(596)
Cash dividends paid	(958)	(383)
Other, net	(472)	(263)	[1]
Net cash provided (used) by financing activities	(9,573)	10,063
Net change in cash, cash equivalents, and restricted cash	(32,335)	22,121
Cash, cash equivalents, and restricted cash at beginning of period	234,230	264,612
Cash, cash equivalents, and restricted cash at end of period	201,895	286,733
Supplemental cash flow disclosures:
Cash paid for interest	661	1,091
Cash paid for income taxes, net	$ 76	$ 358

[1] Prior period balances have been revised to conform with the current period presentation.